Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes have a term of approximately 5 years, are issued in $1,000 denominations, and may be automatically called starting in December 2026 if the index meets preset Call Values, paying fixed Call Amounts that rise over time from $1,162.500 to $1,771.875 per $1,000.
If the notes are not called, investors receive at maturity either $1,812.500 per $1,000 if the index Ending Value is at or above the 60% Redemption Barrier, or a significantly reduced amount (down to zero) if the index finishes below that level, meaning up to a 100% loss of principal. The underlying index uses leveraged and variable exposure to E‑Mini S&P 500 futures with a 35% volatility target and applies a 6.00% annual decrement plus transaction costs, which continuously erode performance.
The public offering price is $1,000.00 per note, with an underwriting discount of $7.50 and proceeds to BofA Finance of $992.50 per note. The initial estimated value is expected to be between $900.00 and $970.00 per $1,000, reflecting internal funding and hedging costs, and all payments depend on the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 2‑year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Index, the Russell 2000 Index and the Energy Select Sector SPDR ETF. The public offering price is $1,000.00 per Note, with underwriting discounts of $18.50 and initial estimated value expected between $921.50 and $971.50 per $1,000.00.
Each quarter, investors may receive a contingent coupon of at least $24.125 per $1,000.00 (at least 2.4125% per quarter, 9.65% per annum) if all three underlyings are at or above 65% of their starting levels. The issuer can redeem the Notes on specified quarterly dates at $1,000.00 per Note plus any due coupon. If held to maturity and the least performing underlying finishes below 65% of its starting level, repayment is reduced in line with that decline and investors can lose up to 100% of their principal.
Payments depend entirely on the credit of BofA Finance and BAC, and the Notes do not pay dividends on the underlyings. The structure embeds hedging costs and BAC’s internal funding rate, so the economic value to investors is lower than the public offering price, and secondary market prices may be below the amount initially paid.
BofA Finance, guaranteed by Bank of America, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the worst performer of three ETFs: the State Street Energy Select Sector SPDR (XLE), VanEck Gold Miners (GDX) and VanEck Semiconductor (SMH).
Investors may receive a monthly contingent coupon of $14.375 per $1,000 (about 1.4375% per month, 17.25% per year) if on each observation date all three ETFs are at or above 70% of their starting value. The issuer can redeem the notes early on specified monthly call dates at $1,000 plus any due coupon.
If the notes are not called and the worst-performing ETF finishes at or above 50% of its starting value, investors receive full principal back (plus any final coupon if the 70% barrier is met). If the worst ETF ends below 50%, principal is reduced in line with that decline, and investors could lose their entire investment. The initial estimated value is expected to be between $920 and $970 per $1,000, below the public offering price of $1,000, and payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering callable contingent income securities due December 30, 2027 linked to the worst performer of the S&P 500, Russell 2000 and NASDAQ‑100 indices. Each security has a stated principal amount of $1,000 and can pay a quarterly contingent coupon of at least $24.375 per security (at least 9.75% per year), but only if all three indices stay at or above 70% of their initial values on every index business day in the relevant quarter.
Beginning March 31, 2026, BofA Finance may redeem all of the securities on any quarterly redemption date for $1,000 per security plus any due contingent coupon. If the notes are not redeemed and, on the final observation date, any index finishes below its 70% downside threshold, investors are fully exposed to the decline of the worst-performing index on a 1‑to‑1 basis and can lose most or all of their principal. The estimated value on the pricing date is between $910 and $970 per $1,000, reflecting fees, hedging costs and the issuer’s internal funding rate.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering callable contingent income securities due December 30, 2027 linked to the worst performer of the S&P 500, Russell 2000 and NASDAQ-100 indices. Each security has a stated principal amount of $1,000 and can pay a contingent quarterly coupon of at least $21.00 per security (at least 2.10% per quarter, or at least 8.40% per year), but only if on every index business day in the observation period all three indices stay at or above 65% of their initial level.
Beginning March 31, 2026, the issuer may redeem all securities quarterly at par plus any due coupon. If the notes are outstanding to maturity and each index finishes at or above its 65% downside threshold, investors receive principal back plus any final coupon. If any index finishes below its downside threshold, repayment is reduced 1‑for‑1 with the decline of the worst index and can fall below 65% of principal, down to zero. Payments also depend on the credit of BofA Finance and BAC, and the initial estimated value per $1,000 is between $910.00 and $970.00, less than the $1,000 issue price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 3-year Contingent Income Auto-Callable Securities linked to the Class A common stock of Alphabet Inc. (GOOGL). These principal-at-risk notes pay a contingent quarterly coupon of at least $26.50 per $1,000 (at least 2.65% per quarter, or 10.60% per year) only if Alphabet’s share level on a determination date is at or above 70% of the initial share price, the downside threshold.
