Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance, guaranteed by Bank of America Corporation, is issuing auto-callable enhanced return notes linked to the S&P 500® Index. The notes are sold at $1,000 per note, with an initial estimated value of $991.70 due to BAC’s internal funding rate, fees and hedging costs.
The notes run for about 5 years, unless automatically called. If the S&P 500 is at or above the Call Value of 6,827.41 on the December 21, 2026 call observation date, investors receive a Call Amount of $1,113.50 per $1,000 and the notes terminate. If held to maturity and not called, investors get enhanced upside with a 150% upside participation rate when the index finishes at or above the redemption barrier, limited protection down to 80% of the starting level, and can lose up to 100% of principal if the index ends below that threshold.
All payments depend on the credit of BofA Finance and BAC, and the notes do not pay dividends or offer FDIC insurance. They are not intended for EEA or UK retail investors and carry complex tax and market risks highlighted in the risk factors.
BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable senior notes linked to the least performing of the Nasdaq-100, S&P 500 and S&P MidCap 400 indexes. The notes are issued at $1,000 each, with total proceeds of $390,000, and an initial estimated value of about $983.30 per $1,000 due to internal funding and hedging costs.
The term is approximately five years, with automatic call features starting in December 2026 if all three indexes are at or above their call values, triggering fixed call payments that rise over time (for example, $1,116 to $1,522 per $1,000 on scheduled dates). If not called, maturity payouts depend on the worst-performing index relative to a 95% redemption barrier and 75% threshold. If the worst index finishes below its threshold, investors can lose up to 100% of principal.
Payments depend on the credit risk of BofA Finance and BAC, and do not include dividends on the underlying indexes. The notes are complex, include significant structure‑, market‑, conflict‑ and tax‑related risks, are not intended for EEA or UK retail investors, and may have limited or no secondary market liquidity.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the Class A common stock of AppLovin Corporation (APP). Each Note has a $1,000.00 denomination, an approximately three-year term from a December 23, 2025 issue date to a December 21, 2028 maturity date, and a public offering price of $1,000.00, with $980.00 in proceeds to BofA Finance after a $20.00 underwriting discount.
The Notes can pay quarterly contingent coupon payments based on a formula that references $54.125 per $1,000.00, if APP’s price on an Observation Date is at or above a 50.00% Coupon Barrier. The Notes are automatically called at par plus the applicable contingent coupon if APP’s price on a Call Observation Date is at or above 100.00% of the Starting Value. If held to maturity and not called, investors receive full principal back only if APP’s Ending Value is at or above a 50.00% Threshold Value; otherwise, repayment is reduced in line with APP’s decline and may be zero, meaning investors could lose up to 100.00% of their principal. The initial estimated value is expected to be between $910.00 and $970.00 per $1,000.00.
Bank of America Corporation is issuing $25,000,000 of senior unsecured Fixed Rate Callable Notes due December 15, 2028.
The notes pay fixed interest of 4.07% per year, with interest paid semi-annually on June 15 and December 15, starting June 15, 2026, in minimum denominations of $1,000. They are priced at 100% of principal, with a 0.20% underwriting discount, resulting in proceeds to Bank of America of $24,950,000 before expenses.
The issuer may redeem all of the notes at 100% of principal plus accrued interest on June 15, 2027 and on each June 15 and December 15 thereafter through June 15, 2028, creating call and reinvestment risk for holders. The notes are not listed, and any secondary market is uncertain. Payments depend on Bank of America’s credit, and the documents highlight potential conflicts from affiliate trading and hedging, as well as U.S. tax treatment as ordinary income on interest and capital gain or loss on disposition.
BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500. The notes have a term of approximately 5 years, $1,000 minimum denomination and a total public offering price of $1,481,000.
Holders may receive monthly contingent coupons of $6.042 per $1,000 (0.6042% per month, 7.25% per year) only when each index is at or above 70% of its starting level. On quarterly call dates, BofA Finance can redeem all notes at $1,000 plus any due coupon. If not called, principal is fully repaid at maturity only if the worst index finishes at or above its 70% threshold; otherwise repayment is reduced in line with that index and can fall to zero. The initial estimated value is $948.30 per $1,000, below the $1,000 offering price, reflecting BAC’s internal funding rate, dealer discounts and hedging costs, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is offering $15,000,000 of senior “Jump Securities” linked to the worst performing of the Russell 2000® Index and the S&P 500® Index, with principal at risk and a full guarantee from Bank of America Corporation.
