Welcome to our dedicated page for BANK OF MONTREAL /CAN/ SEC filings (Ticker: BERZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANK OF MONTREAL /CAN/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANK OF MONTREAL /CAN/'s regulatory disclosures and financial reporting.
BMO Financial Group delivered strong growth in the first quarter of 2026. Reported net income rose to $2,489 million, up 16% from a year earlier, and adjusted net income reached $2,551 million. Diluted EPS increased to $3.39 reported and $3.48 adjusted, reflecting double-digit earnings growth.
Profitability improved, with reported return on equity rising to 12.1% and adjusted ROE to 12.4%. Provision for credit losses fell to $746 million from $1,011 million, showing better credit performance. The Common Equity Tier 1 capital ratio was a solid 13.1%.
All operating segments contributed, including higher net income in Canadian P&C, U.S. Banking, Wealth Management and Capital Markets, while Corporate Services losses narrowed. BMO declared a quarterly dividend of $1.67 per common share, up $0.08 or 5% from the prior year, and repurchased 6.0 million common shares.
Bank of Montreal is offering Senior Medium-Term Notes, Series K: market-linked, auto-callable securities with a contingent coupon and principal at risk linked to the lowest performing of the Nasdaq-100, Russell 2000 and S&P 500. The original offering price is $1,000 per security and proceeds to Bank of Montreal are $976.75 per security.
The securities have quarterly calculation days beginning May 2026, a minimum contingent coupon rate of 10.30% per annum, an issue date of March 4, 2026 and a stated maturity of March 2, 2029. If not auto-called, principal at maturity depends on the ending value of the lowest performing Underlier; a decline below 75% of starting value results in proportional principal loss.
Bank of Montreal offers structured notes linked to the iShares Expanded Tech-Software Sector ETF. The offering consists of notes with a $1,000 principal amount per note and aggregate original issue amount of $15,485,000. The notes mature on February 27, 2029 unless automatically called on the scheduled call observation dates.
The notes are callable if the underlier’s closing price on either call observation date equals or exceeds 87.00% of the initial level. Call premiums are 10.65% (first call) and 21.30% (second call); the maturity premium is 31.95%. If not called, final payment depends on the fund’s closing price on the determination date, with a buffer level at 87.00% and a downside loss rate of approximately 1.1494% of principal per 1% decline below the buffer.
The notes do not pay interest, are unsecured obligations of Bank of Montreal, are not FDIC-insured, and carry issuer credit risk. The issuer’s initial estimated value per note was $967.08 on the trade date.
Bank of Montreal priced $17,000,000 of Senior Medium-Term Notes, Series K, redeemable fixed-rate debt due February 25, 2031. The Notes pay interest at 4.50% per annum, pay $1,000 per Note at maturity, and are redeemable by the Bank on semi-annual optional redemption dates.
The Notes are unsecured, bail-inable under the Canada Deposit Insurance Corporation Act and may be converted into common shares under specified Canadian bail-in powers; proceeds to the issuer equal $16,941,180.00 after underwriting discount.
Bank of Montreal priced US$1,105,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Enhanced Return Notes due February 25, 2031. The notes reference NVDA, GOOGL and META and pay no interest. They auto‑redeem if each Reference Asset closes above its 90.00% Call Level on May 20, 2026, in which case holders receive principal plus a $240 Call Amount per $1,000 note (approximately 96.00% per annum return). If not called, maturity payoff is based solely on the Least Performing Reference Asset with a 150.00% Upside Leverage Factor and a 60.00% Barrier Level; declines below the Barrier cause proportional principal loss (up to 100%). Price to public equals $1,105,000 aggregate and the issuer’s estimated initial value is $965.18 per $1,000. All payments are subject to Bank of Montreal credit risk.
Bank of Montreal priced US$1,117,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Enhanced Return Notes linked to the least performing of NVDA, GOOGL and META. The notes offer a 150.00% upside leverage if not auto‑redeemed.
On May 20, 2026, if each Reference Asset’s closing level exceeds its Call Level (85.00% of its Initial Level), the notes will be automatically redeemed for principal plus a $164 Call Amount per $1,000 (approximately 65.60% per annum). If not called and the Least Performing Reference Asset falls below its Barrier Level (60.00% of its Initial Level), losses are linear: investors lose 1% of principal for each 1% decline below the Initial Level, potentially up to a 100% loss. The issuer’s initial estimated value is $965.55 per $1,000. Payments are cash only, unsecured, non‑interest bearing and subject to Bank of Montreal credit risk.
Bank of Montreal is offering US$1,158,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Enhanced Return Notes due February 25, 2031 linked to the least performing of TSLA, TSM ADRs and HAL.
The notes pay no interest, provide 150.00% upside leverage on the Least Performing Reference Asset if not called, and are callable on May 20, 2026 if each Reference Asset is > 80.00% of its Initial Level. On automatic redemption investors receive principal plus a Call Amount of $172.50 per note (approximate return of 69.00% per annum). If not called and the Least Performing Reference Asset falls below its Barrier Level (60.00% of Initial Level), investors lose 1% of principal for each 1% drop below the Initial Level and may lose up to all principal. The issuer is Bank of Montreal; payments are subject to the issuer’s credit risk and the notes will not be listed on an exchange.
Bank of Montreal is offering US$1,010,000 of Senior Medium-Term Notes, Series K, a three-year, non-interest-bearing barrier note linked to the shares of iShares® MSCI Emerging Markets ETF (EEM). The notes mature on February 26, 2029 and pay at maturity based on the Final Level relative to an Initial Level of $62.34 with a Barrier Level at $50.81 (81.50% of the Initial Level).
If the Final Level is at or above the Initial Level, holders receive principal plus 1x upside exposure; if the Final Level is below Initial but at or above the Barrier Level, holders receive par only; if the Final Level is below the Barrier Level, holders lose 1% of principal for each 1% decline, potentially losing up to 100% of principal. All payments are subject to the issuer's credit risk and will be made in cash.
Bank of Montreal priced S&P 500®-linked buffered notes totaling $17,271,000 with $1,000 principal per note, an original issue price of $1,000 per note and a stated maturity date of January 12, 2028 (subject to postponement).
Payments depend on the S&P 500® closing level from trade date February 20, 2026 to determination date January 10, 2028. If the final level is ≥87.50% of the initial level, each $1,000 note pays the threshold settlement amount of $1,168.10; if below that threshold the note suffers losses at approximately 1.1429% of principal for each 1% decline below the threshold, and could lose some or all principal. Notes are unsecured obligations of Bank of Montreal and are not listed.
Bank of Montreal is offering US$2,076,000 of Senior Medium-Term Notes, Series K — Autocallable Buffer Enhanced Return Notes linked to the VanEck® Gold Miners ETF, due February 25, 2031.
The notes pay no interest, have an Initial Level of $106.26, an estimated initial value of $966.23 per $1,000 principal, a Buffer Level at 80.00% of the Initial Level ($85.01), and a 126.00% Upside Leverage Factor. If on March 1, 2027 the Reference Asset closes above its Call Level, the notes will be automatically redeemed for principal plus a Call Amount of $250.00 per note. If not called, maturity payouts depend on the Final Level on the Valuation Date February 20, 2031, with downside exposure beginning after a 20.00% buffer and a downside factor of 125.00%.