If on any of the first eleven determination dates the stock is at or above the initial share price, the notes are automatically redeemed for $1,000 plus the applicable coupon and any previously unpaid coupons. If held to maturity and the final share price is at or above the downside threshold, investors receive $1,000 plus the due coupons; if it is below, repayment is reduced 1-for-1 with the stock’s decline and can be zero. The estimated value on the pricing date is between $917.50 and $967.50 per $1,000, reflecting internal funding and hedging costs. The securities are unsecured, not FDIC insured, and will not be listed on an exchange.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Auto-Callable Yield Notes linked to the common stock of JPMorgan Chase & Co.
Each Note has a public offering price of $1,000.00, with underwriters buying at $980.00 per Note. The initial estimated value on the pricing date is expected to be between $920.00 and $970.00 per $1,000.00, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges.
The Notes pay quarterly contingent coupons only if JPM’s closing price on an observation date is at or above a coupon barrier set at 70% of the starting value, with the coupon rate expected between 7.50% and 8.65% per year. Beginning in March 2026, the Notes are automatically called if JPM is at or above 100% of the starting value on any call observation date, returning $1,000 per Note plus any due coupon.
If the Notes are not called and JPM’s ending value falls below the 70% threshold, the redemption amount will be reduced in line with JPM’s decline and can be zero, meaning investors may lose up to 100% of their principal. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor.
BofA Finance LLC, fully guaranteed by Bank of America Corporation (BAC), is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Arista Networks, Inc. (ANET). The Notes have a public offering price of $1,000.00 per Note and total public offering proceeds of $3,082,000.00, with net proceeds to BofA Finance of $975.00 per Note before expenses. The initial estimated value is $964.60 per $1,000.00 principal amount, lower than the public price because of internal funding and hedging costs.
The Notes run for about three years, maturing on December 20, 2028, unless automatically called earlier if ANET’s price on specified observation dates is at or above the call value of $125.89. Investors may receive quarterly contingent coupon payments of $31.70 per $1,000.00 period when ANET’s price is at or above the coupon barrier and threshold value of $62.95, but can lose up to all principal if ANET finishes below the threshold. All payments depend on ANET’s performance and the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable senior notes linked to the least performing of the TOPIX Index, the iShares MSCI Emerging Markets ETF (EEM) and the iShares Russell 2000 Value ETF (IWN). The notes are priced at $1,000 each, with an underwriting discount of $4 and proceeds of $996 per note to BofA Finance. The initial estimated value on the pricing date is expected between $920 and $985 per $1,000.
The term is approximately 7 years, unless the notes are automatically called. Starting in 2027, if on any Call Observation Date all three underlyings are at or above 100% of their starting values, the notes are called and pay a fixed Call Amount ranging from $1,127.50 to $1,765.00 per $1,000.
If not called, at maturity investors receive $1,892.50 per $1,000 so long as the least performing underlying is at or above 80% of its starting value. If it finishes below this Redemption Barrier, repayment falls in line with the underlying loss and can be as low as zero, meaning a total loss of principal. Payments depend on the credit risk of BofA Finance and BAC, and investors do not receive any dividends from the ETFs or index.
BofA Finance, guaranteed by Bank of America, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the worst-performing of three ETFs: State Street Energy Select Sector SPDR (XLE), VanEck Junior Gold Miners (GDXJ) and VanEck Semiconductor (SMH). The public offering price is $1,000 per Note, with an underwriting discount of $10 and proceeds to BofA Finance of $990 per Note.
Holders can receive a monthly contingent coupon of $14.375 per $1,000 (1.4375% per month, 17.25% per year) if on each observation date every ETF is at or above 65% of its starting value. The issuer may redeem the Notes on specified call dates at $1,000 plus the coupon if this condition is met.
If the Notes are not called and at maturity the worst ETF is at or above 50% of its starting value, principal is repaid in full (plus any final coupon if the 65% barrier is met). If the worst ETF finishes below 50%, repayment is reduced in line with its loss and can fall to zero, meaning up to a 100% loss of principal. Payments depend on the credit of BofA Finance and BAC. The initial estimated value is expected between $910 and $970 per $1,000, lower than the public price.