The notes mature on November 22, 2027 and do not pay coupons. Beginning about one year after issuance, if on the November 24, 2026 determination date both indices are at or above 100% of their initial levels, the notes are automatically redeemed on November 30, 2026 for $1,103.00 per $1,000, reflecting a return of approximately 10.30% per annum.
If not called, and on the November 17, 2027 final determination date each index is at or above 70% of its initial level (RTY 1,677.235; SPX 4,733.28), investors receive $1,206.00 per $1,000. Otherwise, repayment equals $1,000 multiplied by the index performance factor of the worst-performing index and may be less than 70% of principal or zero. The notes are unsecured, not insured by the FDIC, not listed on any exchange, and had an initial estimated value of $988.80 per $1,000, below the $1,000 issue price due to internal funding rates, fees and hedging costs.
BofA Finance LLC is issuing $10,000,000 of principal-at-risk "Jump Securities" linked to the worst performer of the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. Each security has a $1,000 stated principal amount and an issue price of $1,000.
Beginning about one year after issuance, if on the first determination date both indices are at or above 100% of their initial values (RTY 2,458.950; SPX 6,840.10), the notes are automatically redeemed for $1,100 per $1,000, corresponding to approximately 10.00% per annum. If not called and, at maturity on November 17, 2027, both indices are at or above 70% of their initial values (RTY 1,721.265; SPX 4,788.07), investors receive $1,200 per $1,000.
If at maturity either index is below its 70% call threshold level, repayment equals $1,000 multiplied by the performance of the worst-performing index, which may be less than 70% of principal and can be zero. The securities pay no coupons, do not participate in index upside beyond the fixed premiums, are not listed on an exchange, and are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $990.80 per $1,000, reflecting internal funding and hedging costs.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index. Each Note has a public offering price of $1,000, with an initial estimated value expected between $930 and $980 per $1,000 due to internal funding rates, underwriting discounts and hedging costs.
Holders may receive a contingent coupon of $7.00 per $1,000 (0.70% per month, 8.40% per year) on monthly observation dates when the S&P 500® is at or above 85% of its starting level. On specified quarterly call dates, the issuer may redeem the Notes at $1,000 plus any due coupon.
If the Notes are not called, principal repayment at maturity depends on the index level. If the ending value is at or above 75% of the starting level, investors receive $1,000 plus any final coupon. If it is below 75%, repayment is reduced in line with the index loss, and investors can lose up to 100% of principal. All payments are subject to the credit risk of BofA Finance and BAC and come with complex tax and market risks.
BofA Finance, fully guaranteed by Bank of America, is offering approximately 5-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes have a public offering price of $1,000.00 per note, with underwriting discounts of $5.50 and proceeds of $994.50 to the issuer. The initial estimated value on the pricing date is expected between $930.00 and $980.00 per $1,000.00, reflecting hedging and funding costs.
Investors may receive quarterly contingent coupon payments of at least $21.875 per $1,000.00 (at least 2.1875% per quarter, or at least 8.75% per year) only if each index stays at or above 65% of its starting level on the observation dates. The issuer can redeem the notes early on specified call dates at $1,000.00 per note plus any due coupon.
If the notes are not called and the worst-performing index ends below 60% of its starting level, repayment of principal is reduced in line with that decline and investors could lose up to 100% of their investment. All payments depend on the credit risk of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing 10.00% Issuer Callable Daily Range Accrual Notes linked to the 10‑Year CMT Rate in an offering totaling $6,700,000. Investors pay $1,000 per note, while BofA Finance receives proceeds before expenses of $975 per $1,000 in principal after an underwriting discount of up to $25 per note.
The notes pay variable quarterly interest by applying the 10.00% Base Rate to the fraction of U.S. Government Securities Business Days in each period when the CMT Rate is between 0.00% and 4.50%. If the CMT Rate stays outside that range for an entire interest period, no interest is paid, and in all cases the rate is capped at 10.00% per year.
The notes mature on June 16, 2032, but BofA Finance can redeem them in full at par plus accrued interest on any quarterly interest payment date from December 16, 2026 through March 16, 2032. Principal repayment and interest depend on the credit of BofA Finance and Bank of America, and the notes are unsecured, unsubordinated and not insured by the FDIC.