Trust plans sale of 6,000 Better Home & Finance shares

Chad and Gina Smith Trust filed a notice of proposed sale of 6,000 shares of Better Home & Finance Holding Company common stock under Rule 144.

Rhea-AI Filing Summary

Chad and Gina Smith Trust filed a notice of proposed sale of 6,000 shares of Better Home & Finance Holding Company common stock under Rule 144. The shares are to be sold through Merrill Lynch on the NASDAQ, with an aggregate market value of $220,220.95 based on the figures in the notice, and 9,855,284 common shares outstanding. The shares come from restricted stock units that vested on 08/06/2025, 09/01/2025, and 10/01/2025, totaling 2,404, 2,378, and 1,218 shares respectively. Over the prior three months, the trust sold additional common shares in three transactions totaling 2,378, 6,000, and 2,843 shares, with disclosed gross proceeds for each sale.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many Better Home & Finance (BETR) shares does the trust plan to sell?

The notice states that 6,000 shares of Better Home & Finance Holding Company common stock are planned to be sold under Rule 144.

What is the indicated market value of the planned BETR share sale?

The filing lists an aggregate market value of $220,220.95 for the planned sale of 6,000 common shares.

On which exchange and through which broker will the BETR shares be sold?

The planned sale is listed for the NASDAQ and will be executed through Merrill Lynch, at 520 Newport Center Drive, Newport Beach, CA.

How were the BETR shares being sold originally acquired by the trust?

The shares were acquired through restricted stock unit vests from Better Home & Finance Holding Company on 08/06/2025, 09/01/2025, and 10/01/2025, in amounts of 2,404, 2,378, and 1,218 shares.

What BETR share sales has the Chad and Gina Smith Trust made in the last 3 months?

The trust sold common shares on 12/12/2025 (2,378 shares for $113,359.26), 12/15/2025 (6,000 shares for $242,877.57), and 01/06/2026 (2,843 shares for $99,917.47).

How many Better Home & Finance shares are outstanding according to the notice?

The notice reports 9,855,284 common shares of Better Home & Finance Holding Company outstanding.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 01/15/2026 - 12:34 PM EST Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0002022869
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	BETTER HOME & FINANCE HOLDING COMPANY
SEC File Number	001-40143
Address of Issuer	1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FLOOR, SUITE A NEW YORK NEW YORK 10007
Phone	415-522-8837
Name of Person for Whose Account the Securities are To Be Sold	CHAD M SMITH
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	OFFICER

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
COMMON	MERRILL LYNCH 520 NEWPORT CENTER DRIVE, 20TH FLOOR NEWPORT BEACH CA 92660	6000	220220.95	9855284	01/15/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
COMMON	08/06/2025	RESTRICTED STOCK UNIT VEST	BETTER HOME & FINANCE HOLDING COMPANY			2404	08/06/2025	N/A
COMMOM	09/01/2025	RESTRICTED STOCK UNIT VEST	BETTER HOME & FINANCE HOLDING COMPANY			2378	09/01/2025	N/A
COMMON	10/01/2025	RESTRICTED STOCK UNIT VEST	BETTER HOME & FINANCE HOLDING COMPANY			1218	10/01/2025	N/A

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	12/12/2025	2378	113359.26
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	12/15/2025	6000	242877.57
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	01/06/2026	2843	99917.47

144: Remarks and Signature

Remarks	SHARES WERE SOLD UNDER THE CHAD AND GINA SMITH TRUST
Date of Notice	01/15/2026
Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1	09/10/2025
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	CHAD M SMITH
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)