Beacon Financial director granted 2,509 shares

Rosengren Eric S reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Rosengren Eric S reported acquisition or exercise transactions in this Form 4 filing.

Beacon Financial Corp director Eric S. Rosengren received a grant of 2,509 shares of common stock as equity compensation. The award was made at no cash cost per share under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

The restricted stock vests one year from the grant date of June 16, 2026. After this grant, Rosengren directly holds a total of 7,431 shares of Beacon Financial Corp common stock, reflecting his current equity stake as a board member.

Insider Trade Summary

Grant/Award: 2,509 shares

Grant/Award 1 txn

Insider Rosengren Eric S

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,509	$0.00	$0.00

Holdings After Transaction: Common Stock — 7,431 shares (Direct)

Footnotes (1)

1. F1. Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. The shares vest one year from date of grant.

Key Figures

Restricted stock grant: 2,509 shares Grant price: $0.0000 per share Post-grant holdings: 7,431 shares +1 more

4 metrics

Restricted stock grant 2,509 shares Common Stock awarded on June 16, 2026

Grant price $0.0000 per share Equity award, no cash cost

Post-grant holdings 7,431 shares Total common stock held directly after transaction

Vesting period 1 year Restricted shares vest one year from grant date

Key Terms

Restricted stock, Stock Option and Incentive Plan, vest, grant, award, or other acquisition

4 terms

Restricted stock financial

"Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Stock Option and Incentive Plan financial

"granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan."

vest financial

"The shares vest one year from date of grant."

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

grant, award, or other acquisition financial

"transaction code description: Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Beacon Financial Corp (BBT) report for Eric S. Rosengren?

Beacon Financial Corp reported that director Eric S. Rosengren received 2,509 shares of common stock as a restricted stock grant. The award was made at no cash cost per share as part of his equity-based compensation.

How many Beacon Financial Corp (BBT) shares does Eric S. Rosengren hold after this grant?

After the restricted stock grant, Eric S. Rosengren directly holds 7,431 shares of Beacon Financial Corp common stock. This total reflects his post-transaction ownership position as disclosed in the insider filing.

What are the vesting terms of Eric S. Rosengren’s restricted stock at Beacon Financial Corp (BBT)?

The 2,509 restricted shares granted to Eric S. Rosengren vest one year from the grant date. This time-based vesting schedule ties the award to continued service over a one-year period.

Under which plan was Eric S. Rosengren’s Beacon Financial Corp (BBT) stock grant issued?

The restricted stock grant to Eric S. Rosengren was issued under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. This plan governs equity-based awards such as restricted stock for eligible participants.

Was Eric S. Rosengren’s Beacon Financial Corp (BBT) stock grant a market purchase?

No, the 2,509-share award to Eric S. Rosengren was not a market purchase. It was a grant or award acquisition recorded at a price of $0.0000 per share as equity compensation.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/24/2026 - 04:48 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rosengren Eric S

(Last) (First) (Middle)

131 CLARENDON STREET

(Street)

BOSTON MASSACHUSETTS 02116

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Beacon Financial Corp [ BBT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/16/2026		A		2,509(1)	A	$0	7,431	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. The shares vest one year from date of grant.

Remarks:

	Eric S. Rosengren, by Marissa S. Martin POA	06/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)