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Bank of Montreal priced US$4,833,000 of Senior Medium-Term Notes, Series K — Callable Barrier Notes with Contingent Coupons due February 20, 2029.
The notes pay contingent semiannual coupons of 4.20% per semiannual period (approximately 8.40% per annum) if each reference index is at or above its Coupon Barrier Level on the Observation Date, and are callable by the issuer beginning on August 17, 2026 subject to the Issuer Call feature. At maturity, if any Reference Asset closes below its Trigger Level on the Valuation Date (February 14, 2029), holders receive $1,000 × the Percentage Change of the Least Performing Reference Asset plus $1,000, which may be less than principal or zero.
Bank of Montreal priced US$3,931,000 Senior Medium-Term Notes, Series K: Autocallable Barrier Notes with Memory Coupons linked to the common stock of NRG Energy, Inc. The notes were priced on February 13, 2026, settle on February 19, 2026, and mature on February 20, 2029.
The notes pay a contingent quarterly coupon of 3.5875% (approximately 14.35% per annum) when the Reference Asset closes at or above the Coupon Barrier of $120.65 (70.00% of the Initial Level of $172.35). Beginning on February 17, 2027, the notes are subject to automatic redemption if the Reference Asset closes at or above the Call Level (100% of the Initial Level). At maturity investors receive $1,000 per $1,000 principal unless a Trigger Event occurs (Final Level below the Trigger Level of $120.65), in which case the cash payoff equals $1,000 plus $1,000 times the Percentage Change and may be less than principal.
The estimated initial value on the pricing date was $953.47 per $1,000 principal. The notes pay only in cash, are unsecured obligations of the Bank, and involve structural, reference-asset and tax risks described in the accompanying supplements.
Bank of Montreal priced US$1,966,000 Senior Medium-Term Notes, Series K. These are Barrier Notes with Contingent Coupons due February 20, 2029 linked to the least performing of the Dow Jones Industrial Average, Russell 2000 and S&P 500.
Contingent coupons pay 3.30% per semiannual period (approximately 6.60% per annum) when each Reference Asset on an Observation Date is at or above a Coupon Barrier Level equal to 65.00% of its Initial Level. A Trigger Event occurs if any Reference Asset’s Final Level is below its Trigger Level (also 65.00% of initial). At maturity the investor receives $1,000 per $1,000 unless a Trigger Event occurred, in which case the cash payment equals $1,000 plus $1,000 times the Percentage Change of the Least Performing Reference Asset. The Pricing Date was February 13, 2026, Settlement Date February 19, 2026, Valuation Date February 14, 2029, and the estimated initial value on the Pricing Date was $955.34 per $1,000 in principal.
Bank of Montreal priced US$2,040,000 of Senior Medium-Term Notes, Series K: Callable Barrier Notes with Contingent Coupons linked to the least performing of the S&P 500, NASDAQ-100 and Russell 2000.
The notes were priced on February 13, 2026 with settlement on February 19, 2026 and mature on February 20, 2029. Contingent coupons pay 3.625% per semiannual period (approximately 7.25% per annum) if each Reference Asset is at or above a Coupon Barrier (set at 60% of each Initial Level) on Observation Dates. The issuer may call the notes beginning on August 17, 2026 on an Observation Date.
The cover shows an estimated initial value of $962.36 per $1,000 principal amount; payment at maturity depends on the Percentage Change of the least performing Reference Asset and may be less than principal if a Trigger Event occurs.
Bank of Montreal is offering US$538,000 of Senior Medium‑Term Notes, Series K — Contingent Risk Absolute Return Buffer Notes due February 20, 2029, linked to the least performing of the S&P 500® and Russell 2000® indices. The notes provide 109.35% upside leverage on any positive Percentage Change of the least performing index and include an 18.00% buffer (Buffer Level = 82.00% of Initial Level). If the Least Performing Reference Asset falls but remains at or above the Buffer Level, investors can receive a capped positive downside payment up to the Maximum Downside Redemption Amount of $1,180.00 per $1,000 principal. If that asset falls below the Buffer Level, losses accrue one‑for‑one beyond the buffer and holders may lose up to 82.00% of principal. All payments are subject to the credit risk of Bank of Montreal. The issuer’s estimated initial value was $982.11 per $1,000.
