Welcome to our dedicated page for BANK OF MONTREAL /CAN/ SEC filings (Ticker: BERZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANK OF MONTREAL /CAN/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANK OF MONTREAL /CAN/'s regulatory disclosures and financial reporting.
Bank of Montreal is issuing $3,559,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due January 30, 2031. The notes pay 4.50% interest per year, with semi-annual payments each January 30 and July 30, starting July 30, 2026.
The notes are callable at 100% of principal plus accrued interest on each January 30 and July 30 from January 30, 2027 through July 30, 2030. They are unsecured, not listed on any exchange, issued in $1,000 denominations, and treated as bail-inable under the Canada Deposit Insurance Corporation Act. Per note, the original issue price is $1,000, the underwriting discount is $5, and proceeds to Bank of Montreal are $995, for total proceeds of $3,541,205.
Bank of Montreal is issuing US$1,200,000 of Senior Medium-Term Notes, Series K, Capped Buffer Enhanced Return Notes due March 29, 2027, linked to the State Street Energy Select Sector SPDR ETF (XLE). The notes offer 200% leveraged exposure to any positive performance of XLE, but gains are capped at a Maximum Redemption Amount of $1,172.50 per $1,000 in principal (a 17.25% maximum return).
The notes provide a 10% downside buffer: if XLE’s final level is at or above 90% of its initial level, investors receive full principal, with upside based on the leverage. If XLE falls more than 10%, investors lose 1% of principal for each additional 1% decline, up to a maximum 90% loss.
The notes pay no interest, are unsecured obligations of Bank of Montreal, and will not be listed on any exchange. The price to the public is 100% of principal, with a 2.35% agent’s commission and 97.65% proceeds to Bank of Montreal. The estimated initial value is $968.42 per $1,000, reflecting offering, structuring and hedging costs.
Bank of Montreal is offering $988,000 of senior Digital Return Barrier Notes due March 1, 2027, linked to the worst performer of the S&P 500, NASDAQ-100 and Russell 2000 indices. The notes pay no interest and are unsecured obligations of Bank of Montreal.
At maturity, investors receive $1,000 plus an 8.65% digital return per $1,000 note if the least performing index is at or above 65% of its initial level. If that index finishes below 65% of its initial level, repayment is reduced 1% for each 1% decline, potentially down to zero, so all principal is at risk.
The notes are offered at 100% of principal, with a 0.65% selling commission, resulting in $981,578 of proceeds to Bank of Montreal. The estimated initial value is $985.16 per $1,000, reflecting structuring and hedging costs. The notes will not be listed on any exchange and are subject to Bank of Montreal’s credit risk.
Bank of Montreal is offering US$4,859,000 of Senior Medium-Term Notes, Series K, Digital Return Barrier Notes due March 1, 2027, linked to the worst performer of the S&P 500 Index and Russell 2000 Index.
Each $1,000 note pays no interest and can deliver a fixed 10.16% digital return at maturity if the least-performing index finishes at or above 75% of its initial level. If that index ends below 75% of its initial level, repayment is reduced dollar-for-dollar with the index loss, up to a total loss of principal.
The notes are unsecured obligations of Bank of Montreal, will not be listed on any exchange, and carry full issuer credit risk. The price to the public is 100% of principal, with a 0.43% selling commission and estimated initial value of $986.50 per $1,000, reflecting offering and hedging costs.
Bank of Montreal is issuing US$1,329,000 of Senior Medium-Term Notes, Series K, Autocallable Barrier Notes with Memory Coupons due January 29, 2029, linked to the least-performing of Baker Hughes Company Class A (BKR) and AppLovin Corporation Class A (APP).
The notes pay a contingent coupon of 5.975% per quarter (about 23.90% per year), or $298.75 per $5,000, only if on each observation date both stocks close at or above their coupon barrier levels, set at 50.00% of their initial levels ($28.15 for BKR and $267.72 for APP). Unpaid coupons may be recovered later through a memory feature if the barrier is later met.
Starting April 24, 2026, the notes are automatically redeemed if both shares are at or above their initial levels, returning principal plus any due coupons. If not called, and if on the valuation date either stock closes below its 50.00% trigger level, investors receive shares (or cash) of the least-performing stock worth less than the $5,000 principal, potentially down to zero. The notes are unsecured obligations, not insured deposits, and the estimated initial value is $4,833.05 per $5,000, reflecting dealer costs and hedging.
