Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of America Corporation (BAC) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a large financial institution with common stock and multiple series of preferred stock and related depositary shares listed on the New York Stock Exchange, Bank of America files a wide range of documents that detail its financial condition, capital structure, and material corporate events.
Among the most closely watched filings are the company’s periodic reports and earnings-related Form 8-Ks, which announce quarterly and annual results, summarize net income and other key metrics, and reference accompanying press releases, presentation materials, and supplemental financial information. These filings also describe investor conference calls and webcasts where management discusses performance and other matters related to the corporation.
Bank of America’s filings further outline its registered securities, including common stock under the BAC ticker and numerous preferred stock series and hybrid income term securities, each with its own trading symbol. Other 8-Ks address topics such as changes in accounting methods for certain equity investments, the issuance of new preferred stock series and related depositary shares, and authorizations of common stock repurchase programs and dividends.
On this page, users can review Bank of America’s SEC filings as they are made available from EDGAR. AI-powered tools can assist by summarizing lengthy documents, highlighting important sections in 10-K and 10-Q reports, and making it easier to understand disclosures about capital, preferred stock terms, and other regulatory information that shapes the BAC investment profile.
Bank of America Corporation, via BofA Finance LLC, is offering 1,148,600 Market-Linked One Look Barrier Notes tied to NVIDIA common stock at $10 per unit, maturing on January 26, 2027. The notes are fully and unconditionally guaranteed by BAC and pay a fixed Digital Payment of $2.85 per unit (28.50%) if the Ending Value is at least 80.00% of the Starting Value. The initial estimated value is $9.823 per unit. Proceeds to BofA Finance before expenses are $11,313,710, reflecting a $0.15 per unit underwriting discount.
The Starting Value is $181.81 and the Threshold Value is $145.45. If the Ending Value falls below the Threshold Value, repayment is reduced 1‑for‑1 with downside in the stock, up to a total loss of principal. There are no periodic interest payments and limited secondary market liquidity, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50 (SX5E), Financial Select Sector SPDR (XLF) and Nasdaq-100 Technology Sector Index (NDXT).
The public offering price is $1,000 per note, with an $8 underwriting discount and $992 proceeds per note before expenses. The initial estimated value is expected between $930 and $980 per $1,000. The notes have an approximately 3-year term and are callable monthly at $1,000 plus the applicable coupon.
Investors receive a $8 monthly contingent coupon per $1,000 (0.80% per month; 9.60% per annum) only if each underlying is at or above its Coupon Barrier set at 60% of its Starting Value. At maturity, if not called, principal is protected only if the least performing underlying is at or above its 60% Threshold Value; otherwise, repayment is reduced and can result in a total loss of principal. All payments are subject to the credit risk of the issuer and guarantor.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nikkei 225, Russell 2000, and S&P 500. The notes target quarterly contingent coupons of $22.00 per $1,000 (2.20% per quarter; 8.80% per annum) if each index closes at or above its Coupon Barrier (70% of its Starting Value) on the Observation Date. The issuer may redeem all notes on quarterly Call Payment Dates at $1,000 per note plus any due coupon.
The term is approximately 3 years, from an Issue Date of October 21, 2025 to a Maturity Date of October 19, 2028, unless called. Key levels: Starting Values — NKY 48,277.74; RTY 2,467.015; SPX 6,629.07. Coupon Barriers are 70% and Threshold Values are 60% of Starting Values (e.g., SPX barrier 4,640.35; threshold 3,977.44). At maturity, if the least performing index is at or above its Threshold (60%), investors receive $1,000 per note; if it is below, principal is reduced one-for-one with index loss and could be zero. The initial estimated value is $969.60 per $1,000, below the $1,000 public offering price; per-note underwriting discount is $18.50 with proceeds to BofA Finance of $981.50. Payments depend on the credit of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index (NDXT), the Real Estate Select Sector SPDR Fund (XLRE) and the SPDR S&P Regional Banking ETF (KRE).
The notes are priced at $1,000 per note with total offering of $9,344,000, an underwriting discount of $6.50 per note, and proceeds to BofA Finance of $993.50 per note. The initial estimated value is $966.40 per $1,000, reflecting internal funding and hedging costs. The term is approximately 2.5 years, with issuer call rights on monthly dates at $1,000 plus any due coupon.
Investors receive a contingent coupon of $9.334 per $1,000 (0.9334% monthly; 11.20% per annum) for any month when each underlying is at or above its coupon barrier (60% of Starting Value). At maturity, if not called, principal is repaid only if the least performing underlying is at or above its threshold value (55% of Starting Value); otherwise, repayment is reduced in line with the decline and may be zero. Payments depend on the credit risk of BofA Finance and BAC.
Bank of America (BAC) filed a 424B2 for BofA Finance Auto-Callable Enhanced Return Dual Directional Notes linked to the least performing of AMZN and AAPL. The notes are a primary offering with a public offering price of $1,000 per note and totals of $9,964,000 (underwriting discount $249,100; proceeds to BofA Finance $9,714,900). The initial estimated value is $974.70 per $1,000, reflecting internal funding and hedging costs.
