Beacon Financial CFO has 1,314 shares withheld

Beacon Financial Corp’s CFO had 1,314 shares withheld or delivered for option or tax obligations and now directly holds 84,732 shares, including restricted stock.

Rhea-AI Filing Summary

Beacon Financial Corp (BBT) reported that Carlson Carl M, its CFO & Chief Strategy Officer, had 1,314 shares of common stock delivered or withheld on September 1, 2026 to pay an option exercise price or tax liability at a reference value of $30.39 per share. After this code F transaction, he directly holds 84,732 shares of common stock, which includes restricted stock granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. No Rule 10b5-1 trading plan is reported for this transaction.

Insider Trade Summary

Exercise Price or Tax Liability: 1,314 shares

Exercise Price or Tax Liability 1 txn

Insider Carlson Carl M

Role CFO & Chief Strategy Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock F1	1,314	$30.39	$40K

Holdings After Transaction: Common Stock — 84,732 shares (Direct)

Footnotes (1)

1. F1. Includes shares of restricted stock granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

Key Figures

Shares delivered or withheld: 1,314 shares Reference value per share: $30.39 per share Shares held after transaction: 84,732 shares

3 metrics

Shares delivered or withheld 1,314 shares Common stock delivered or withheld on September 1, 2026 for exercise price or tax liability

Reference value per share $30.39 per share Value applied to the 1,314 shares in the code F transaction

Shares held after transaction 84,732 shares Direct common stock holdings of Carlson Carl M after the September 1, 2026 transaction, including restricted stock

Key Terms

Payment of exercise price or tax liability, restricted stock, Stock Option and Incentive Plan

3 terms

Payment of exercise price or tax liability financial

"Payment of exercise price or tax liability by delivering or withholding securities"

restricted stock financial

"Includes shares of restricted stock granted pursuant to the 2025 Beacon Financial"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Stock Option and Incentive Plan financial

"granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Beacon Financial Corp (BBT) disclose for Carlson Carl M?

Beacon Financial Corp disclosed that Carlson Carl M had 1,314 shares of common stock delivered or withheld on September 1, 2026 to pay an option exercise price or tax liability, classified as a code F transaction rather than an open-market sale.

At what price were the BBT shares valued in Carlson Carl M’s Form 4 transaction?

The 1,314 shares tied to Carlson Carl M’s transaction were valued at $30.39 per share. This value is reported in connection with shares delivered or withheld to pay an exercise price or tax liability, not as an open-market sale price.

How many Beacon Financial Corp (BBT) shares does Carlson Carl M hold after this transaction?

After the September 1, 2026 transaction, Carlson Carl M directly holds 84,732 shares of Beacon Financial Corp common stock. According to a footnote, this amount includes restricted stock granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

Was Carlson Carl M’s BBT transaction made under a Rule 10b5-1 trading plan?

No. The filing indicates that there is no Rule 10b5-1 trading plan associated with this transaction, as the corresponding affirmation checkbox is not selected and no footnote describes a pre-arranged trading plan.

Does the Form 4 for BBT indicate open-market buying or selling by Carlson Carl M?

The Form 4 does not report any open-market buying or selling. It reports a single code F transaction where 1,314 shares were delivered or withheld to pay an exercise price or tax liability, which is distinct from a purchase or sale on the open market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/02/2026 - 04:37 PM EDT Accepted by SEC EDGAR 09/02/2026 - 04:36 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Carlson Carl M

(Last) (First) (Middle)

131 CLARENDON STREET

(Street)

BOSTON MASSACHUSETTS 02116

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Beacon Financial Corp [ BBT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO & Chief Strategy Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/01/2026		F		1,314	D	$30.39	84,732(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares of restricted stock granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

Remarks:

	Carl M. Carlson, by Marissa S. Martin, P.O.A.	09/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)