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Bank of Montreal is offering US$1,467,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with memory coupons due February 1, 2028. The notes are linked to the least performing of the Global X Uranium ETF (URA), iShares Expanded Tech-Software Sector ETF (IGV) and SPDR S&P Biotech ETF (XBI).
The notes pay a 3.0075% quarterly contingent coupon (about 12.03% per year) if on an observation date each ETF is at or above its 50% coupon barrier. Missed coupons can be paid later under the memory feature. Automatic redemption can occur from July 27, 2026 if each ETF is at or above its initial level.
If not called, investors receive full principal at maturity unless any ETF finishes below its 50% trigger level; in that case they receive shares (or cash) of the worst-performing ETF worth less than the principal, potentially zero. The estimated initial value is $944.76 per $1,000, below the $1,000 issue price, reflecting hedging costs, commissions and the issuer’s pricing.
Bank of Montreal is offering senior medium-term fixed-rate Notes due February 12, 2031, each with a $1,000 principal amount and a 4.50% annual interest rate. Interest is paid semi-annually on February 12 and August 12, starting August 12, 2026.
The Notes may be redeemed by the bank, in whole only, at 100% of principal plus accrued interest on any February 12 or August 12 from 2027 through 2030. They are unsecured, not insured by any deposit insurer, and will not be listed on any securities exchange, so liquidity may be limited.
The Notes are classified as Canadian bail-inable notes, meaning they may be converted into common shares of Bank of Montreal or its affiliates, or varied or extinguished, under Canadian bank resolution powers. Holders bear the bank’s credit risk and agree to be bound by the Canadian bail-in regime.
Bank of Montreal is offering senior medium-term notes that pay a fixed 4.45% per annum, with interest paid semi-annually each February 12 and August 12 from August 12, 2026 until February 12, 2031, unless earlier redeemed.
The notes are redeemable at Bank of Montreal’s option, in whole but not in part, at 100% of principal plus accrued interest on each February 12 and August 12 from February 12, 2028 through August 12, 2030. At maturity, if not redeemed or subject to bail-in, investors receive $1,000 per note plus accrued interest.
The notes are unsecured obligations of Bank of Montreal, are bail-inable under the Canada Deposit Insurance Corporation Act, and are not insured by U.S. or Canadian deposit insurers. They will not be listed on any securities exchange, and a trading market is not expected to develop. The original issue price is $1,000 per note, including a $15 underwriting discount, resulting in $985 in proceeds to Bank of Montreal per note.
Bank of Montreal is offering senior medium-term fixed rate notes due February 12, 2029. Each Note has a $1,000 principal amount, pays interest at a 4.10% per annum fixed rate, and pays interest semi-annually on February 12 and August 12, beginning August 12, 2026.
The Notes may be redeemed in whole at 100% of principal, plus accrued interest, on February 12 and August 12 of each year from February 12, 2027 through August 12, 2028. At maturity, if not earlier redeemed, investors receive $1,000 per Note plus accrued and unpaid interest.
The Notes are unsecured obligations of Bank of Montreal, are bail-inable under the Canada Deposit Insurance Corporation Act, and are subject to the bank’s credit risk. They are not insured by U.S. or Canadian deposit insurance agencies, will not be listed on any securities exchange, and may have limited or no secondary market liquidity.
Bank of Montreal is offering senior medium-term, Series K fixed-rate notes due February 12, 2031. Each note has a $1,000 principal amount, pays 4.60% per annum, with interest paid semi-annually each February 12 and August 12 starting August 12, 2026.
The bank may redeem the notes in whole, but not in part, at par plus accrued interest on semi-annual optional redemption dates from February 12, 2027 through August 12, 2030. The notes are unsecured, bail-inable under the Canada Deposit Insurance Corporation Act, and will not be listed on any securities exchange.
The original issue price is $1,000 per note, including a $15 underwriting discount, resulting in $985 in proceeds to Bank of Montreal per note. Investors face credit risk of Bank of Montreal, potential early redemption, limited liquidity, and the possibility of bail-in conversion into common shares under Canadian bank resolution powers.
