Every 10-Q that Beacon Financial Corporation (BBT) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow BBT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BBT filings page.
Beacon Financial Corporation reported higher profitability in Q2 2026 as integration of its merger-of-equals progressed. Net income for the quarter was $64,426 thousand versus $22,026 thousand a year earlier, and six‑month net income was $110,643 thousand versus $41,126 thousand. Net interest income reached $193,207 thousand in the quarter and $383,981 thousand year-to-date. Non-interest income rose to $25,988 thousand, led by deposit and loan fees, wealth management fees and gains on loan sales, while non-interest expense increased to $127,256 thousand with higher compensation, technology and amortization of acquired intangibles. Diluted earnings per share were $0.77 compared with $0.25, and dividends per share were $0.3225.
Total assets were $22,250,964 thousand at June 30, 2026, down from $23,220,372 thousand at year-end, as cash and short-term investments declined and loans and leases moderated to $17,822,218 thousand. Total deposits were $18,485,864 thousand and borrowed funds $888,592 thousand. The allowance for loan and lease losses was $238,189 thousand, plus $13,470 thousand for unfunded commitments, based on lifetime loss models and qualitative overlays. Available-for-sale securities had fair value of $1,761,297 thousand with net unrealized losses of $47.4 million recorded in accumulated other comprehensive loss.
Beacon Financial Corporation reported much stronger quarterly results as a larger combined institution following its 2025 merger of equals. For the three months ended March 31, 2026, net income rose to $46.2 million from $19.1 million a year earlier, and diluted EPS increased to $0.55 from $0.21. Net interest income more than doubled to $190.8 million, driven by higher interest and dividend income of $292.4 million, partly offset by higher funding costs.
Total assets were $22.2 billion at March 31, 2026, with loans and leases of $17.9 billion and deposits of $18.3 billion. Deposits declined from $19.5 billion at year-end, while FHLB advances increased to $822.1 million. The allowance for loan and lease losses was $244.4 million, and the allowance for unfunded commitments was $16.6 million, reflecting updated credit models and qualitative adjustments.
Non-interest expense rose to $140.8 million, including $13.0 million of merger and restructuring costs and higher compensation, occupancy, and technology spending. Accumulated other comprehensive loss deepened to $31.4 million, mainly from larger unrealized losses on the $1.7 billion available-for-sale securities portfolio, leading to comprehensive income of $34.8 million.
Beacon Financial Corporation reported third‑quarter results. The company posted a net loss of $50.2 million for the three months ended September 30, 2025, compared with net income of $20.1 million a year ago. Basic EPS was ($0.57) versus $0.23.
Results reflect higher credit costs and merger‑related expenses. The provision for credit losses on loans rose to $87.5 million from $4.8 million, and merger and restructuring expense totaled $45.9 million. Net interest income increased to $132.6 million from $83.0 million, but after provisions it was $45.1 million versus $78.3 million.
Balance sheet expansion followed the acquisition of Berkshire Hills Bancorp, Inc. Assets were $22.8 billion at September 30, 2025, up from $11.9 billion at December 31, 2024. Loans and leases were $18.24 billion (from $9.78 billion) and deposits were $18.90 billion (from $8.90 billion). The company recorded $1.08 billion of net cash and cash equivalents acquired. Common shares outstanding were 83,908,861 at October 31, 2025.