BANK OF MONTREAL /CAN/ SEC Filings

Bank of Montreal priced US$3,982,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to the American depositary receipts of Novo Nordisk A/S (NVO) on March 25, 2026, with settlement on March 30, 2026 and maturity on April 30, 2027. The notes pay a Contingent Coupon of 1.2292% per month (approximately 14.75% per annum) when the Reference Asset on an Observation Date is at or above the Coupon Barrier Level.

If not auto‑redeemed, principal at maturity depends on the Final Level versus the Trigger Level: investors receive $1,000 per $1,000 unless the Final Level is below the Trigger Level ($20.34, or 56.00% of the Initial Level), in which case the cash payment equals $1,000 plus $1,000 times the Percentage Change. The notes were offered at 100% of principal with an estimated initial value of $965.62 per $1,000; the agent’s commission was 2.15% and proceeds to BMO were 97.85%.

Bank of Montreal priced US$1,501,000 Senior Medium-Term Notes, Series K, Barrier Notes linked to the least performing of the common shares of KeyCorp (KEY) and the State Street Financial Select Sector SPDR ETF (XLF). The notes pay a monthly Coupon of $8.708 per $1,000 (interest rate 0.8708% per month, approximately 10.45% per annum) on the last business day of each month.

The notes have a Strike Date of March 24, 2026, a Pricing Date of March 25, 2026, Settlement Date March 30, 2026, Valuation Date March 28, 2028 and Maturity Date March 31, 2028. Trigger Levels equal 55.00% of each Initial Level: KEY $10.90 and XLF $27.10. At maturity, if the Final Level of the least performing Reference Asset is below its Trigger Level, principal is reduced pro rata by the Percentage Change; otherwise, principal of $1,000 is returned plus the final Coupon. The estimated initial value on the Pricing Date was $972.95 per $1,000 in principal.

Bank of Montreal is offering non‑interest structured notes linked to the VanEck® Gold Miners ETF (ticker: GDX) with a $1,000 principal amount per note. The trade date is March 25, 2026, original issue date March 30, 2026, and stated maturity is March 29, 2028 (subject to postponement).

The notes feature an automatic call on the call observation date April 2, 2027 if the closing price of GDX is ≥ the initial level of $86.32; called notes pay principal plus a 20.90% call premium. If not called, maturity payoffs depend on the final underlier level vs a 90.00% buffer: upside participation is 200% with a stated maturity premium of 41.80%, while declines below the buffer reduce principal at ~1.1111% per 1% decline below the buffer level. The issuer’s estimated initial value is $981.10 per $1,000 note; original issue price is $1,000.00 with an underwriting discount of $20.00.

Bank of Montreal priced $2,399,000 Senior Medium-Term Notes, Series K, redeemable fixed-rate notes due March 31, 2031. The Notes pay interest at 4.55% per annum, payable semi-annually beginning September 30, 2026, in $1,000 denominations.

The issuer may redeem the Notes in whole (but not in part) on semi-annual Optional Redemption Dates at 100% of principal plus accrued interest; holders have no right to early repayment. The Notes are unsecured, not listed, and are designated as bail-inable under the Canada Deposit Insurance Corporation Act, exposing holders to potential conversion into common shares under that regime.

Bank of Montreal published a preliminary pricing supplement for non‑interest bearing notes linked to the S&P 500® Index. Each note has a $1,000 principal amount; the offering shows an original issue price of $1,000.00, underwriting discount of $10.90 and proceeds to Bank of Montreal of $989.10 per note.

Notes pay a threshold settlement amount if the final index level is ≥ 90.00% of the initial level; the threshold settlement amount is expected to be within the range of $1,096.20 and $1,112.90. If final index < 90.00% of initial, holders lose approximately 1.1111% of principal for every 1% decline below the threshold and could lose some or all principal. The issuer’s estimated initial value is expected to be within the range of $969.00 and $999.00 per $1,000 principal amount.