Bank of Montreal is issuing $3,000,000 of Senior Medium-Term Notes, Series K, due January 29, 2031. These U.S. dollar notes pay fixed interest of 4.55% per year, with semi-annual payments each January 29 and July 29, starting July 29, 2026.
Unless earlier redeemed, investors receive $1,000 per note at maturity plus accrued interest. The bank may redeem all notes, but not part, at par plus interest on specified semi-annual dates from January 29, 2027 through July 29, 2030. The notes are unsecured, not listed on any exchange, and not insured by U.S. or Canadian deposit insurers.
The notes are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they can be converted into Bank of Montreal common shares or varied or extinguished if Canadian resolution powers are applied. Per-note proceeds are $994.30 after a $5.70 underwriting discount, for total proceeds of $2,982,900.
Bank of Montreal is offering $3,055,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due January 30, 2036. Each note has a $1,000 principal amount, pays a fixed 5.00% annual interest rate, and pays interest semi-annually on January 30 and July 30, starting July 30, 2026.
Unless redeemed earlier, investors receive $1,000 per note at maturity plus accrued interest. The notes are callable in whole, but not in part, at 100% of principal plus accrued interest on semi-annual optional redemption dates from July 30, 2027 through July 30, 2035.
The notes are unsecured obligations of Bank of Montreal, are not listed on any exchange, and may have limited or no secondary market. They are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they can be converted into common shares or varied or extinguished in a resolution scenario. The offering price is $1,000 per note, with a $10 underwriting discount and $990 in proceeds to the issuer per note.
Bank of Montreal is issuing $12,700,000 of Senior Medium-Term Notes, Series K, at $1,000 per note, paying fixed interest of 4.45% per annum until January 29, 2031. The bank expects net proceeds of $12,590,907 after a $109,093 underwriting discount.
Interest is paid semi-annually each January 29 and July 29, starting July 29, 2026, using a 30/360 day-count basis. The notes are callable at par plus accrued interest, in whole only, on semi-annual dates from January 29, 2028 through July 29, 2030, which may limit upside for investors if rates fall.
The notes are unsecured, unsubordinated obligations of Bank of Montreal and are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they can be converted into common shares or written down in a resolution scenario. They are not insured by U.S. or Canadian deposit insurers, will not be listed on any exchange, and a secondary market is not expected to develop, so investors should be prepared to hold to maturity.
Bank of Montreal is offering $15,300,000 of senior medium-term Notes, Series K, fixed-rate, due January 29, 2029. Each Note has a $1,000 principal amount and pays interest at 4.10% per annum, with semi-annual payments each January 29 and July 29 starting July 29, 2026.
The Notes are redeemable at Bank of Montreal’s option, in whole only, at 100% of principal plus accrued interest on specified semi-annual dates from January 29, 2027 through July 29, 2028. They are unsecured, not listed on any exchange, and are bail-inable notes subject to potential conversion into common shares under the Canada Deposit Insurance Corporation Act.
The original issue price is $1,000 per Note, with a $4.50 underwriting discount and $995.50 in proceeds to Bank of Montreal per Note, for total proceeds of $15,234,975. Investors face interest rate risk, credit risk of Bank of Montreal, limited or no secondary market, and potential conflicts of interest related to underwriting and hedging activities.
Bank of Montreal is issuing $7,700,000 of Senior Medium-Term Notes, Series K, fixed-rate, redeemable notes maturing on January 29, 2031. Each note has a $1,000 principal amount and pays interest at 4.65% per annum, with semi-annual payments on January 29 and July 29, starting July 29, 2026.
The notes may be redeemed by Bank of Montreal, in whole but not in part, at 100% of principal plus accrued interest on each January 29 and July 29 from January 29, 2027 through July 29, 2030. The notes are unsecured, not insured by any deposit insurance agency, and will not be listed on any securities exchange, so liquidity may be limited.
The notes are designated as bail-inable notes under the Canada Deposit Insurance Corporation Act, meaning they can be converted into common shares of Bank of Montreal or its affiliates, or varied or extinguished, in a bail-in conversion. All payments are subject to the credit risk and bail-in powers applicable to Bank of Montreal.