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BANK OF AMERICA /DE/ (BAC) SEC Filings, Jul 28-29, 2026

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

BofA Finance LLC is offering Digital Return Notes due December 3, 2027, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100® Index, Russell 2000® Index and S&P 500® Index. The Notes have an approximate 15‑month term, $1,000 minimum denominations, and pay no periodic interest.

At maturity, if the ending level of each index is at least 70% of its Starting Value, holders receive a fixed Digital Payment of $1,137.50 per $1,000 principal (a 13.75% return). If any index falls more than 30% from its Starting Value, the Redemption Amount is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk. The initial estimated value is expected between $939 and $989 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount of up to $6.75 and hedging-related charges. The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and secondary market liquidity is not assured.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,455,000 of Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index, maturing on August 1, 2030, unless called earlier.

The Notes pay no interest and may be automatically called from 2027–2029 for $1,115, $1,230 or $1,345 per $1,000. If held to maturity and all indexes finish at or above their Starting Values, investors receive 150% of the gain of the least performing index; if the worst index falls more than 30% from its Starting Value, repayment is reduced 1:1, with up to 100% of principal at risk. The initial estimated value is $950.10 per $1,000 Note, below the public offering price, and all payments are subject to the credit risk of BofA Finance and Bank of America.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $315,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Intuit Inc., maturing on August 1, 2029 if not called earlier. The Notes are issued at $1,000 per note, with an underwriting discount of $27.50 and proceeds to BofA Finance of $972.50 per note. The initial estimated value is $960.00 per $1,000, below the public offering price.

The Notes pay monthly contingent coupons using a memory formula of $17.509 per period, only when Intuit’s Observation Value is at least 70.00% of the Starting Value of $303.91 (Coupon Barrier and Threshold Value $212.74). Beginning January 27, 2027, the Notes are automatically callable monthly at par plus the applicable coupon if Intuit’s Observation Value is at least 100.00% of the Starting Value. If not called and Intuit’s Ending Value is below the Threshold, investors are exposed to 1:1 downside and can lose up to 100% of principal. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.

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BofA Finance LLC is offering Capped Buffered Enhanced Return Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes are expected to price on July 29, 2026, issue on August 3, 2026, and mature on August 3, 2028.

Each note has a $10.00 public offering price, no underwriting discount, and provides 200.00% upside participation in S&P 500 gains, capped at a Max Return of $12.55 per $10 (a 25.50% maximum gain). A 10% downside buffer applies: if the index falls up to 10%, investors receive principal back; below 90% of the starting level, losses are leveraged at about 1.1111111% of principal for each 1% drop beyond the buffer, with up to 100% of principal at risk.

The notes pay no interest, are unsecured senior debt of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. All payments depend on the credit of BofA Finance and BAC and on the S&P 500 level on the single valuation date of July 31, 2028. The initial estimated value is expected between $9.435 and $9.935 per $10 note, below the public offering price due to internal funding and hedging costs.

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Bank of America’s affiliate BofA Finance LLC is offering Capped Buffered Enhanced Return Notes linked to the MSCI EAFE Index, due August 3, 2028, in $10 denominations. These unsecured senior notes provide 200.00% upside participation in index gains, capped at a Max Return of $12.925 per $10, a 29.25% total return limit.

The notes offer a 10% downside buffer: if the index finishes at or above 90% of its Starting Value, investors receive at least their $10 principal. If the Ending Value falls below 90% of the Starting Value, repayment is reduced on a leveraged basis so up to 100% of principal can be lost. The notes pay no interest, are not exchange-listed, and all payments depend on the credit risk of BofA Finance as issuer and Bank of America Corporation as guarantor.

The initial estimated value is expected between $9.409 and $9.909 per $10, reflecting BAC’s internal funding rate, dealer compensation and hedging costs, so secondary-market values may initially be below the $10 public offering price. The underlying MSCI EAFE Index is a free float-adjusted market cap index of 21 developed markets outside the U.S. and Canada.