The notes have a term of approximately three years (pricing Oct 16, 2025; issue Oct 21, 2025; maturity Oct 19, 2028) and may be automatically called if each stock’s observation value is at or above its call value on the call observation date. If called on Oct 19, 2026, investors receive a Call Amount of $1,251.70 per $1,000 on Oct 22, 2026. Otherwise, at maturity the payoff depends on the Least Performing stock with a 150% upside participation rate, a Redemption Barrier at 100% of starting value (AMZN $214.47; AAPL $247.45) and a Threshold Value at 70% (AMZN $150.13; AAPL $173.22). Payments are subject to the credit risk of BofA Finance (issuer) and BAC (guarantor) and the notes are not FDIC insured.
BofA Finance (guaranteed by BAC) is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the NDXT, RTY and SPX. The notes target a $6.542 monthly coupon per $1,000 (0.6542% per month; 7.85% per annum) when each index closes at or above its 70% Coupon Barrier. The issuer may redeem the notes monthly at $1,000 plus any due coupon.
The term is approximately 4.75 years (pricing October 16, 2025; maturity July 19, 2030). Initial estimated value is $937.30 per $1,000, below the public offering price due to funding and hedging costs. The fee table shows a per-note underwriting discount of $37.50 and issuer proceeds of $962.50; total offering $579,000.00 with proceeds of $557,287.50.
If the least performing index ends below its 70% Threshold Value at maturity, repayment falls in line with the index decline and can be zero; if at or above, principal is repaid and the final coupon may be paid if barriers are met. All amounts depend on the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, filed a preliminary 424B2 for principal-at-risk Jump Securities with an auto-call feature linked to the worst performing of the S&P 500 Index and Russell 2000 Index, maturing on November 5, 2031.
The notes do not pay interest and have a one-year non-call. Starting November 9, 2026, they auto-redeem quarterly if both indices are at or above their initial values, paying at least $1,086.500 per $1,000 on the first call date and rising by schedule to at least $1,497.375 by August 5, 2031. If not called, and on the final date both indices are at or above initial, holders receive at least $1,519.00 per $1,000. If either index is below initial but both stay at or above the 80% downside threshold, repayment is $1,000. If either finishes below its threshold, maturity payment reflects the worst index’s decline on a 1‑to‑1 basis and can be substantially less than 80% of principal, up to zero.
Issue price is $1,000 per security; the initial estimated value is $910.00–$950.00. Sales commission is $30.00 and a structuring fee is $5.00 per security. All payments are subject to the credit risk of BofA Finance and BAC.
Bank of America (BAC) is offering Digital Return Plus Notes issued by BofA Finance, linked to the least performing of SPDR Gold Shares (GLD) and iShares Silver Trust (SLV). The total public offering is $1,542,000 at $1,000 per note, with an underwriting discount of $33.50 per note and issuer proceeds of $966.50 per note. The initial estimated value is $901.10 per $1,000.
The notes run approximately five years (pricing October 16, 2025; maturity October 21, 2030) with an Upside Participation Rate of 138.175% and a Digital Payment of $1,950 per $1,000 (a 95.00% return) if the least performing underlying ends at or above its starting value. If the least performing ends below its starting value but at or above the threshold (80.00% of start), investors receive $1,000. If it falls below the threshold, repayment declines and investors could lose up to all principal.
Starting values: GLD $396.45 (threshold $317.16) and SLV $49.17 (threshold $39.34). Payments are subject to the credit risk of BofA Finance and BAC and reflect BAC’s internal funding rate and hedging-related charges.
BofA Finance is offering Digital Return Notes linked to the common stock of IonQ, Inc. (NYSE: IONQ), fully and unconditionally guaranteed by Bank of America Corporation. The public offering price is $1,000.00 per Note, with an underwriting discount of $23.75 and proceeds to BofA Finance of $976.25 per $1,000.00.
The Notes pay a fixed Digital Payment of $1,500.00 per $1,000.00 at maturity if the Ending Value of IONQ is greater than or equal to the Threshold Value, set at 50.00% of the Starting Value. If the Ending Value is below the Threshold, the Redemption Amount decreases in line with the stock’s decline, and investors could lose up to 100% of principal. The expected term is approximately 15 months, with a pricing date of October 27, 2025 and maturity on February 1, 2027.
The initial estimated value is expected to be between $900.00 and $960.00 per $1,000.00, reflecting BAC’s internal funding rate and hedging-related charges. BofA Securities, Inc. acts as calculation agent and selling agent (FINRA Rule 5121 applies). Sales to retail investors in the EEA and the UK are prohibited.
Bank of America (BAC) reported an insider transaction by Chair and CEO Brian T. Moynihan on 10/15/2025. He reported a conversion related to cash‑settled restricted stock units and a same‑day sale of 17,892 shares at $52.28.
Following the transactions, he beneficially owned 2,651,313 BAC shares directly. Additional holdings include 3,568.159 share equivalents in a 401(k) plan and 100,000 shares held indirectly by a trust. The derivative line reflects cash‑settled RSUs, with each unit economically equivalent to one share and a remaining balance of 71,566 units. The grant vests in twelfths on the 15th of each month from March 2025 through February 2026 and is payable solely in cash.