Welcome to our dedicated page for Beacon Financial SEC filings (Ticker: BBT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Beacon Financial Corp (BBT) reported that Chief Banking Officer Michael W. McCurdy had 1,314 shares of common stock withheld or delivered on September 1, 2026 to pay the exercise price or tax liability related to equity awards, at a reported value of $30.39 per share. Following this disposition, he holds 34,575 shares directly, including restricted stock granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.
Beacon Financial Corp (BBT) reported that Chief Credit Officer Mark J. Meiklejohn had 963 shares of common stock disposed of on September 1, 2026, as a payment of exercise price or tax liability by delivering or withholding securities. After this withholding transaction, he directly holds 56,639 shares, which include restricted stock granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. No Rule 10b5-1 trading plan is reported.
Beacon Financial Corp (BBT) reported that President and CEO Paul A. Perrault had 4,333 shares of common stock withheld or delivered on September 1, 2026 as a payment of exercise price or tax liability at $30.39 per share. Following this transaction, he held 254,316 shares directly, including restricted stock granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan, and 31,500 shares indirectly through Paul A. Perrault GRAT #3. No Rule 10b5-1 trading plan is indicated for this activity.
Beacon Financial Corp (BBT) reported that Carlson Carl M, its CFO & Chief Strategy Officer, had 1,314 shares of common stock delivered or withheld on September 1, 2026 to pay an option exercise price or tax liability at a reference value of $30.39 per share. After this code F transaction, he directly holds 84,732 shares of common stock, which includes restricted stock granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. No Rule 10b5-1 trading plan is reported for this transaction.
Beacon Financial Corp (BBT) reported that General Counsel Eagan John Buckley267 shares of common stock disposed of on September 1, 2026 as a payment of option exercise price or tax liability by delivering or withholding securities$30.39 per share7,694 shares, which include shares of restricted stock granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. No transactions were reported as made under a Rule 10b5-1 trading plan.
Beacon Financial Corp (BBT) reported that Chief Marketing Officer Gary R. Levante had 101 shares of common stock withheld on September 1, 2026, to provide payment of exercise price or tax liability by delivering or withholding securities. Following this transaction, he now holds 10,721 shares of common stock directly, which include shares of restricted stock granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. No Rule 10b5-1 trading plan is reported.
Beacon Financial Corporation (BBT) has issued $175,000,000 aggregate principal amount of 6.25% Fixed-to-Floating Rate Subordinated Notes due 2036 under an existing automatic shelf registration. The Notes are unsecured, subordinated obligations intended to qualify as Tier 2 capital under Federal Reserve capital regulations.
The Notes mature on September 1, 2036. From issuance to, but excluding, September 1, 2031, they bear a fixed interest rate of 6.25%, payable semi-annually on March 1 and September 1, starting March 1, 2027. Thereafter, the rate resets quarterly to a benchmark rate (expected to be Three-Month Term SOFR) plus 215 basis points, with interest paid quarterly.
Beacon estimates net proceeds of approximately $171.8 million, which it intends to use, together with cash on hand if needed, to redeem its outstanding $75 million aggregate principal amount of 6.0% Fixed-to-Floating Rate Subordinated Notes due 2029 on September 15, 2026 at 100% of principal plus accrued interest, and for general corporate purposes.
Beacon Financial Corporation (BBT) is issuing $175,000,000 of 6.25% fixed-to-floating rate subordinated notes due September 1, 2036 under its shelf registration. The notes price at 100% of principal, with an underwriting discount of 1.25%, for gross proceeds of $175 million and net proceeds before expenses of $172.8 million.
The notes pay a fixed 6.25% interest rate semiannually to, but excluding, September 1, 2031, then float at Three-Month Term SOFR plus 215 basis points, with a zero floor, paid quarterly. They are unsecured, subordinated obligations of the holding company, structurally subordinated to liabilities of Beacon Bank & Trust and other subsidiaries, and are intended to qualify as Tier 2 capital.
Beacon expects net cash proceeds of about $171.8 million, which, together with cash on hand, will be used to repay $75 million of its 6.0% fixed-to-floating subordinated notes due 2029 and for general corporate purposes. The notes are callable at par, subject to Federal Reserve approval, on or after September 1, 2031 or earlier upon specified tax or regulatory events, will not be listed on any exchange, and carry limited events of default focused on insolvency events.
Beacon Financial Corp (BBT) director Merrill W. Sherman reported two bona fide gift transactions of common stock. On 2026-08-19, Sherman disposed of 23,421 shares of directly held stock at a reported price of $0.0000 per share, leaving 2,509 direct shares, which a note describes as restricted shares granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan that vest one year from the grant date. On the same date, an associated trust, The Merrill W. Sherman Trust - 2017, acquired 23,421 shares as an indirect holding via gift, bringing that trust’s reported indirect position to 23,421 shares.
Beacon Financial Corporation is conducting a primary offering of fixed-to-floating rate subordinated notes due 2036 under its effective shelf registration. The notes are unsecured, subordinated obligations that rank junior to all existing and future senior indebtedness, equal with other subordinated notes, and structurally subordinated to liabilities of Beacon Bank & Trust and other subsidiaries. Interest is fixed from issuance to 2031 and then floats at a Benchmark expected to be Three-Month Term SOFR plus a spread, with the Benchmark floored at zero.
Beacon may redeem the notes at par plus accrued interest starting with the 2031 interest payment date, subject to Federal Reserve approval, and also upon specified tax, regulatory capital, or investment company law events. Net proceeds are intended, together with cash on hand if needed, to repay $75 million of outstanding 2029 subordinated notes plus accrued interest and for general corporate purposes. As of June 30, 2026, Beacon reported total deposits of $18.49 billion, total borrowed funds of $888.6 million, and a total risk-based capital ratio of 13.61%, and operates 145 banking offices across New England and New York.