Welcome to our dedicated page for BANK OF MONTREAL /CAN/ SEC filings (Ticker: BERZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANK OF MONTREAL /CAN/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANK OF MONTREAL /CAN/'s regulatory disclosures and financial reporting.
Bank of Montreal is issuing $887,000 of Senior Medium-Term Notes, Series K, Enhanced Return Notes due March 1, 2027, linked to the State Street Energy Select Sector SPDR ETF (XLE). The notes offer 300% leveraged upside on any ETF gains but cap total return at a Maximum Redemption Amount of $1,256.20 per $1,000 (a 25.62% maximum return). If the ETF ends below its Initial Level of $49.19, investors lose 1% of principal for each 1% decline and can lose their entire investment.
The notes pay no interest, are unsecured obligations of Bank of Montreal and will not be listed on any exchange. The price to the public is 100% of principal, with a 1.93% agent commission and 98.07% of proceeds, or $869,880.90, to Bank of Montreal. The bank’s estimated initial value is $970.70 per $1,000, reflecting embedded costs and hedging. All payments are subject to Bank of Montreal’s credit risk.
Bank of Montreal is offering US$2,011,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with memory coupons due April 30, 2027, linked to the S&P 500, NASDAQ-100 and Russell 2000 indices. The notes pay a contingent coupon of 0.9375% per month (approximately 11.25% per annum), or $9.375 per $1,000, only if on an observation date each index is at or above its coupon barrier level (70% of its initial level), with unpaid coupons potentially caught up later under the memory feature.
Beginning July 28, 2026, the notes will be automatically redeemed if on an observation date each index is above its initial level, returning principal plus any due coupons. If not called, principal repayment depends on the least performing index: if no trigger event occurs (no index ever closes below 65% of its initial level during the monitoring period), investors receive full principal; otherwise, maturity payment is reduced in line with the percentage loss of the worst index and can be zero. The estimated initial value is $989.39 per $1,000 in principal, reflecting fees and hedging costs.
Bank of Montreal is issuing US$500,000 of Senior Medium-Term Notes, Series K, called Digital Return Buffer Notes due March 1, 2027, linked to the least performing of the S&P 500 Index, the Russell 2000 Index and the Utilities Select Sector SPDR ETF. The notes offer a fixed 6.90% digital return per $1,000 of principal if the final level of the worst-performing reference asset is at least 75% of its initial level. If that asset falls more than 25% from its initial level, investors lose 1% of principal for each additional 1% decline, for a maximum loss of 75% of principal at maturity. The notes pay no interest, are unsecured obligations of Bank of Montreal, will not be listed on an exchange, and are subject to the bank’s credit risk. The estimated initial value is $988.47 per $1,000 of principal, reflecting structuring and hedging costs.
Bank of Montreal is issuing US$2,400,000 of Senior Medium-Term Notes, Series K Digital Return Barrier Notes due February 26, 2027, linked to the common stock of GE Vernova Inc.
The notes offer a fixed 18.08% digital return per $1,000 of principal (payment of $1,180.80) if the final GE Vernova share price on the valuation date is at least 60% of its $657.78 initial level. If the stock closes below this 60% barrier, investors lose 1% of principal for each 1% decline from the initial level, receiving GE Vernova shares or cash equal to their reduced value and potentially losing their entire investment.
The notes pay no periodic interest, will not be listed on any exchange, and are unsecured obligations of Bank of Montreal, fully subject to its credit risk. The price to the public is 100% of principal, with a 1.10% agent’s commission, and the bank’s estimated initial value is $987 per $1,000, reflecting offering, structuring and hedging costs.
Bank of Montreal is offering US$700,000 of senior Medium-Term Notes, Series K, as autocallable barrier notes with memory coupons due January 31, 2029. The notes are linked to the least performing of Apple (AAPL), Alphabet Class C (GOOG) and Amazon (AMZN).
Investors may receive monthly contingent coupons at a rate of 1.5833% (about 19.00% per year), paying $15.833 per $1,000 of principal, but only if on each observation date all three stocks close at or above their respective coupon barrier levels, set at 80% of their initial levels. Missed coupons can be paid later under the memory feature if barriers are later met.
The notes can be automatically redeemed starting in January 2027 if, on specified call observation dates, each stock is at or above its initial level, returning principal plus any due coupons. If not redeemed and any stock finishes below its 75% trigger level at maturity, investors lose principal in line with the decline of the worst-performing stock, potentially losing their entire investment. The notes are unsecured obligations, with an estimated initial value of $972.25 per $1,000.