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BofA Finance LLC is offering $1,600,000 of Market Linked Securities, Medium-Term Notes, Series A, fully and unconditionally guaranteed by Bank of America Corporation. These auto-callable, principal-at-risk notes are linked to the lowest performing of Cloudflare, Inc. Class A common stock (NET) and Palo Alto Networks, Inc. common stock (PANW) and mature on August 1, 2029.

The notes pay a quarterly contingent coupon of 35.25% per annum, only if the lowest-performing stock on each calculation day is at or above its Coupon Barrier, set at 70% of its Starting Price. Missed coupons may be recovered later via a “memory” feature if conditions are subsequently met. From January 2027 to April 2029, the notes are subject to an automatic call if the lowest-performing stock is at or above its Starting Price, returning principal plus the applicable coupon and any unpaid coupons.

If not called early, investors receive full principal at maturity only if the lowest-performing stock’s final price is at or above its Threshold Price, also 70% of its Starting Price. If it is below that level, repayment is reduced 1% for every 1% decline from the Starting Price, exposing investors to losses greater than 30% and potentially a total loss of principal. Investors do not participate in any upside of the stocks and receive no dividends, and all payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $982.20 per $1,000 note, below the public offering price.

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BofA Finance LLC is offering Buffered Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by Bank of America Corporation, with an approximate 3-year term maturing on August 10, 2029.

Each $1,000 Note pays no interest and is not listed on any exchange. At maturity, if the index Ending Value is above its Starting Value, holders receive 147.00% of the index’s positive return. If the index ends between 80% and 100% of its Starting Value, investors receive only their principal.

If the index falls below 80% of its Starting Value, principal is reduced 1:1 beyond the 20% buffer, with up to 80% of principal at risk. The public offering price is $1,000 per Note, with issuer proceeds of $994 before expenses, and an initial estimated value expected between $930 and $980 per $1,000, reflecting internal funding, hedging costs and fees. All payments are subject to the credit risk of BofA Finance and BAC.

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BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 3-year term, pricing on August 14, 2026 and maturing on August 17, 2029, unless called earlier.

Investors receive a contingent coupon of 8.30% per annum (4.15% semi-annually), paying $41.50 per $1,000 note on each semi-annual Observation Date if the S&P 500 closing level is at or above 70% of its Starting Value. Beginning February 19, 2027, BofA Finance may redeem all notes semi-annually at $1,000 plus any due coupon.

If the notes are not called and the S&P 500 has fallen by more than 30% from its Starting Value at maturity, principal is reduced 1:1 with the index decline, with up to 100% of principal at risk. Payments depend on the credit risk of BofA Finance and BAC. The public offering price is $1,000 per note, while the initial estimated value is expected between $940 and $990, reflecting internal funding and hedging costs.

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BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes due July 19, 2027, in $1,000 denominations, fully and unconditionally guaranteed by Bank of America Corporation. The Notes are linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index.

The Notes pay a contingent coupon of 8.75% per annum (0.7292% monthly) only if, on each monthly Observation Date, every index is at or above 70% of its Starting Value. Beginning November 19, 2026, the issuer may redeem the Notes monthly at par plus any due coupon. If not called and the least performing index ends below 70% of its Starting Value, repayment of principal is reduced 1:1 with the index loss, with up to 100% of principal at risk; otherwise principal is returned, plus any final contingent coupon if the barrier is met.

The initial estimated value is expected to be $920–$970 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discounts up to $15.50 and referral fees up to $3.00 per $1,000, as well as hedging costs. The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and payments depend on the credit of both entities and the performance of the three indices.

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Rhea-AI Summary

BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximately three-year term, pricing on August 14, 2026 and maturing on August 17, 2029, unless called earlier.

Investors receive a 7.00% per annum contingent coupon (3.50% semi-annually, $35 per $1,000) only if, on each observation date, the S&P 500® closing level is at least 70% of the Starting Value. From February 19, 2027 the issuer may redeem the notes semi-annually at par plus any applicable coupon.

If the notes are not called and the S&P 500® has fallen by more than 30% at maturity (Ending Value below the 70% Threshold Value), principal is exposed 1:1 to index declines and up to 100% of principal can be lost. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed. The public offering price is $1,000 per note, with an initial estimated value between $925 and $975 per $1,000.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on July 29, 2026.