Bank of Montreal priced $153,000 of Senior Medium-Term Notes, Series K — Capped Buffer Notes due August 19, 2027. Each note has a Maximum Redemption Amount of $1,140.00 per $1,000 principal (a 14.00% capped return) and a 10.00% downside buffer. If the S&P 500® Index falls more than the 10.00% buffer, the investor loses 1% of principal for each 1% decline beyond that point, up to a 90.00% loss. The notes pay no interest, are unsecured obligations of the Bank, are subject to the Bank’s credit risk, and will not be listed on an exchange. Payment at maturity is tied to the S&P 500® Index final level on the Valuation Date of August 16, 2027, and the notes were priced on the Pricing Date of February 13, 2026 with settlement on February 19, 2026.
Bank of Montreal is offering non-interest notes linked to the iShares® MSCI Emerging Markets ex China ETF. The trade date is February 13, 2026 and the original issue date is February 19, 2026, with a stated maturity of August 17, 2027 (determination date August 13, 2027, subject to postponement).
Key economic terms: initial underlier level $84.31; upside participation 125%; cap level $103.1819504 (122.384% of initial); maximum settlement amount $1,279.80 per $1,000 principal. If final underlier < initial, investors lose 1% of principal per 1% decline. Original issue price is $1,000.00, initial estimated value $968.72, underwriting discount $15.10.
The notes are unsecured obligations of Bank of Montreal, not FDIC‑insured, not listed for trading, and subject to issuer credit risk and U.S. federal tax uncertainty. The offering proceeds and underwriting figures are set forth on the cover page.
Bank of Montreal priced US$233,000 of Senior Medium-Term Notes, Series K Capped Buffer Notes linked to the S&P 500® Index. The notes were priced on February 13, 2026, settle on February 19, 2026 and mature on August 19, 2027. Each $1,000 note offers 1x positive participation up to a Maximum Redemption Amount of $1,190.00 (a 19.00% cap). The notes include a 10.00% buffer (Buffer Level = 6,152.55 from Initial Level 6,836.17); losses beyond the buffer reduce principal dollar-for-dollar, to a possible maximum loss of 90.00% of principal. The notes do not bear interest, are unsecured obligations of Bank of Montreal, and are subject to the issuer’s credit risk.
Bank of Montreal priced a US$846,000 series of Senior Medium‑Term Notes (Series K) due February 20, 2029, linked to shares of iShares® MSCI EAFE ETF (EFA). The notes offer a 120.00% upside leverage on any appreciation and carry an 80.00% barrier (Initial Level $104.24; Barrier Level $83.39). If EFA finishes below the barrier, investors lose 1% of principal for each 1% decline in the Reference Asset; the notes are payable only in cash and are unsecured obligations of the Bank of Montreal.
The Pricing Date was February 13, 2026, settlement February 19, 2026, and Valuation Date February 14, 2029. The issuer’s estimated initial value was $969.81 per $1,000 principal; price to public equals par. Payments and secondary market liquidity are subject to the issuer’s credit and BMOCM may act as agent and calculation agent.
Bank of Montreal prices US$20,000 Series K senior notes linked to iShares MSCI EAFE ETF
The pricing supplement sets terms for US$20,000 in Senior Medium-Term Notes, Series K, priced on February 13, 2026 with settlement February 19, 2026 and maturity February 20, 2029. Each $1,000 note offers a 105.00% upside leverage factor if the Reference Asset finishes at or above its initial level. A Barrier Level at $83.39 (80.00% of the Initial Level $104.24) means that if the Final Level is below the Barrier, investors lose 1% of principal for each 1% decline; principal may be lost in full. Notes pay no interest, will be paid in cash only, are unsecured obligations of Bank of Montreal and carry the issuer’s credit risk. The initial estimated value was $950.44 per $1,000 principal and the public offering price was 100% per note.