Bank of Montreal is reopening its MicroSectors FANG+ Index -3X Inverse Leveraged ETNs, adding $100,002,900,000 in additional notes. These new notes are consolidated with previously issued securities, bringing total outstanding notes to 15,000,000 with an aggregate principal amount of $1,500,000,000,000 and a principal amount of $100,000 per note.
The ETNs provide -3x daily inverse exposure to the gross total return NYSE FANG+ Index, using daily resetting leverage. They pay no interest and do not protect principal; both the daily investor fee of 0.95% per annum and any negative daily interest reduce value over time. Due to compounding and path dependence, long-term performance is likely to be negative, and investors can lose their entire investment even if the Index is flat or declines over longer periods.
The notes are intended only as short-term trading tools for sophisticated investors who can monitor positions intraday. They are unsecured, unsubordinated obligations of Bank of Montreal, subject to the bank’s credit and Canadian bank resolution powers, and may be called by the issuer. The ETNs are listed on the NYSE under ticker FNGD, but listing and liquidity are not assured.
Bank of Montreal is offering senior market-linked notes tied to an equally weighted basket of three metals ETFs: abrdn Platinum ETF Trust (PPLT), SPDR® Gold Trust (GLD) and iShares® Silver Trust (SLV). Each security has a $1,000 face amount, prices at $1,000 and matures on February 17, 2028, with no interim interest payments.
The notes provide 125% leveraged upside participation in the basket, but gains are capped by a maximum return that will be at least 50%, so the maximum maturity payment is at least $1,500 per security. A 15% downside buffer applies: if the basket falls by 15% or less, investors receive the $1,000 face amount; if it falls more than 15%, principal is reduced 1-for-1 beyond that level, with potential losses of up to 85%.
The starting value of the basket is set at 100. The estimated initial value on the preliminary date is $931.40 per security, and will not be less than $900 at pricing, reflecting offering, structuring and hedging costs. The notes are unsecured obligations of Bank of Montreal, are not insured or bail-inable, and their value and repayment depend on the bank’s creditworthiness. The pricing and payoff are also sensitive to metals price volatility, ETF performance, tax treatment and limited secondary market liquidity.
Bank of Montreal is offering US$44,146,000 of Senior Medium-Term Notes, Series K, maturing January 26, 2029, whose return is linked to the common stock of General Dynamics Corporation. The notes pay interest at 0.25% per quarter (about 1.00% per year) and are issued in $1,000 denominations.
At maturity, investors receive either $1,000 per note or, if the stock performs strongly, an amount based on a share exchange formula that includes a 19.80% conversion premium. The estimated initial value is $988.20 per $1,000, and the notes are unsecured, not exchange-listed, and subject to Bank of Montreal’s credit risk.
Bank of Montreal is offering US$1,875,000 of senior autocallable notes linked to the Dow Jones Industrial Average, NASDAQ-100, and S&P 500. These three-year notes can auto-redeem after one year if each index stays above 85% of its initial level, returning principal plus a fixed call amount equal to about 11.50% per year.
If held to maturity and not redeemed early, investors receive 150% of any gain in the worst-performing index, but protection is limited. If the weakest index finishes below 75% of its start level, principal is reduced one-for-one with the loss and can fall to zero. The notes pay no interest, are unsecured obligations of Bank of Montreal, are not exchange-listed, and had an estimated initial value of $982.86 per $1,000 at pricing.
Bank of Montreal is offering US$250,000 of senior medium-term Series K Autocallable Barrier Notes due January 29, 2029, linked to the Class A common stock of Datadog, Inc. The notes pay a contingent coupon of 4.4375% per quarter (about 17.75% per year) only if Datadog’s share price on each observation date is at or above a coupon barrier of $78.08, which is 60% of the initial level of $130.13.
Beginning April 24, 2026, the notes are automatically redeemed if Datadog closes above its initial level, returning principal plus the applicable coupon. If not called, investors receive $1,000 per $1,000 in principal at maturity only if the final share price is at or above the same $78.08 trigger level. If the final level is below this trigger, repayment is reduced in line with the stock’s decline, potentially down to zero. The bank’s estimated initial value is $964.91 per $1,000, reflecting structuring and hedging costs, and the notes are unsecured, uninsured obligations subject to market and issuer credit risk.