Bank of Montreal is issuing US$1,450,000 in Senior Medium-Term Notes, Series K, autocallable barrier notes with contingent coupons due January 31, 2029. The notes are linked to the least performing of the Russell 2000® Index (RTY) and the US Global Jets ETF (JETS).
Investors can receive a contingent coupon of 2.625% per quarter (about 10.50% per year) if, on each observation date, both reference assets are at or above their coupon barrier levels, set at 70% of the initial level. The notes are subject to automatic redemption starting July 28, 2026 if both assets are at or above their initial levels, in which case investors receive principal plus the due coupon.
If the notes are not called and any reference asset finishes below its 70% trigger level at maturity, repayment of principal is reduced in line with the loss on the worst performer and can fall to zero. The estimated initial value is $961.58 per $1,000 principal, and the notes are unsecured obligations of Bank of Montreal with significant structural and market risks.
Bank of Montreal is offering $4,495,000 of Senior Medium-Term Notes, Series K, called Digital Return Buffer Notes, maturing on March 1, 2027. The notes are linked to the least performing of the NASDAQ-100 Index, the Russell 2000 Index and the SPDR S&P Regional Banking ETF.
If, on the valuation date, the level of the least performing reference asset is at least 75% of its initial level, investors receive $1,090 at maturity for each $1,000 note, a fixed 9.00% digital return. If it falls more than 25% below its initial level, repayment is reduced 1% for each additional 1% decline, up to a maximum loss of 75% of principal.
The notes pay no periodic interest, are unsecured obligations of Bank of Montreal and will not be listed on any securities exchange. The price to the public is 100% of principal, with a 0.40% selling commission, and the estimated initial value is $988.43 per $1,000, reflecting embedded offering and hedging costs.
Bank of Montreal is offering US$1,311,000 of Senior Medium-Term Notes, Series K, structured as autocallable barrier notes with contingent coupons maturing on January 31, 2029. The notes are linked to the least performing of the S&P 500® Index, Russell 2000® Index and Dow Jones Industrial Average®.
Investors may receive a monthly contingent coupon of 0.6125% (about 7.35% per year, or $6.125 per $1,000) if on each observation date all three indices are at or above their coupon barrier levels, set at 65% of their initial levels. Starting January 26, 2027, if on an observation date all indices are at or above their initial levels, the notes are automatically redeemed at par plus any due coupon.
If the notes are not called and on the valuation date any index closes below its 65% trigger level, principal is reduced in line with the loss of the worst-performing index and can fall to zero. The notes are unsecured obligations of Bank of Montreal, not insured deposits, and their estimated initial value is $972.99 per $1,000 on the pricing date.
Bank of Montreal is offering US$1,010,000 of Senior Medium-Term Notes, Series K, called Digital Return Barrier Notes, maturing on March 1, 2027. These unsecured notes are linked to the least performing of the S&P 500 Index, NASDAQ-100 Index and Russell 2000 Index.
For each $1,000 note, investors receive $1,100 at maturity (a 10.00% digital return) if the final level of the worst-performing index is at least 70.00% of its initial level. If that index finishes below 70.00% of its initial level, repayment is reduced 1% for each 1% decline, and investors can lose up to all of their principal.
The notes do not pay interest, will not be listed on any exchange, and all payments depend on the credit of Bank of Montreal. The public offering price is 100% of principal, with a 0.50% selling commission, and the bank’s estimated initial value is $984.68 per $1,000 note.
Bank of Montreal is offering US$700,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with memory coupons due January 31, 2029, linked to the least performing of Broadcom Inc., Vistra Corp., and Axon Enterprise, Inc. common stocks. The notes may pay a monthly contingent coupon at a rate of 1.8667% (approximately 22.40% per year), or $18.667 per $1,000, when each stock closes at or above its coupon barrier level, with a memory feature that can make up previously missed coupons.
The notes are automatically redeemed if, on specified call observation dates starting July 28, 2026, each stock is at or above its initial level, returning principal plus any due coupons. If the notes are not called, investors receive full principal at maturity only if none of the stocks finishes below its trigger level, set at 50.00% of its initial level; otherwise, repayment is reduced in line with the decline of the worst stock and can be zero. The price to the public is 100% of principal, the agent’s commission is 0.25%, proceeds to Bank of Montreal are 99.75%, and the estimated initial value is $953.60 per $1,000. The notes are unsecured obligations with no FDIC or similar insurance.