Beacon Financial director awarded 2,509 shares

Chang Joanne B. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Chang Joanne B. reported acquisition or exercise transactions in this Form 4 filing.

Beacon Financial Corp director Joanne B. Chang received a grant of 2,509 shares of common stock as restricted stock compensation. The award was granted at no cash cost to her and was issued under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. After this grant, she directly holds 12,952 common shares. The restricted shares vest one year from the grant date, meaning she must remain in service through that period to fully earn the award.

Insider Trade Summary

Grant/Award: 2,509 shares

Grant/Award 1 txn

Insider Chang Joanne B.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,509	$0.00	$0.00

Holdings After Transaction: Common Stock — 12,952 shares (Direct)

Footnotes (1)

1. F1. Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. The shares vest one year from date of grant.

Key Figures

Restricted stock grant: 2,509 shares Grant price: $0.0000 per share Holdings after grant: 12,952 shares +1 more

4 metrics

Restricted stock grant 2,509 shares Common Stock award to director on June 16, 2026

Grant price $0.0000 per share Restricted stock grant under 2025 incentive plan

Holdings after grant 12,952 shares Total Beacon Financial common stock held directly

Vesting period One year from grant Restricted stock vesting condition for award

Key Terms

Restricted stock shares, 2025 Beacon Financial Corporation Stock Option and Incentive Plan, vest, Grant, award, or other acquisition

4 terms

Restricted stock shares financial

"Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan."

2025 Beacon Financial Corporation Stock Option and Incentive Plan financial

"Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan."

vest financial

"The shares vest one year from date of grant."

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Beacon Financial Corp (BBT) report for Joanne B. Chang?

Beacon Financial Corp reported that director Joanne B. Chang received 2,509 shares of common stock as a restricted stock grant. The award was made at no cash cost to her under the 2025 Stock Option and Incentive Plan.

How many Beacon Financial Corp (BBT) shares does Joanne B. Chang hold after this grant?

After the restricted stock grant, Joanne B. Chang directly holds 12,952 shares of Beacon Financial Corp common stock. This total includes the newly granted 2,509 restricted shares that are subject to vesting requirements under the company’s 2025 incentive plan.

What are the vesting terms of Joanne B. Chang’s restricted stock grant at Beacon Financial Corp (BBT)?

The 2,509 restricted stock shares granted to Joanne B. Chang vest one year from the grant date. She must satisfy this one-year service condition for the shares to fully vest under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

Was cash paid for Joanne B. Chang’s Beacon Financial Corp (BBT) restricted stock grant?

No cash was paid for this award. The 2,509 restricted shares of Beacon Financial Corp common stock were granted at a price of $0.0000 per share as equity compensation under the company’s 2025 Stock Option and Incentive Plan.

Is Joanne B. Chang’s transaction in Beacon Financial Corp (BBT) shares a purchase or a compensation award?

The transaction is a compensation award rather than an open-market purchase. It is coded as a grant, award, or other acquisition, reflecting restricted stock shares issued under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan with one-year vesting.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/24/2026 - 04:47 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chang Joanne B.

(Last) (First) (Middle)

131 CLARENDON STREET

(Street)

BOSTON MASSACHUSETTS 02116

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Beacon Financial Corp [ BBT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/16/2026		A		2,509(1)	A	$0	12,952	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. The shares vest one year from date of grant.

Remarks:

	Joanne B. Chang by Marissa S. Martin, P.O.A.	06/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)