Director Karyn Polito granted 2,509 Beacon Financial (BBT) restricted shares

Rhea-AI Filing Summary

Beacon Financial Corp director Karyn Polito received a grant of restricted stock, not an open-market purchase. She was awarded 2,509 shares of Common Stock at no cash cost, described as a grant, award, or other acquisition. The award was made under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan and the restricted shares vest one year from the grant date. Following this grant, Polito directly holds 7,958 shares of Beacon Financial Corp common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Polito Karyn

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,509	$0.00	--

Holdings After Transaction: Common Stock — 7,958 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Restricted stock grant: 2,509 shares Grant price: $0.0000 per share Post-transaction holdings: 7,958 shares +1 more

4 metrics

Restricted stock grant 2,509 shares Common Stock granted as award on 2026-06-16

Grant price $0.0000 per share Reported transaction price for restricted stock award

Post-transaction holdings 7,958 shares Total Common Stock directly owned after grant

Vesting period One year Restricted stock vests one year from grant date

Key Terms

Restricted stock, 2025 Beacon Financial Corporation Stock Option and Incentive Plan, vest, Grant, award, or other acquisition

4 terms

Restricted stock financial

"Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

2025 Beacon Financial Corporation Stock Option and Incentive Plan financial

"Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan."

vest financial

"The shares vest one year from date of grant."

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/24/2026 - 04:47 PM Accepted by SEC EDGAR 06/24/2026 - 04:46 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Polito Karyn

(Last) (First) (Middle)

131 CLARENDON STREET

(Street)

BOSTON MASSACHUSETTS 02116

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Beacon Financial Corp [ BBT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/16/2026		A		2,509(1)	A	$0	7,958	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock shares granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. The shares vest one year from date of grant.

Remarks:

	Karyn Polito by Marissa Martin, POA	06/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Beacon Financial Corp (BBT) report for Karyn Polito?

Beacon Financial Corp reported that director Karyn Polito received a grant of 2,509 restricted common shares. The grant is compensation under the 2025 Stock Option and Incentive Plan and was not an open-market purchase or sale of stock.

How many Beacon Financial (BBT) shares does Karyn Polito hold after this Form 4?

After the restricted stock grant, Karyn Polito directly holds 7,958 shares of Beacon Financial Corp common stock. This total reflects her position immediately following the award reported in the Form 4 insider transaction filing.

What are the terms of Karyn Polito’s restricted stock grant at Beacon Financial (BBT)?

Karyn Polito’s 2,509 restricted shares were granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. According to the filing, these restricted stock shares vest in full one year from the grant date, subject to the plan’s terms.

Was Karyn Polito’s Beacon Financial (BBT) Form 4 a stock purchase or sale?

The Form 4 shows an acquisition coded as a grant or award, not an open-market stock purchase or sale. Polito received 2,509 restricted shares as compensation, with a reported price per share of $0.0000 in the transaction details.

Under which plan was the Beacon Financial (BBT) restricted stock granted to Karyn Polito?

The restricted stock granted to Karyn Polito was issued under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. The filing notes that the shares are restricted stock that vest one year from the date of grant under this plan.