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Bank of America Corp SEC Filings

BAC NYSE

Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

The Bank of America Corporation (BAC) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a large financial institution with common stock and multiple series of preferred stock and related depositary shares listed on the New York Stock Exchange, Bank of America files a wide range of documents that detail its financial condition, capital structure, and material corporate events.

Among the most closely watched filings are the company’s periodic reports and earnings-related Form 8-Ks, which announce quarterly and annual results, summarize net income and other key metrics, and reference accompanying press releases, presentation materials, and supplemental financial information. These filings also describe investor conference calls and webcasts where management discusses performance and other matters related to the corporation.

Bank of America’s filings further outline its registered securities, including common stock under the BAC ticker and numerous preferred stock series and hybrid income term securities, each with its own trading symbol. Other 8-Ks address topics such as changes in accounting methods for certain equity investments, the issuance of new preferred stock series and related depositary shares, and authorizations of common stock repurchase programs and dividends.

On this page, users can review Bank of America’s SEC filings as they are made available from EDGAR. AI-powered tools can assist by summarizing lengthy documents, highlighting important sections in 10-K and 10-Q reports, and making it easier to understand disclosures about capital, preferred stock terms, and other regulatory information that shapes the BAC investment profile.

Rhea-AI Summary

Bank of America Corporation (via BofA Finance) filed a 424B2 for Contingent Income (with Memory) Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT), Russell 2000 (RTY) and S&P 500 (SPX). The notes are priced at $1,000 each with an initial estimated value of $981.20 per $1,000. Gross proceeds total $2,585,000.00, with an underwriting discount of $12,925.00 and proceeds to BofA Finance of $2,572,075.00.

The notes have an approximately 5‑year term, are issuer callable on monthly Call Payment Dates at $1,000 plus any applicable contingent coupon, and pay a monthly contingent coupon with a memory feature of $6.334 per $1,000 when each underlying closes at or above its coupon barrier. Barriers and threshold values are set at 55.00% of the starting level for each index. If the least performing index ends below its threshold at maturity, principal is reduced in line with the index decline, up to a total loss.

Payments depend on the credit of BofA Finance (issuer) and BAC (guarantor). The economic terms reflect BAC’s internal funding rate and hedging-related charges, which contribute to the initial estimated value being below the public offering price.

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Rhea-AI Summary

BofA Finance (guaranteed by Bank of America Corporation) is offering $1,500,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of NDXT, RTY and XLU. The public offering price is $1,000 per note, with a $5.00 underwriting discount and $995.00 per note proceeds to BofA Finance before expenses. The initial estimated value is $980.50 per $1,000.

The notes run about two years (pricing on October 16, 2025; maturity October 21, 2027) and pay a monthly contingent coupon of $7.584 per $1,000 (0.7584% per month; 9.10% per annum) only if each underlying is at or above its coupon barrier (70% of starting value). They are issuer callable on monthly call payment dates at par plus any applicable coupon.

At maturity, if not called, repayment of principal depends on the least performing underlying. If its ending value is at or above the threshold (80% of start), investors receive par (plus coupon if barriers are met). If it is below the threshold, repayment is reduced, down to $200 per $1,000 in a severe decline, meaning up to an 80% loss of principal.

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Rhea-AI Summary

BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Auto‑Callable Yield Notes linked to the least performing of AMD, NVIDIA, and ServiceNow. The Notes pay a contingent coupon of $17.792 per $1,000 (1.7792% monthly; 21.35% per annum) on each monthly Observation Date when each stock is at or above its Coupon Barrier.

Key terms: approximate 2‑year term; pricing October 16, 2025; issue October 21, 2025; maturity October 21, 2027. Starting Values: AMD $234.56, NVDA $181.81, NOW $894.49. Coupon Barriers (60%): AMD $140.74, NVDA $109.09, NOW $536.69. Threshold Values (50%): AMD $117.28, NVDA $90.91, NOW $447.25. Automatic call may occur beginning January 16, 2026 if each stock is at or above its Starting Value.

The initial estimated value is $976.60 per $1,000, below the $1,000 public offering price. Total offering: $1,133,000; underwriting discount $5 per Note; proceeds to BofA Finance $995 per Note ($1,127,335 total). If the least performing stock is below its Threshold Value at maturity, repayment of principal is reduced and could be zero. All payments are subject to the credit risk of BofA Finance and BAC.

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Rhea-AI Summary

BofA Finance, guaranteed by Bank of America Corporation (BAC), priced Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000, and S&P 500. The offering totals $11,891,000.00 at a public offering price of $1,000.00 per note, with underwriting discounts of $65,400.50 and proceeds to BofA Finance of $11,825,599.50 before expenses.

The approximately three-year notes pay a contingent coupon of $25.00 per $1,000.00 (2.50% quarterly; 10.00% per annum) on observation dates only if each index is at or above its coupon barrier (NDX 17,260.07; RTY 1,726.911; SPX 4,640.35). The issuer may redeem the notes quarterly at $1,000.00 plus any applicable coupon. At maturity, if not called, principal is protected only if the least performing index ends at or above its threshold value (NDX 16,027.21; RTY 1,603.560; SPX 4,308.90); otherwise repayment can be less than 65.00% of principal, up to a full loss.

The initial estimated value is $979.50 per $1,000.00, reflecting internal funding and hedging costs. Credit risk of BofA Finance and BAC applies to all payments.

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Rhea-AI Summary

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 3‑year Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index (NDXT), the Russell 2000 Index (RTY) and the Technology Select Sector SPDR Fund (XLK). Total offering size is $1,681,000, with per‑note pricing of $1,000, an underwriting discount of $2.50, and proceeds to the issuer of $997.50 per $1,000 note.

