Better Home insider trust plans sale of 2,056 shares

Better Home & Finance Holding Company (BETR) insider Chad and Gina Smith Trust has filed a Form 144 indicating an intent to sell 2,056 shares of common stock through Merrill Lynch, with an aggregate market value of $57,526.88 on the Nasdaq market.

Rhea-AI Filing Summary

Better Home & Finance Holding Company (BETR) insider Chad and Gina Smith Trust has filed a Form 144 indicating an intent to sell 2,056 shares of common stock through Merrill Lynch, with an aggregate market value of $57,526.88 on the Nasdaq market. These shares were acquired on 02/06/2026 via a restricted stock unit vest. The filing notes that there are 9,855,284 common shares outstanding. Over the past three months, the trust has already sold multiple common stock blocks, including 6,000 shares on 12/15/2025 for $242,877.57 and 6,000 shares on 01/15/2026 for $220,220.95. The signer represents they are not aware of any undisclosed material adverse information about the company.

FAQ

What does the BETR Form 144 filing by Chad and Gina Smith Trust disclose?

The filing discloses that Chad and Gina Smith Trust plans to sell 2,056 BETR common shares with an aggregate market value of $57,526.88. The shares will be sold through Merrill Lynch on Nasdaq, subject to Rule 144 conditions and representations in the notice.

How many Better Home (BETR) shares has the trust sold in the past 3 months?

The filing lists several prior sales by Chad and Gina Smith Trust, including 2,378 shares on 12/12/2025, 6,000 shares on 12/15/2025, 2,843 shares on 01/06/2026, 6,000 shares on 01/15/2026, and 3,097 shares on 02/03/2026.

How were the 2,056 BETR shares in the new planned sale acquired?

The 2,056 common shares to be sold were acquired on 02/06/2026 through a restricted stock unit vest from Better Home & Finance Holding Company. The filing lists the acquisition date and identifies the issuer as the source of these vested shares.

What does the Form 144 say about BETR shares outstanding?

The document states that 9,855,284 shares of Better Home common stock were outstanding. This figure provides context for the planned 2,056-share sale and the earlier sales disclosed for the Chad and Gina Smith Trust over the past three months.

What representation does the seller make in this BETR Form 144 notice?

The person for whose account the securities are to be sold represents that they do not know any material adverse information about Better Home’s current or prospective operations that has not been publicly disclosed, consistent with the standard Rule 144 Form representation language.

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Accepted by SEC EDGAR 02/10/2026 - 02:50 PM Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0002022869
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	BETTER HOME & FINANCE HOLDING COMPANY
SEC File Number	001-40143
Address of Issuer	1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FLOOR, SUITE A NEW YORK NEW YORK 10007
Phone	415-522-8837
Name of Person for Whose Account the Securities are To Be Sold	CHAD M SMITH
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	OFFICER

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
COMMON	MERRILL LYNCH 520 NEWPORT CENTER DRIVE 20TH FLOOR NEWPORT BEACH CA 92660	2056	57526.88	9855284	02/10/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
COMMON	02/06/2026	RESTRICTED STOCK UNIT VEST	BETTER HOME & FINANCE HOLDING COMPANY			2056	02/06/2026	N/A

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	12/12/2025	2378	113359.26
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	12/15/2025	6000	242877.57
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	01/06/2026	2843	99917.47
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	01/15/2026	6000	220220.95
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	02/03/2026	3097	83804.82

144: Remarks and Signature

Remarks	SHARES WERE SOLD UNDER THE CHAD AND GINA SMITH TRUST
Date of Notice	02/10/2026
Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1	09/10/2025
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	CHAD M SMITH
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)