BANK OF MONTREAL /CAN/ (BERZ) SEC Filings, Mar 30, 2026

Bank of Montreal is offering Market Linked Securities—Equity Index Linked Securities tied to the Russell 2000® Index with a stated maturity date of May 4, 2028. The original offering price is $1,000 per security; the issuer’s estimated initial value at pricing is $970.20 per security but will not be less than $920.00. Key economic terms include a 10% buffer on downside exposure, an upside participation rate of 200%, and a maximum return of at least 28.25% ($282.50) of face amount. Payments are unsecured obligations of Bank of Montreal and subject to its credit risk. The agent discount is up to $25.75 per security; proceeds to issuer are $974.25 per security.

Bank of Montreal is offering Senior Medium-Term Notes, Series K: equity index linked securities tied to the Nasdaq-100 Index maturing on May 4, 2028. Each security has a $1,000 face amount and an original offering price of $1,000 per security.

The securities provide 200% upside participation up to a maximum return that will be at least $247.00 (24.70%) of face amount, a 10% buffer protecting against limited declines, and 1-to-1 downside exposure beyond the buffer. The estimated initial value at the preliminary pricing is $969.50 per security and will not be less than $920.00 at pricing.

Bank of Montreal priced US$311,000 of Senior Medium-Term Notes, Series K: Capped Buffer Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index. The notes offer 200.00% upside leverage subject to a 31.90% maximum return and a Maximum Redemption Amount of $1,319.00 per $1,000. If the Reference Asset declines more than the 10.00% buffer, investors lose 1% of principal for each 1% decline beyond that buffer (up to a 90.00% loss). The notes mature on October 02, 2028 and are unsecured obligations of Bank of Montreal; all payments are subject to the Bank’s credit risk.

Bank of Montreal priced US$365,000 Senior Medium‑Term Notes, Series K — Autocallable Barrier Notes linked to the least performing of the S&P 500® and the Russell 2000®. The notes were priced on March 26, 2026 with settlement on March 31, 2026 and maturity on June 30, 2027. They pay a contingent coupon of 0.725% per month (approximately 8.70% per annum) when each reference asset is at or above its coupon barrier on observation dates, are subject to automatic redemption if both references are at or above their call levels on an observation date, and provide a principal‑at‑risk payoff at maturity based on the least performing reference asset. The pricing supplement shows an estimated initial value of $948.65 per $1,000 and a public offering price at par with an agent commission of 2.25%.

Bank of Montreal is offering US$2,728,000 of Senior Medium‑Term Notes, Series K — capped buffer enhanced‑return notes linked to the S&P 500® Index due September 30, 2027. Each $1,000 note pays 150.00% of any index appreciation up to a Maximum Redemption Amount of $1,095.00. If the index falls more than the Buffer Percentage of 20.00% from the Initial Level (Initial Level: 6,477.16), investors lose 1% of principal for each 1% decline beyond 20.00%, with up to an 80.00% principal loss. The notes do not pay interest, are unsecured obligations of Bank of Montreal, are not exchange‑listed, and are subject to the issuer’s credit risk. The issuer’s estimated initial value was $957.44 per $1,000 and the public offering price was 100%.

Bank of Montreal priced US$306,000 of Senior Medium-Term Market Linked Notes, Series K due March 30, 2029. The notes pay at maturity based on the least performing of the NASDAQ-100 Index (NDX) and the VanEck Semiconductor ETF (SMH), provide 100% participation up to a Maximum Redemption Amount of $1,210 per $1,000 (21.00% cap), return only principal if the least performing reference asset is flat or down, and are unsecured obligations of Bank of Montreal.

Bank of Montreal (BMO) priced principal-protected-notes-style structured notes linked to the iShares® MSCI South Africa ETF (EZA). For each $1,000 note, if the final underlier level on the determination date is ≥75.00% of the initial level ($63.80), investors receive $1,191.10; otherwise they lose approximately 1.3333% of principal for each 1% the final level is below 75.00%. The notes mature September 28, 2027 (subject to postponement), are unsecured obligations of Bank of Montreal, not listed, and have an estimated initial value of $954.04 per $1,000 principal amount.

Bank of Montreal priced US$4,081,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Enhanced Return Notes due March 30, 2029. The notes pay no interest, provide 150.00% upside leverage to the least performing of INDU, NDX and RTY if not auto‑redeemed, and may auto‑redeem on April 01, 2027 if each Reference Asset closes above its Call Level.

If auto‑redeemed, each $1,000 note pays principal plus a $175 Call Amount (approx. 17.50% per annum). If not auto‑redeemed, maturity payoff depends on the Least Performing Reference Asset: full upside with 150% leverage if it finishes >= Initial Level; principal preserved if Final Level >= 70.00% (Barrier); otherwise losses equal the percentage decline of the Least Performing Reference Asset.

Bank of Montreal priced US$1,518,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to the S&P 500® Index. The notes mature on March 30, 2029 and can be automatically redeemed on April 01, 2027 if the S&P 500 closing level exceeds its Initial Level, in which case holders receive principal plus a $76 Call Amount per $1,000 (≈7.60% per annum). If not called, maturity payoffs depend on performance: full 1:1 participation in upside (100% Upside Leverage Factor) if the Final Level ≥ Initial Level; principal preserved if Final Level ≥ Barrier Level (75% of Initial Level); otherwise investors lose 1% of principal for each 1% decline below the Initial Level, up to a 100% loss. Price to public was 100% and the issuer’s estimated initial value was $934.55 per $1,000.