Welcome to our dedicated page for BANK OF MONTREAL /CAN/ SEC filings (Ticker: BERZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANK OF MONTREAL /CAN/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANK OF MONTREAL /CAN/'s regulatory disclosures and financial reporting.
Bank of Montreal offers $2,469,000 Senior Medium‑Term Notes, Series K — autocallable barrier notes linked to the least performing of the common stock of Microsoft, Amazon and Alphabet (Class A).
The notes were priced on February 17, 2026 with settlement on February 20, 2026 and mature on February 22, 2028. They pay a monthly Coupon of 0.8333% (approximately 10.00% per annum) and are subject to automatic redemption beginning on August 19, 2026 if each Reference Asset’s closing level on a Call Observation Date is at or above its Call Level. At maturity, if not redeemed, holders receive $1,000 per $1,000 principal unless a Trigger Event occurs; if a Trigger Event occurs the cash payment equals $1,000 + ($1,000 x Percentage Change of the Least Performing Reference Asset). The initial estimated value was $978.50 per $1,000 on the Pricing Date.
Bank of Montreal priced US$2,170,000 in Senior Medium‑Term Notes, Series K — Contingent Risk Absolute Return Buffer Notes due February 26, 2027. The notes are unsecured senior obligations and pay no interest; all payments are subject to the credit risk of Bank of Montreal.
The notes are linked to an equally weighted basket of six equities (MSFT, NOW, CRM, NFLX, ORCL, PANW) with a 200.00% upside leverage factor and a 10.00% downside buffer (Buffer Level 90.00%). Investors participate 200% in positive Basket appreciation, capped at a 20.50% Maximum Return (Maximum Redemption Amount $1,205.00 per $1,000). If the Basket declines but remains ≥ the Buffer Level, investors receive a positive return up to $1,100.00 per $1,000. If the Basket falls below the Buffer Level, investors lose 1% of principal for each 1% decline beyond the Buffer, potentially losing up to 90.00% of principal at maturity.
Bank of Montreal is offering non‑interest‑bearing, principal‑at‑risk notes linked to the iShares® Expanded Tech‑Software Sector ETF (Bloomberg: IGV). Each note has a $1,000 principal amount, an original issue price of $1,000 and an estimated initial value of $946.50 to $976.50 per $1,000. The notes may be automatically called on one of two observation dates (expected ~12–14 and ~24–28 months after trade date) if the underlier meets a call level equal to 87.00% of the initial underlier level; applicable call premiums are in the ranges 9.71%–11.40% (first call) and 19.42%–22.80% (second call). If not called, maturity depends on underlier performance at the determination date (expected ~36–42 months); the maturity premium range is 29.13%–34.20%. If final underlier < buffer level (87.00%), investors lose approximately 1.1494% of principal for every 1% decline below 87.00% and could lose some or all principal. Notes are unsecured obligations of Bank of Montreal, will not be listed, and are subject to the issuer’s credit risk.
Bank of Montreal is offering principal-protected-style equity-linked notes linked to the TOPIX® Index with a $1,000 principal amount per note and an original issue price of $1,000.00. The notes pay no interest and may be automatically called on a call observation date expected within 12–14 months.
If automatically called, holders receive the principal plus a call premium expected between 12.79% and 15.00%. If not called, maturity is expected at approximately 24 months and payoffs depend on index performance: an upside participation rate of 200% above the initial underlier level, a buffer protecting declines down to 90.00%, and a downside exposure of approximately 1.1111% loss of principal for each 1% the index falls below the buffer.
Bank of Montreal priced US$1,733,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to the least performing of Apple Inc., Microsoft Corporation and Amazon.com, Inc. The Pricing Date was February 13, 2026, Settlement Date February 19, 2026, Valuation Date February 14, 2029 and Maturity Date February 20, 2029. The notes pay a 1.0417% monthly Contingent Coupon (approximately 12.50% per annum) when each reference asset closes at or above a Coupon Barrier (75% of initial levels). Trigger Levels are 50% of initial levels; a Trigger Event reduces payment at maturity based on the Percentage Change of the Least Performing Reference Asset. The notes are cash‑settled; estimated initial value was $962.82 per $1,000 principal amount. The public offering price was approximately $1,000 per $1,000 and the agent’s commission shown was 0.25%.