Investors may receive a $27.50 contingent coupon per $1,000 each quarter if all underlyings are at or above their coupon barriers (75% of starting values) on observation dates, with a memory feature. The issuer can redeem the notes on specified quarterly dates at $1,000 plus any applicable coupon. At maturity (Oct 19, 2028), if the least performing underlying is at or above its threshold value (65% of start), principal is repaid (and a final coupon if at/above the coupon barrier); otherwise, repayment falls in line with the decline and can be as low as zero.

The initial estimated value is $981.30 per $1,000, reflecting internal funding and hedging costs. Payments depend on the credit risk of BofA Finance and BAC.

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Rhea-AI Summary

Bank of America Corporation (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of NDXT, SPX and IWN. The notes target a term of approximately 3 years and pay a $9.25 monthly coupon per $1,000 (0.925% per month; 11.10% per annum) if each underlying is at or above its coupon barrier on the observation date.

The initial estimated value is $972.60 per $1,000, below the public offering price. The offering totals $2,157,000, with an underwriting discount of $7.00 per note and proceeds before expenses to BofA Finance of $2,141,901. BofA Finance may redeem the notes monthly at $1,000 plus the applicable coupon if barriers are met.

Coupon barriers are set at 75% of starting values (NDXT 9,505.68; SPX 4,971.80; IWN $132.62). The threshold value is 60% (NDXT 7,604.54; SPX 3,977.44; IWN $106.10). If the least performing underlying ends below its threshold, principal repayment will be reduced and could be zero. Payments depend on the credit risk of BofA Finance (issuer) and BAC (guarantor).

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Rhea-AI Summary

BofA Finance, guaranteed by Bank of America (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index, and the S&P 500 Index. The total public offering price is $17,494,000.00 at $1,000 per note, with an underwriting discount of $2.50 per note and proceeds to BofA Finance of $997.50 per note ($17,450,265.00 before expenses).

The notes have an approximate 3‑year term (valuation date October 16, 2028; maturity October 19, 2028), pay a contingent coupon of $8.209 per $1,000 (0.8209% monthly; 9.85% p.a.) on observation dates only if each index is at or above its 70% coupon barrier, and are issuer‑callable on scheduled monthly call dates at par plus any due coupon. If the least performing index finishes below its 60% threshold at maturity, principal is reduced 1:1 with the decline, up to a total loss of principal.

The initial estimated value is $976.00 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit risk of BofA Finance and BAC.

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BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the NDXT, RTY and SPX, totaling $6,590,000 at $1,000 per note. The initial estimated value is $983.10 per $1,000.

The notes pay a contingent coupon of $9.084 per $1,000 (0.9084% monthly; 10.90% per annum) on monthly observation dates only if each index is at or above its Coupon Barrier (70% of Starting Value). They are issuer-callable on scheduled monthly call dates at $1,000 plus any applicable coupon.

If not called, at maturity you receive $1,000 plus a final coupon if the least performing index is at or above its Threshold Value (60%); otherwise repayment is reduced and may be zero. Key levels: NDXT start 12,674.24; RTY 2,467.015; SPX 6,629.07. Proceeds to BofA Finance are $6,557,050 before expenses after a $32,950 underwriting discount. Payments depend on the credit of BofA Finance and the BAC guarantee.

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BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the Russell 2000 Index (RTY), SPDR S&P Regional Banking ETF (KRE), and VanEck Semiconductor ETF (SMH).

The offering totals $3,529,000.00 at $1,000.00 per note, with an underwriting discount of $41.25 per note and expected proceeds to the issuer of $958.75 per note ($3,386,957.75 in total). The initial estimated value is $926.40 per $1,000, reflecting internal funding and hedging costs.

The notes have a term of about five years (pricing Oct 16, 2025, maturity Oct 21, 2030) and may auto-call quarterly beginning Oct 16, 2026 if each underlying is at or above its starting value. Monthly contingent coupons of $7.50 per $1,000 are paid only when all underlyings are at or above their coupon barriers (70% of starting values: RTY 1,726.911; KRE $40.70; SMH $240.31) with a memory feature. Principal is at risk below the 60% threshold values (RTY 1,480.209; KRE $34.88; SMH $205.98); losses can reach 100%.

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Rhea-AI Summary

Bank of America’s BofA Finance, guaranteed by BAC, priced Contingent Income (with Memory Feature) Auto‑Callable Yield Notes linked to Alphabet’s Class A stock. The notes were offered at $1,000.00 per note, for an aggregate $4,666,000.00 public offering. Underwriting was $25.00 per note, with proceeds to BofA Finance of $975.00 per note ($4,549,350.00 total). The initial estimated value was $959.50 per $1,000, reflecting internal funding and hedging costs.

The notes run about three years, auto‑callable quarterly starting April 16, 2026 if GOOGL’s Observation Value is at or above the Call Value of $251.46 (the Starting Value). A $25.80 contingent quarterly coupon per $1,000 is paid when the Observation Value is at or above the Coupon Barrier/Threshold of $188.60 (75% of Starting Value), with a memory feature. If not called, at maturity on October 19, 2028 investors receive par only if the Ending Value is at or above the Threshold; below it, repayment falls one‑for‑one and can be zero. Payments depend on the credit of BofA Finance and BAC.

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FAQ

How many Bank of America (BAC) SEC filings are available on StockTitan?

StockTitan tracks 2477 SEC filings for Bank of America (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for Bank of America (BAC)?

The most recent SEC filing for Bank of America (BAC) was filed on October 20, 2025.