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Bank of Montreal is offering US$1,265,000 in Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Step Up Call Amount due February 28, 2030, linked to the least performing of the NASDAQ-100 (NDX), Russell 2000 (RTY) and Dow Jones Industrial Average (INDU). The notes begin automatic redemption observations on March 1, 2027 with scheduled Call Amounts that imply approximately 9.00% per annum if called. If not called, maturity payment depends on the least performing reference asset; a Trigger Event occurs if any Final Level is below its Trigger Level (70.00% of the Initial Level). The pricing supplement states an estimated initial value of $933.55 per $1,000 on the Pricing Date February 23, 2026.
Bank of Montreal issues US$2,822,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes due February 28, 2029. The notes pay monthly contingent coupons of 1.0333% per month (approximately 12.40% per annum) if each reference asset is at or above its coupon barrier on observation dates, and are linked to the least performing of GDX, RTY and NDXT. If not auto‑redeemed, repayment at maturity depends on the percentage change of the least performing reference asset; a trigger event (final level below a 50.00% trigger level) causes principal to decline pro rata. The pricing date was February 23, 2026 and settlement on February 26, 2026. The cover states an estimated initial value of $940.82 per $1,000 principal.
Bank of Montreal priced a US$550,000 issuance of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Contingent Coupons linked to the least performing of the S&P 500, Russell 2000 and Nasdaq-100 Technology Sector. Pricing Date was February 23, 2026, settlement on February 26, 2026 and maturity on February 28, 2029. The notes pay a 0.5958% monthly contingent coupon (approximately 7.15% per annum) if each reference asset is at or above a 70.00% coupon barrier on observation dates. The notes autocall if, on an Observation Date beginning August 26, 2026, each reference asset is at or above its Call Level (100% of initial). At maturity, if a Trigger Event occurs (any final level below 70.00% of initial), principal is reduced pro rata to the percentage change of the least performing reference asset.
Bank of Montreal offers US$371,000 in Senior Medium-Term Notes, Series K Barrier Notes with Contingent Coupons. The notes price on February 23, 2026
They pay a 0.6167% monthly contingent coupon (approximately 7.40% per annum) when each Reference Asset closes at or above its Coupon Barrier on observation dates. The notes mature on March 31, 2027 and return principal at maturity unless a Trigger Event occurs; if triggered, payment equals $1,000 plus the Percentage Change of the Least Performing Reference Asset, which may reduce the payment below principal.
Bank of Montreal priced a preliminary offering of senior medium-term, equity-linked auto-callable securities linked to the lowest performing of Class A common stock of Alphabet Inc. and common stock of Marvell Technology, Inc.
Key terms: $1,000 face amount per security, estimated initial value $970.60 (not less than $920.00), pricing date March 5, 2026, issue date March 10, 2026, stated maturity March 9, 2028. Contingent coupon rate will be determined on the pricing date and will be at least 19.10% per annum, paid monthly only if the lowest performing underlier closes at or above its coupon threshold (60% of starting value). Downside protection applies only above the downside threshold (50% of starting value); if the lowest performing underlier ends below that threshold at maturity, investors suffer proportional principal loss. Payments are unsecured obligations of Bank of Montreal and subject to its credit risk; U.S. federal tax treatment is uncertain and withholding may apply to non-U.S. holders.
Bank of Montreal priced equity-linked senior notes due February 28, 2029. The notes pay a contingent monthly coupon of 23.30% per annum (with a memory feature) and are auto-callable if the lowest-performing underlier on certain monthly observation dates equals or exceeds its starting value. The three underliers are Broadcom (AVGO) starting at $330.34, Robinhood (HOOD) starting at $71.78, and McDonald’s (MCD) starting at $334.56; each coupon and downside threshold is 50% of its starting value. Original offering price is $1,000 per security, estimated initial value $971.88, proceeds to issuer $976.75 per security. The securities are unsecured obligations of Bank of Montreal, subject to issuer credit risk and not FDIC insured.
Bank of Montreal filed a report providing updated earnings coverage ratios for the 12 months ended January 31, 2026 and October 31, 2025. These ratios show how many times the bank’s earnings can cover its interest and preferred share obligations.
For the period ended January 31, 2026, interest coverage on subordinated indebtedness was 27.56 times and grossed up dividend coverage on Class B preferred shares and other equity instruments was 23.90 times. Combined interest and grossed up dividend coverage on subordinated debt, preferred shares and other equity instruments was 13.05 times, slightly higher than 12.70 times for the period ended October 31, 2025.
Bank of Montreal filed a Form 6-K to furnish officer certifications related to its quarterly report for the period ended January 31, 2026. The Chief Executive Officer and Chief Financial Officer each certify that the report is accurate, fairly presents the bank’s financial condition and results, and that disclosure controls and internal control over financial reporting have been designed, evaluated, and updated as needed.
Bank of Montreal announced that its Board of Directors declared a quarterly dividend of $1.67 per common share for the second quarter of fiscal 2026, unchanged from the prior quarter. The common share dividend is payable on May 26, 2026 to shareholders of record on April 29, 2026.
The Board also declared dividends on its Class B Preferred Shares Series 44, 50 and 52, with payments on May 25 or May 26, 2026, to shareholders of record on April 29, 2026. All declared common and preferred dividends are designated as “eligible” dividends for Canadian tax purposes.
Common shareholders may reinvest cash dividends in additional Bank of Montreal common shares through the Shareholder Dividend Reinvestment and Share Purchase Plan. Shares under the plan will be purchased on the open market without a discount, and registered shareholders must enroll with the transfer agent by May 1, 2026 to participate for this dividend.
BMO Financial Group reported strong first-quarter 2026 results, with net income of $2,489 million, up 16% from a year earlier, and diluted EPS rising to $3.39 from $2.83. Adjusted net income was $2,551 million and adjusted EPS reached $3.48, both showing double-digit growth.
Revenue grew to $9,824 million, driven by higher net interest income and non-interest revenue, including record revenue in each operating segment. Provision for credit losses fell to $746 million from $1,011 million, while the total PCL ratio improved to 0.44%.
Return on equity strengthened to 12.1% on a reported basis and 12.4% on an adjusted basis. BMO maintained a solid Common Equity Tier 1 capital ratio of 13.1%, continued normal course share repurchases, and declared a quarterly common dividend of $1.67 per share, up $0.08 from the prior year.