Beacon Financial (BBT) director receives 2,509-share restricted stock award

Rhea-AI Filing Summary

Callahan Mary Anne reported acquisition or exercise transactions in this Form 4 filing.

Beacon Financial Corp director Mary Anne Callahan received a grant of 2,509 shares of common stock as a restricted stock award. The shares were granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan and vest one year from the grant date.

After this award, she holds 2,509 shares directly, in addition to indirect holdings reported as 16,000 shares held by an IRA and 17,374 shares held by a trust.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Callahan Mary Anne

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,509	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 2,509 shares (Direct, null); Common Stock — 17,374 shares (Indirect, By Trust)

Footnotes (1)

1. [object Object]

Key Figures

Restricted stock grant: 2,509 shares Grant price per share: $0.00 per share Direct holdings after grant: 2,509 shares +2 more

5 metrics

Restricted stock grant 2,509 shares Common Stock award to director; Form 4 code A

Grant price per share $0.00 per share Compensation grant, not open-market purchase

Direct holdings after grant 2,509 shares Common Stock held directly by Mary Anne Callahan

Indirect IRA holdings 16,000 shares Common Stock held indirectly by IRA

Indirect trust holdings 17,374 shares Common Stock held indirectly by trust

Key Terms

Restricted stock, 2025 Beacon Financial Corporation Stock Option and Incentive Plan, IRA, Trust, +1 more

5 terms

Restricted stock financial

"Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

2025 Beacon Financial Corporation Stock Option and Incentive Plan financial

"Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan."

IRA financial

"Common Stock, total shares following transaction 16000.0000, indirect, nature of ownership: By IRA."

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

Trust financial

"Common Stock, total shares following transaction 17374.0000, indirect, nature of ownership: By Trust."

A trust is a legal setup in which one party (the trustee) holds and manages assets—like cash, stocks or property—on behalf of other people (beneficiaries) according to instructions from the person who created it (the grantor). Think of it as a locked box with a keyholder who must follow written rules; for investors it matters because trusts influence who controls and benefits from assets, affect taxes and succession, and can change how quickly or transparently shares are bought, sold or voted.

Grant, award, or other acquisition financial

"Transaction code description: Grant, award, or other acquisition for 2,509 Common Stock shares."

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/24/2026 - 04:46 PM Accepted by SEC EDGAR 06/24/2026 - 04:46 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Callahan Mary Anne

(Last) (First) (Middle)

131 CLARENDON STREET

(Street)

BOSTON MASSACHUSETTS 02116

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Beacon Financial Corp [ BBT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/16/2026		A		2,509(1)	A	$0	2,509	D
Common Stock								17,374	I	By Trust
Common Stock								16,000	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. The shares vest one year from date of grant.

Remarks:

	Mary Anne Callahan, By Marissa S. Martin, P.O.A.	06/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Beacon Financial Corp (BBT) disclose for Mary Anne Callahan?

Beacon Financial Corp reported that director Mary Anne Callahan received a grant of 2,509 restricted shares of common stock. The award is compensation-based rather than a market purchase or sale and was disclosed as a Form 4 insider transaction.

How many Beacon Financial Corp (BBT) shares did Mary Anne Callahan receive in the latest grant?

She received 2,509 shares of Beacon Financial Corp common stock as a restricted stock grant. These shares were reported at a price of $0.00 per share, reflecting a compensation award rather than an open-market transaction.

When do Mary Anne Callahan’s new restricted shares in Beacon Financial Corp (BBT) vest?

The 2,509 restricted shares granted to Mary Anne Callahan vest one year from the grant date. This one-year vesting schedule ties the award to continued service over that period under the company’s 2025 stock option and incentive plan.

What indirect Beacon Financial Corp (BBT) holdings does Mary Anne Callahan report?

She reports 16,000 Beacon Financial Corp common shares held indirectly through an IRA and 17,374 shares held indirectly through a trust. These positions are listed separately from her 2,509 directly held restricted shares received in the current award.

Is Mary Anne Callahan’s recent Beacon Financial Corp (BBT) Form 4 a buy or a sale?

The Form 4 shows an acquisition by grant, not a market buy or sale. Code A indicates a grant or award of 2,509 restricted shares as compensation, with no open-market purchase or disposition reported in this filing.

Under which plan were Mary Anne Callahan’s Beacon Financial Corp (BBT) restricted shares granted?

Her 2,509 restricted shares were granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. This plan provides equity compensation, and the disclosed award vests after one year from the date it was granted.