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Bank of Montreal priced US$1,191,000 of Senior Medium-Term Notes, Series K — Callable Barrier Notes with Contingent Coupons linked to the least performing of the NASDAQ-100 Index (NDX), VanEck Junior Gold Miners ETF (GDXJ) and SPDR S&P Regional Banking ETF (KRE).
Pricing Date is February 18, 2026, Settlement Date February 23, 2026, Valuation Date January 19, 2028 and Maturity Date January 24, 2028. Contingent coupons pay 1.65% per month (~19.80% per annum) when each Reference Asset is at or above its 70.00% Coupon Barrier on observation dates. Notes are callable beginning August 19, 2026. Estimated initial value on the Pricing Date was $958.80 per $1,000 principal amount.
Bank of Montreal is offering Senior Medium-Term Notes, Series K: market-linked, auto-callable securities linked to the lowest performing common stock of Broadcom (AVGO), Robinhood (HOOD) and McDonald’s (MCD). The original offering price is $1,000 per security; proceeds to Bank of Montreal are $976.75 per security after an agent discount of $23.25. The preliminary pricing date is February 23, 2026, issue date February 26, 2026, and stated maturity date February 28, 2029. The contingent coupon rate will be determined at pricing and will be at least 23.30% per annum. The issuer’s estimated initial value is $952.50 per security (not less than $920.00 at pricing). These notes pay monthly contingent coupons only if the lowest performing Underlier meets its coupon threshold and expose investors to potential loss of principal if the lowest performing Underlier is below its downside threshold (50% of starting value) at maturity.
Bank of Montreal priced non‑interest notes linked to the MSCI EAFE Index® with a trade date of February 18, 2026 and a stated maturity of August 6, 2027 (determination date August 4, 2027, subject to postponement).
Each $1,000 note offers a 160% upside participation in positive index returns up to a maximum settlement amount of $1,199.20. An initial underlier level of 3,141.31 and a buffer of 12.50% (buffer level 2,748.64625) mean investors receive full principal if the final level declines by up to 12.50%; larger declines reduce principal at a rate of ~1.1429% per 1% below the buffer. The notes do not pay interest, are unsecured obligations of Bank of Montreal, have an original issue price of $1,000 and an initial estimated value of $994.50 per $1,000. All payments are subject to the issuer's credit risk and the notes will not be listed on an exchange.
Bank of Montreal priced a structured, principal‑at‑risk note linked to the iShares® Expanded Tech‑Software Sector ETF (IGV) with an original issue size of $14,400,000. The notes pay no interest, mature on May 13, 2027 (subject to postponement), and settle in cash based on IGV performance measured from the trade date (February 18, 2026) to the determination date (May 11, 2027).
Holders receive a fixed threshold settlement amount of $1,193.00 per $1,000 principal if the final underlier level is ≥ 90.00% of the initial level ($82.00). If below that threshold, losses apply at approximately 1.1111% of principal for each 1% decline below the threshold; investors could lose some or all principal. The notes are unsecured obligations of Bank of Montreal and are not FDIC‑insured.
Bank of Montreal is offering indexed, non‑interest notes linked to the S&P 500® Index. The trade date is February 18, 2026, original issue date February 23, 2026, and stated maturity is April 7, 2027 (subject to postponement).
Each note has a $1,000 principal amount. If the final index level on the determination date is ≥ the threshold level (85.00% of the initial level of 6,881.31), holders receive the threshold settlement amount of $1,077.30 per note. If below the threshold, holders lose approximately 1.1765% of principal for each 1.00% decline below the threshold and could lose some or all principal. The initial estimated value is $985.98 per note and aggregate original issue price shown is $5,400,000.00. Payments are unsecured obligations of Bank of Montreal and subject to its credit risk.
Bank of Montreal is issuing $2,000,000 of Senior Medium‑Term Notes, Series K, Redeemable Fixed Rate Notes due February 23, 2029. The Notes pay interest at 4.00% per annum, payable semi‑annually beginning August 23, 2026, and were issued on February 23, 2026.
The Notes have a principal amount of $1,000 per Note, an original issue price of $1,000.00 per Note, and total proceeds to the Bank of $1,994,000.00 after underwriting discounts. The Notes are redeemable by the Bank in whole (but not in part) on semi‑annual Optional Redemption Dates from February 23, 2027 through August 23, 2028 at 100% of principal plus accrued interest. The Notes are bail‑inable and may be converted into common shares under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act.
Bank of Montreal offers principal-protected contingent outcome notes linked to the S&P 500® Index with a $1,000 principal amount per note. The notes mature after a determination date expected 22–25 months from the trade date and pay either a threshold settlement amount (expected between $1,143.20 and $1,168.40) if the final index level is ≥ 87.50% of the initial level, or a cash amount that declines about 1.1429% of principal for each 1% the final index level is below the threshold. The initial estimated value is expected within the range of $969.00 to $999.00 per $1,000 principal amount. Payments are unsecured obligations of Bank of Montreal and subject to its credit risk. The notes are not exchange-listed and are designed to be held to maturity.
Bank of Montreal is offering non‑interest linked notes with a principal amount of $1,000 per note, trade date February 18, 2026, original issue date February 23, 2026 and stated maturity March 22, 2027 (subject to postponement).
Payments are tied to the iShares Expanded Tech-Software Sector ETF (IGV) measured from an initial underlier level of $82.00 to the determination date. If the final underlier level is ≥ the threshold level of $65.60 (80.00% of $82.00) each note will pay the threshold settlement amount of $1,116.40. If below the threshold, holders lose 1.25% of principal for each 1% the final underlier is below the threshold, potentially losing some or all principal. The issuer’s estimated initial value is $981.31 per $1,000; original issue price is $1,000 with an underwriting discount of $10.80, and total original issue price shown is $16,143,000 with proceeds to the Bank of Montreal of $15,968,655.60. All payments are subject to the credit risk of Bank of Montreal.
Bank of Montreal priced US$1,000,000 Senior Medium-Term Notes, Series K, an autocallable barrier note with memory coupons linked to the Class A subordinate voting shares of Shopify Inc. ("SHOP"). The notes pay contingent quarterly coupons of 4.1625% per quarter (≈16.65% per annum) if the Reference Asset meets a coupon barrier of $56.35 (50.00% of the Initial Level) on Observation Dates and feature an automatic redemption if the Reference Asset is at or above the Call Level (100% of Initial Level) on an Observation Date. If not called, principal at maturity is paid in cash and is subject to downside exposure if the Final Level is below the Trigger Level of $56.35 (50.00% of the Initial Level); examples show potential principal loss proportional to the Reference Asset decline. The estimated initial value on the Pricing Date was $963.36 per $1,000.
Bank of Montreal priced US$1,036,000 Senior Medium‑Term Notes, Series K — Autocallable Barrier Notes linked to Amphenol Corporation (ticker APH). The notes mature on March 22, 2027, were priced on February 17, 2026, and settle on February 20, 2026.
Key economics: public offering price 100%, agent’s commission 2.15%, proceeds to Bank of Montreal $1,013,726. Contingent coupons equal $9.50 per $1,000 monthly (0.95% per month, ~11.40% per annum) if the Reference Asset closes at or above the Coupon Barrier on Observation Dates. The Initial Level is $148.57; Coupon Barrier and Trigger Level are both $86.17 (58.00% of Initial Level). The notes are autocallable if the Reference Asset closes at or above the Call Level (100% of Initial Level) on observation dates beginning August 19, 2026. The estimated initial value on the Pricing Date was $954.27 per $1,000.