Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of America Corporation (BAC) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a large financial institution with common stock and multiple series of preferred stock and related depositary shares listed on the New York Stock Exchange, Bank of America files a wide range of documents that detail its financial condition, capital structure, and material corporate events.
Among the most closely watched filings are the company’s periodic reports and earnings-related Form 8-Ks, which announce quarterly and annual results, summarize net income and other key metrics, and reference accompanying press releases, presentation materials, and supplemental financial information. These filings also describe investor conference calls and webcasts where management discusses performance and other matters related to the corporation.
Bank of America’s filings further outline its registered securities, including common stock under the BAC ticker and numerous preferred stock series and hybrid income term securities, each with its own trading symbol. Other 8-Ks address topics such as changes in accounting methods for certain equity investments, the issuance of new preferred stock series and related depositary shares, and authorizations of common stock repurchase programs and dividends.
On this page, users can review Bank of America’s SEC filings as they are made available from EDGAR. AI-powered tools can assist by summarizing lengthy documents, highlighting important sections in 10-K and 10-Q reports, and making it easier to understand disclosures about capital, preferred stock terms, and other regulatory information that shapes the BAC investment profile.
BofA Finance LLC offers Fixed Income Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100® and the S&P 500®. The Notes are expected to price on March 25, 2026 and issue on March 30, 2026, with an approximate 18 month term.
The Notes pay a monthly fixed coupon equal to $8.042 per $1,000.00 (a rate of 9.65% per annum). Beginning with the September 25, 2026 Call Observation Date the Notes are automatically callable if both Underlyings close at or above 100.00% of their Starting Values on a Call Observation Date. If not called, at maturity the Notes repay principal unless the Ending Value of the Least Performing Underlying is below 70.00% of its Starting Value, in which case holders are exposed 1:1 to losses (up to 100.00% of principal). The cover shows an initial estimated value range of $950.10 to $990.10 and a public offering price of $1,000.00 per note.
BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes linked to the S&P 500® Index, fully guaranteed by Bank of America Corporation. The Notes have an approximately 12-month term with a public offering price of $1,000.00 per Note and an expected issue date of March 26, 2026. They pay a contingent coupon of 7.05% per annum ( 0.5875% monthly) when the S&P 500 closing level on an Observation Date is ≥ 70.00% of the Starting Value. Beginning with the June 23, 2026 Call Observation Date the Notes are automatically callable quarterly if the index is ≥ 100.00% of the Starting Value; called Notes pay principal plus the applicable contingent coupon. If not called, the Notes repay full principal at maturity unless the Ending Value is below the Threshold Value, in which case holders suffer 1:1 downside (up to 100% principal loss). The Starting Value was 6,506.48 (Strike Date March 20, 2026); maturity is March 29, 2027. The initial estimated value range at pricing was $940.00–$990.00 per $1,000.00 Note; underwriting discount is $4.50 per Note.
BofA Finance LLC is offering Auto-Callable Notes linked to the capital stock of International Business Machines Corporation (IBM), fully and unconditionally guaranteed by Bank of America Corporation (BAC). The Notes have an approximate five-year term if not called, are expected to price on April 2, 2026 and issue on April 8, 2026. They are automatically callable beginning with the April 12, 2027 Call Observation Date if the Observation Value meets or exceeds the Call Value, with a schedule of Call Amounts per $1,000 principal listed in the supplement. At maturity, if not called, redemption depends on IBM's Ending Value: you would receive $1,992.52 per $1,000 if Ending Value >= 100% of Starting Value; you receive $1,000 if Ending Value is between 70% and 100%; below 70% you have 1:1 downside exposure to the stock (up to 100% loss).
There are no periodic coupons; payments are subject to issuer and guarantor credit risk. The initial estimated value range on the pricing date is shown as $920.00 to $980.00 per $1,000, and the public offering price is $1,000 with proceeds to the issuer of $997 per $1,000 after underwriting discount.
BofA Finance is offering Contingent Income Buffered Auto-Callable Yield Notes linked to the common stock of NVIDIA Corporation (NVDA), expected to price on April 6, 2026 and issue on April 9, 2026.
The Notes have an approximate 13-month term to May 11, 2027, a contingent coupon of 11.00% per annum (paid monthly) payable only if monthly Observation Values are at or above 70.00% of the Starting Value, and an automatic call feature beginning on the October 6, 2026 Call Observation Date if the Observation Value is at or above 100.00% of the Starting Value. At maturity, if the Ending Value is below the 70.00% Threshold Value, investors have 1:1 downside beyond a 30.00% decline (up to 70.00% principal loss); otherwise principal is returned. The cover page shows an initial estimated value range of $940.00 to $990.00 per $1,000.00 note; the public offering price is $1,000.00.
BofA Finance LLC is offering Auto-Callable Notes fully and unconditionally guaranteed by Bank of America Corporation linked to the least performing of the Nasdaq-100 Technology Sector Index and the S&P 500 Index. The Notes are expected to price on April 7, 2026, issue on April 10, 2026, and mature on April 10, 2031, an approximate 5 year term if not called.
