Bank of America SEC Filings

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Each Note has a $1,000.00 denomination and public offering price, with an initial estimated value of $985.30 per $1,000.00, reflecting internal funding and hedging-related costs.

Investors may receive a contingent monthly coupon of $7.625 per $1,000.00 (0.7625% per month, 9.15% per annum) only if on each observation date all three indices are at or above their coupon barriers set at 70% of starting levels. BofA Finance may redeem the Notes early on specified monthly call dates at $1,000.00 per Note plus any due coupon if the barrier condition is met.

If the Notes are not called and, at maturity, the least performing index closes below its 60% threshold value, the redemption amount per $1,000.00 will be less than 60% of principal and could be zero, meaning up to 100% loss of invested principal. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering S&P 500® Index-linked notes that do not pay interest and return depends entirely on index performance. Each note has a $1,000 face amount, with $1,475,000 total offered, and an initial underlier level of 6,800.26. At maturity on March 17, 2027, investors receive up to a capped maximum of $1,123 per $1,000 if the index rises, reflecting a 200% upside participation subject to a cap at 106.15% of the initial level.

The structure includes a 10% downside buffer: if the S&P 500® is down by 10% or less, investors receive their face amount. Below that buffer, losses are magnified by a buffer rate of approximately 111.111%, so investors can lose some or all principal. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value of $981.70 per $1,000, below the 100% public offering price.

Bank of America’s BofA Finance is offering auto-callable notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing in December 2030. The notes have an approximate five-year term and are automatically called quarterly starting in December 2026 if the index is at or above preset call values, paying call amounts that rise from $1,162.50 to $1,771.875 per $1,000 of principal.

If the notes are not called and the index ends at or above 60% of its starting level, investors receive a fixed $1,812.50 per $1,000 at maturity. If the index falls more than 40% from its starting level, repayment is reduced 1:1 with the decline, and principal can be fully lost. The notes pay no periodic interest, are unsecured obligations of BofA Finance guaranteed by Bank of America Corporation, and will not be listed on an exchange. The public offering price is $1,000 per note, with proceeds of $992.50 per note to BofA Finance and an initial estimated value of $924.80.

Bank of America Corporation is offering $7,500,000 of senior unsecured Fixed Rate Callable Notes due December 18, 2045. The notes are issued in minimum denominations of $1,000, pay a fixed interest rate of 5.25% per annum, and pay interest semi-annually on June 18 and December 18, starting June 18, 2026.

Bank of America may redeem all of the notes at 100% of principal plus accrued interest on December 18, 2028 and on each subsequent semi-annual Call Date through June 18, 2045, which creates reinvestment risk if rates fall. The public offering price is 100% of principal, with an underwriting discount of 2.00%, resulting in $7,350,000 in proceeds to BAC before expenses. The notes are not bank deposits, are not FDIC-insured, will not be listed on any exchange, and carry BAC’s credit risk and potential liquidity and market value risks.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Trigger Autocallable Contingent Yield Notes linked to the EURO STOXX 50® Index and the Nikkei 225® Index, maturing on December 27, 2030. Each Note has a $10 stated principal amount, with a minimum investment of 100 Notes.

The Notes can pay quarterly contingent coupons at an annual rate between 7.10% and 7.60%, but only if the “least performing” index on each observation date is at or above its coupon barrier, initially set at 70% of its starting level. Beginning June 23, 2026, the Notes are automatically called if the least performing index is at or above its initial value, returning principal plus the coupon for that quarter.

If not called, principal repayment at maturity depends on the least performing index. If its final level is at or above the downside threshold (initially 60% of its starting level), investors receive full principal (and any due coupon). If it is below this threshold, repayment is reduced in line with the index loss, up to a 100% loss of principal. The Notes are senior unsecured debt, not FDIC insured, and all payments depend on the credit of BofA Finance and BAC. The public offering price is $10.00 per Note, with an underwriting discount of $0.225 and an initial estimated value expected between $9.175 and $9.675 per $10 principal.

BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering approximately 5-year Enhanced Return Notes linked to the Russell 2000® Futures Excess Return Index. Each Note has a public offering price of $1,000 and an initial estimated value between $935 and $985, reflecting internal funding and hedging costs.

At maturity, if the index finishes above its Starting Value of 339.12, investors receive amplified gains at a 170.50% participation rate. If the Ending Value is between 60% and 100% of the Starting Value, principal is repaid. If the index falls below 60% of the Starting Value, repayment is reduced in line with the loss and investors can lose all of their principal. The Notes pay no periodic interest, all payments depend on the credit of BofA Finance and BAC, and the product carries significant market, liquidity, structural and tax risks.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering trigger autocallable notes linked to the S&P 500® Index, maturing around December 28, 2027. Each note has a $10 stated principal amount and is sold at 100% of principal, with an underwriting discount of $0.15 per note.

The notes may be automatically called quarterly if the index closes at or above its initial level, paying back principal plus a call return based on a fixed call return rate of at least 9.00% per year, with call returns starting at at least 4.50% and rising to at least 18.00% if called on the final observation date. If the notes are not called and, at final observation, the index is below its initial level but at or above 80% of the initial value (the downside threshold), investors receive only their principal back. If the index finishes below the downside threshold, repayment is reduced in line with the index loss, down to a possible total loss of principal.

Investors will not receive dividends on S&P 500 stocks, the notes will not be listed on any exchange, and liquidity may be limited. The initial estimated value is expected to be between $9.25 and $9.75 per $10 of principal, reflecting internal funding and hedging costs. All payments depend on the creditworthiness of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable, senior unsecured notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index. The notes have an approximately 5-year term, minimum denominations of $1,000, and an initial estimated value between $900 and $950 per $1,000, which is less than the public offering price.

The notes may be automatically called starting December 22, 2026 if each index is at or above its applicable call value, with call amounts of $1,085, $1,170, $1,255 and $1,340 per $1,000 on successive annual observation dates. If not called and the least performing index ends at or above 80% of its starting value, the redemption amount is $1,425 per $1,000. If the least performing index finishes below 70% of its starting value, principal is reduced one-for-one with index loss and up to 100% of the investment can be lost.

All payments depend on the credit risk of BofA Finance and BAC and reflect BAC’s internal funding rate, underwriting discount and hedging-related charges, which reduce economic terms to purchasers. The notes do not pay dividends or guarantee principal and involve complex tax and market risks highlighted in extensive risk factor and U.S. federal income tax discussions.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes have a term of approximately 5 years, are issued in $1,000 denominations, and may be automatically called starting in December 2026 if the index meets preset Call Values, paying fixed Call Amounts that rise over time from $1,162.500 to $1,771.875 per $1,000.

If the notes are not called, investors receive at maturity either $1,812.500 per $1,000 if the index Ending Value is at or above the 60% Redemption Barrier, or a significantly reduced amount (down to zero) if the index finishes below that level, meaning up to a 100% loss of principal. The underlying index uses leveraged and variable exposure to E‑Mini S&P 500 futures with a 35% volatility target and applies a 6.00% annual decrement plus transaction costs, which continuously erode performance.

The public offering price is $1,000.00 per note, with an underwriting discount of $7.50 and proceeds to BofA Finance of $992.50 per note. The initial estimated value is expected to be between $900.00 and $970.00 per $1,000, reflecting internal funding and hedging costs, and all payments depend on the credit risk of BofA Finance and BAC.