Bank of Montreal is offering Senior Medium-Term Notes, Series K, Redeemable Fixed Rate Notes due March 27, 2029. The notes pay a fixed 4.55% per annum with semi-annual interest dates and are redeemable by the issuer on semi-annual Optional Redemption Dates at 100% plus accrued interest. The notes are unsecured, bail-inable under the Canadian CDIC Act and may be converted into common shares under subsection 39.2(2.3). Original issue price is $1,000 per note with an underwriting discount of $10 and proceeds to Bank of Montreal of $990 per note. The notes will not be listed on any securities exchange; holders bear the issuer credit risk.

Bank of Montreal is offering Trigger Callable Contingent Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 due on or about September 29, 2028. The Notes pay a quarterly Contingent Coupon only if each Underlier closes at or above its Coupon Barrier on every eligible trading day during an Observation Period. The Contingent Coupon Rate will be set on the Trade Date and is at least 15.00% per annum. Each Note has a Principal Amount of $10, a Trade Date of March 27, 2026, Settlement Date of March 31, 2026, and a Maturity Date of September 29, 2028. The Initial Underlier Value equals each Underlier's closing value on the Trade Date; Coupon Barrier equals 70% of Initial Underlier Value and Downside Threshold equals 60%.

The Issuer may redeem the Notes on quarterly Optional Redemption Dates; if redeemed you receive Principal plus any Contingent Coupon then due. If the Notes are not redeemed and on the Final Valuation Date any Underlier is below its Downside Threshold, the cash payment at maturity will reflect the Underlier Return of the Least Performing Underlier and may be less than Principal, possibly resulting in substantial or total loss. The Notes are senior unsecured obligations of Bank of Montreal; payments are subject to the Issuer's credit risk. The estimated initial value on the date of this preliminary pricing supplement is $9.87 per Note (not including offering costs) and will not be less than $9.57 per Note at pricing. Minimum investment is $1,000.

Bank of Montreal prices Senior MTN Series K — ETF Linked, auto-callable notes with a minimum monthly coupon of 8.25%. The securities have a face amount of $1,000 and are linked to the lowest performing of Invesco QQQ Trust (QQQ), VanEck Semiconductor ETF (SMH) and SPDR S&P Metals & Mining ETF (XME). Pricing date is April 17, 2026 and issue date is April 22, 2026; stated maturity is April 23, 2029.

If on any monthly call date (beginning about six months after issuance) the lowest performing Underlier closes at or above its starting value, the notes are automatically called for the face amount plus a final coupon. If not called, maturity pays $1,000 only if the lowest performing Underlier on the final calculation day is at or above a threshold equal to 80% of starting value; otherwise the holder suffers 1-to-1 downside beyond a 20% buffer, losing up to 80% of face. All payments are subject to the issuer credit risk of Bank of Montreal. The preliminary estimated initial value is $965.60 (not less than $920.00 at pricing).

Bank of Montreal is offering market-linked, auto-callable Senior Medium-Term Notes (Series K) linked to the lowest performing of the iShares Expanded Tech-Software ETF (IGV), the Dow Jones Industrial Average (INDU) and the Russell 2000 (RTY). The securities have an original offering price of $1,000 per security and a face amount of $1,000. The pricing date is April 15, 2026, the issue date is April 20, 2026, and the stated maturity date is October 18, 2029.

They pay monthly contingent coupons (contingent coupon rate at least 10.70% per annum) only if the lowest performing Underlier on each monthly calculation day is at or above its coupon threshold (65% of starting value). The securities are automatically called if the lowest performing Underlier on an applicable calculation day from October 2026 through September 2029 is at or above its starting value, in which case holders receive the face amount plus a final contingent coupon. If not called, at maturity holders receive $1,000 if the lowest performing Underlier’s ending value is at or above 65% of its starting value; if below, the maturity payment equals $1,000 multiplied by that Underlier’s performance factor, exposing holders to potential loss greater than 35% of principal. The offer includes an agent discount of $23.25 (proceeds to BMO $976.75), an estimated initial value on the pricing date of $964.40 (not less than $920.00), and significant credit and tax risks, including intended withholding of 30% on coupons to non-U.S. holders.