Bank of Montreal priced US$1,500,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Memory Coupons linked to the common stock of Advance Auto Parts, Inc. The notes mature on February 20, 2029 and pay quarterly contingent coupons of 4.94% per quarter (approximately 19.76% per annum) if the reference stock meets coupon barrier tests.
The notes feature automatic redemption beginning on August 17, 2026 if the Reference Asset closes above the Call Level, a Trigger Level and Coupon Barrier equal to $29.11 (50.00% of the Initial Level of $58.22), and an estimated initial value of $960.19 per $1,000 principal amount on the Pricing Date.
Bank of Montreal priced US$3,371,000 Senior Medium-Term Notes, Series K: Autocallable Barrier Notes with Memory Coupons due May 19, 2027, linked to the least performing of the S&P 500, NASDAQ-100 and Russell 2000.
Key terms: a contingent coupon of 0.975% per month (approximately 11.70% per annum) payable monthly if each reference asset meets a 70.00% coupon barrier on observation dates; an automatic redemption feature beginning on August 14, 2026 if all reference assets are at or above their call levels; a trigger at 65.00% of initial levels that can cause principal loss at maturity based on the least performing asset. The estimated initial value on the pricing date was $985.31 per $1,000 principal amount.
Bank of Montreal priced a structured note offering: $1,000 principal notes linked to the S&P 500® Index with a stated maturity of March 17, 2027 (subject to postponement) and a trade date of February 13, 2026.
Aggregate original issue price listed is $6,022,000.00 with proceeds to Bank of Montreal of $5,972,619.60. Each note pays no interest, has an initial estimated value of $984.41 per $1,000 principal, and will pay the threshold settlement amount of $1,087.00 per note only if the final underlier level is at or above 90.00% of the initial level (initial underlier level 6,836.17).
The notes expose holders to market risk tied to the underlier and to Bank of Montreal credit risk; if the final underlier level is below the threshold level, investors will incur losses at maturity based on the defined buffer formula.
Bank of Montreal priced a US$807,000 offering of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Memory Coupons linked to the common stock of Deckers Outdoor Corporation. The notes price at 100% of principal and settle on February 19, 2026, maturing on March 19, 2027.
The notes pay contingent monthly coupons of 0.9375% (approximately 11.25% per annum) if the Reference Asset closes at or above a Coupon Barrier of $67.12 (58.00% of the Initial Level) on each Observation Date. Beginning on August 14, 2026, the notes are subject to automatic redemption if the Reference Asset closes at or above the Call Level (100% of the Initial Level) on an Observation Date. At maturity, if the Final Level is below the Trigger Level ($67.12), investors may receive shares (Physical Delivery Amount) or a cash equivalent based on the Final Level; otherwise they receive principal plus any due Contingent Coupons.
Bank of Montreal priced a US$2,497,000 issuance of Senior Medium-Term Notes, Series K: Autocallable Barrier Notes with Memory Coupons linked to the ordinary shares of LyondellBasell Industries N.V. The notes price was 100% of principal and settle on February 19, 2026, with a February 20, 2029 maturity and a valuation date of February 14, 2029.
The notes pay a contingent coupon of 3.10% per quarter (approximately 12.40% per annum) when the Reference Asset closes at or above a Coupon Barrier of $28.81 (50.00% of the Initial Level). They are autocallable if the Reference Asset closes at or above the Call Level (100.00% of the Initial Level) on Observation Dates starting August 17, 2026. At maturity, if the Final Level is below the Trigger Level of $28.81, holders receive a declining cash payment tied to the Percentage Change, which can result in significant loss of principal.