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Bank of Montreal priced US$886,000 Senior Medium‑Term Notes, Series K. The notes are Callable Buffer Notes with Contingent Coupons linked to the least performing of the S&P 500® (SPX), NASDAQ‑100® (NDX) and Russell 2000® (RTY).
Key terms: Pricing Date February 19, 2026, Settlement Date February 24, 2026, Valuation Date February 23, 2029, Maturity Date February 28, 2029. Contingent Interest Rate is 0.75% per month (≈9.00% per annum) if each Reference Asset is at or above its Coupon Barrier on Observation Dates. Price to public was 100% and the estimated initial value was $984.30 per $1,000.
Bank of Montreal is offering $1,000,000 aggregate principal of Senior Medium-Term Notes, Series K, Autocallable Buffer Enhanced Return Notes linked to the State Street SPDR S&P Bank ETF (KBE). The notes have a Pricing Date: February 19, 2026, Settlement Date: February 24, 2026, Valuation Date: February 18, 2028 and Maturity Date: February 24, 2028.
The structure delivers 125.00% upside leverage if not auto‑redeemed, a 10.00% downside buffer, and an automatic early redemption on February 25, 2027 if the Reference Asset is at or above its Call Level; the Call Amount equals $156.00 per note (approximately 15.60% per annum). Payments are subject to the issuer’s credit risk and the notes do not pay interest or trade on an exchange.
Bank of Montreal prices US$13,566,000 of Senior Medium-Term Notes, Series K—Callable Buffer Notes with Contingent Coupons due February 26, 2029.
The notes pay a monthly contingent coupon of 0.9667% per month (~11.60% per annum) when each reference index (the S&P 500, Russell 2000 and Dow Jones Industrial Average) closes on a coupon observation date at or above 80.00% of its initial level. If not called, principal at maturity depends on the performance of the least performing reference asset and features a 20.00% buffer and a 125.00% downside leverage factor, meaning losses beyond 20.00% are multiplied by 1.25; payments could be significantly less than principal, including zero.
Bank of Montreal prices US$1,607,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Contingent Coupons linked to the least performing of the S&P 500®, NASDAQ-100® and Russell 2000®, with Pricing Date February 19, 2026 and Maturity Date February 26, 2029.
The notes pay a monthly contingent coupon of 0.8042% per month (approximately 9.65% per annum) when each reference asset is at or above an 80% coupon barrier on observation dates, carry an automatic redemption feature if all reference assets are at or above their call levels on an observation date beginning August 21, 2026, and expose holders at maturity to downside risk if any reference asset closes below its 70% trigger level on the valuation date February 21, 2029.
Bank of Montreal priced US$1,230,000 Senior Medium-Term Notes, Series K: Autocallable Barrier Notes with Memory Coupons linked to the least performing of META, NFLX and NVDA.
Pricing Date was February 19, 2026, Settlement Date February 24, 2026, Valuation Date February 21, 2029 and Maturity Date February 26, 2029. The notes pay a Contingent Coupon of 1.55% per month (approximately 18.60% per annum) when each reference asset closes at or above its Coupon Barrier Level; unpaid coupons can be paid later under the Memory Coupon Feature. Coupon Barrier and Trigger Levels equal 60.00% of each Initial Level (META $386.87, NFLX $46.20, NVDA $112.74). Automatic redemption begins on August 21, 2026 if each Reference Asset closes at or above 100% of its Initial Level on an Observation Date; on redemption investors receive principal plus any due Contingent Coupons. Payment at maturity is cash only and depends on the performance of the Least Performing Reference Asset; if a Trigger Event occurs, maturity payment equals $1,000 + ($1,000 x Percentage Change), which can be less than principal. The estimated initial value on the Pricing Date was $956.21 per $1,000 principal amount. Price to public was 100% with an Agent’s Commission of 2.00%.
Bank of Montreal (BERZ) priced equity-linked, auto-callable senior notes due February 23, 2029. These market-linked securities pay a contingent coupon of 23.30% per annum (monthly calculation) if the lowest-performing Underlier meets its 50% coupon threshold on each calculation day.
The three Underliers and their starting values on the pricing date February 19, 2026 are: CRWD $422.14, GOOGL $302.85, and MU $417.35. Original offering price was $1,000 per security; issuer proceeds were $976.75 per security. The issuer’s estimated initial value was $947.14 per security.
If automatically called between August 2026 and January 2029 when the lowest-performing Underlier is at or above its starting value, you receive face amount plus accrued contingent coupons. If not called, at maturity you receive either $1,000 or a reduced payment equal to $1,000 × performance factor of the lowest-performing Underlier; downside protection ends at a 50% decline.
Bank of Montreal is offering $2,000,000 aggregate principal of Senior Medium-Term Notes, Series K, redeemable fixed-rate notes due February 24, 2038. The Notes pay 5.05% per annum interest semi-annually beginning August 24, 2026, are issued in $1,000 denominations, and are redeemable in whole (but not in part) on semi-annual Optional Redemption Dates commencing February 24, 2028 at 100% of principal plus accrued interest. The Notes are unsecured, will not be listed on any exchange, and are characterized as bail-inable under the Canada Deposit Insurance Corporation Act, exposing holders to possible conversion into common shares under those statutory powers. Original issue price is $1,000.00 per Note, with an underwriting discount of $10.00 per Note.
Bank of Montreal issues $1,872,000 Senior Medium-Term Notes, Series K — Redeemable Fixed Rate Notes due February 10, 2031. The offering consists of 1,872 notes at a $1,000 principal amount each, with an interest rate of 4.20% per annum payable semi‑annually and payment at maturity of $1,000 per Note plus accrued interest.
The Notes are redeemable at the issuer's option on semi‑annual Optional Redemption Dates at 100% of principal plus accrued interest, are not repayable at holders' option, will not be listed on an exchange, and are unsecured obligations subject to Bank of Montreal credit risk. The Notes are designated as bail‑inable under the Canada Deposit Insurance Corporation Act.
Bank of Montreal launched a preliminary pricing supplement for Senior Medium‑Term Notes, Series K: equity‑linked, auto‑callable securities tied to the lowest performing common stock of Amazon.com, Inc., Robinhood Markets, Inc. and Tesla, Inc. The securities have an original offering price of $1,000 per security, estimated initial value of $955.40 (floor at pricing not less than $920.00), a minimum contingent coupon rate of 23.10% per annum, monthly observation dates and a stated maturity of March 1, 2029. Pricing date is February 26, 2026 and issue date is March 3, 2026. Proceeds to Bank of Montreal equal $976.75 per security after an agent discount of $23.25. The securities pay contingent monthly coupons (with a memory feature), are subject to automatic call if the lowest performing underlier closes at or above its starting value on certain calculation days, expose investors to downside on the lowest performing underlier (50% downside threshold), and are unsecured obligations of Bank of Montreal.
Bank of Montreal priced US$782,000 of Senior Medium‑Term Notes, Series K — Buffer Enhanced Return Notes linked to the iShares® MSCI Emerging Markets ETF (EEM). The notes mature on February 23, 2029 and reference an Initial Level of $60.87 (Strike Date February 17, 2026).
Payment at maturity: if the Final Level ≥ Initial Level, investors receive $1,000 plus 76.75% participation of the Reference Asset’s percentage gain. A 30.00% Buffer protects against declines up to 30.00%; declines beyond that reduce principal 1% per 1% decline, for up to a 70.00% loss. The notes pay no interest, are unsecured obligations of Bank of Montreal, and are subject to the issuer’s credit risk. The issuer’s estimated initial value was $982.70 per $1,000.