Per $1,000 principal: public offering price is $1,000.00, underwriting discount up to $25.00, and proceeds to BofA Finance of $975.00. The issuer’s initial estimated value range at pricing is $940.00 to $990.00 per $1,000.00. The Notes pay no periodic interest and are automatically callable on specified semi-annual Call Observation Dates beginning April 13, 2027 for predetermined Call Amounts (ranging from $1,111.50 to $1,501.75 per $1,000). If not called, redemption depends on the Least Performing Underlying: full enhanced repayment of $1,557.50 if the Ending Value of the Least Performing Underlying is greater than or equal to its Redemption Barrier; return of principal if Ending Value is between 90.00% and 100.00% of Starting Value; otherwise 1:1 downside exposure with up to 100.00% principal loss. All payments are subject to the credit risk of the Issuer and the Guarantor.
BofA Finance LLC is offering Capped Buffered Enhanced Return Notes linked to the S&P 500® Index due March 29, 2027. The Notes have an approximate 12-month term, a Starting Value of 6,506.48 determined on March 20, 2026, and were expected to price on March 23, 2026 and issue on March 26, 2026.
At maturity the Notes pay 120.00% participation in positive Index performance up to a $1,125.00 Redemption Amount per $1,000.00 principal (a 12.50% max return). The Notes provide a 15.00% buffer (Threshold Value 5,530.51), after which losses are 1:1 (up to 85.00% of principal at risk). The initial estimated value range at pricing was $942.00 to $992.00 per $1,000.00, and the public offering price is $1,000.00 per Note with underwriting discount up to $2.00.
All payments are subject to the credit risk of BofA Finance (Issuer) and Bank of America Corporation (Guarantor). The Notes are not listed on any exchange and do not pay periodic interest.
Bank of America is asking shareholders to vote at its virtual 2026 annual meeting on May 4, 2026, on electing 12 directors, approving executive pay on an advisory basis, ratifying the 2026 auditor, and considering two shareholder proposals. Shareholders of record on March 13, 2026 may vote online, by phone, by mail, or during the meeting.
The proxy highlights the bank’s Responsible Growth strategy and reports 2025 revenue of $113.1B, up 7% versus 2024, net income of $30.5B, up 13%, and diluted EPS of $3.81, up 19%. Loans reached $1.19T and deposits $2.02T as of December 31, 2025. The common equity tier 1 capital ratio was 11.4%, above the 10.0% regulatory minimum, and net charge-offs were 0.50% of loans and leases.
The Board emphasizes strong governance, noting that 92% of nominees are independent and all key committees are fully independent. It details active risk oversight, including an Enterprise Risk Committee focused on the Risk Framework and Risk Appetite Statement, and regular cybersecurity briefings. The Compensation and Human Capital Committee underscores a pay-for-performance philosophy tied to financial and non-financial results, risk management, and long-term shareholder value.
For 2025, the Board set CEO Brian Moynihan’s total compensation at $41.0 million, with 3.7% in base salary and 96.3% in equity-based incentives. Half of his variable pay is performance restricted stock units that vest based on three-year averages of return on assets (tax-normalized) and growth in adjusted tangible book value, with higher performance standards and a 150% maximum payout for exceptional results. The rest is split between cash-settled and time-based restricted stock units, and 50% of his net after-tax shares from equity awards must be held until one year after retirement.
The proxy also describes extensive shareholder engagement in 2025, including outreach to 74 shareholders representing about 67% of institutionally held shares and 52 meetings covering roughly 45%. Investors expressed support for the Board’s leadership structure, director succession planning, and executive pay design. A longstanding program will direct a $1 charitable donation per voting account, shared among Cohen Veterans Network, The Global FoodBanking Network, and Soldiers’ Angels.
BofA Finance LLC is offering Auto-Callable Notes linked to the common stock of JPMorgan Chase & Co. The Notes are expected to price on April 2, 2026, issue on April 8, 2026, and mature on April 7, 2031 with an approximate five-year term if not called.
The Notes pay no periodic interest and are automatically callable beginning with the April 12, 2027 Call Observation Date for preset Call Amounts (for example, $1,153.00 on the first call). At maturity holders receive $1,765.00 per $1,000.00 if the Ending Value is ≥ 100% of Starting Value, receive principal if Ending Value is ≥ 70%, or suffer 1:1 downside below 70%, risking up to 100% of principal. Payments are subject to the credit risk of BofA Finance and Bank of America Corporation.
BofA Finance LLC offers Dual Directional Buffered Notes linked to the least performing of the Nasdaq-100 and the S&P 500. The notes have an approximate 17-month term, with a pricing date of March 24, 2026, expected issue date March 27, 2026 and maturity on August 27, 2027. They provide 100% upside participation in the Least Performing Underlying subject to a Max Return of 32.15% ($1,321.50 per $1,000), a 10% downside buffer (Threshold Value 90%), and 1:1 downside beyond the 10% buffer exposing up to 90% of principal to loss. Public offering price is $1,000 per note; underwriting discount up to $2.50, proceeds to issuer $997.50. Initial estimated value at pricing is expected to be between $930 and $980 per $1,000. Payments are unsecured obligations of BofA Finance LLC and fully and unconditionally guaranteed by Bank of America Corporation, and are subject to issuer and guarantor credit risk.