Chad and Gina Smith Trust to Sell 6,000 Shares

Better Home & Finance Holding Company received a Form 144 notice that the Chad and Gina Smith Trust plans to sell 6,000 shares of common stock through Merrill Lynch, with an aggregate market value of $180,447.85 on or around 02/17/2026 on the Nasdaq market.

Rhea-AI Filing Summary

Better Home & Finance Holding Company received a Form 144 notice that the Chad and Gina Smith Trust plans to sell 6,000 shares of common stock through Merrill Lynch, with an aggregate market value of $180,447.85 on or around 02/17/2026 on the Nasdaq market.

These 6,000 shares were acquired on 08/06/2025 via a restricted stock unit vesting from Better Home & Finance. The trust has also sold multiple blocks of common shares over the past three months, each generating tens of thousands of dollars in gross proceeds.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 144 filing for BETR disclose?

The Form 144 shows a planned sale of 6,000 Better Home & Finance common shares by the Chad and Gina Smith Trust. The shares are valued at $180,447.85 and are expected to be sold on or about February 17, 2026 on Nasdaq.

How many BETR shares is the Chad and Gina Smith Trust planning to sell?

The trust plans to sell 6,000 shares of Better Home & Finance common stock. The filing lists an aggregate market value of $180,447.85 for this block, with Nasdaq as the named exchange and Merrill Lynch as the executing broker.

How did the trust acquire the 6,000 BETR shares it plans to sell?

The 6,000 Better Home & Finance shares were acquired on August 6, 2025 through a restricted stock unit vesting. The issuer is identified as Better Home & Finance Holding Company, and the nature of payment is listed as N/A in the filing.

What prior BETR stock sales has the Chad and Gina Smith Trust reported?

Over the past three months, the trust reported several sales of BETR common shares, including 6,000 shares on December 15, 2025 and 6,000 shares on January 15, 2026. Each transaction generated gross proceeds ranging from roughly $57,000 to about $243,000.

What representation does the seller make in this BETR Form 144?

The seller represents that they do not know any material adverse information about Better Home & Finance’s current or prospective operations that has not been publicly disclosed. This statement is part of the standard certification included with the notice.

How many BETR shares are outstanding according to this Form 144?

The Form 144 lists 9,855,284 shares or units of Better Home & Finance common stock outstanding. This figure is provided as a reference baseline in the securities information section alongside the planned 6,000-share sale.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/17/2026 - 03:08 PM EST Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0002022869
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	BETTER HOME & FINANCE HOLDING COMPANY
SEC File Number	001-40143
Address of Issuer	1 WORLD TRADE CENTER 285 FULTON STREET 80TH FLOOR SUITE A NEW YORK NEW YORK 10007
Phone	415-522-8837
Name of Person for Whose Account the Securities are To Be Sold	CHAD M SMITH
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	OFFICER

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
COMMON	MERRILL LYNCH 520 NEWPORT CENTER DRIVE 20TH FLOOR NEWPORT BEACH CA 92660	6000	180447.85	9855284	02/17/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
COMMON	08/06/2025	RESTRICTED STOCK UNIT VEST	BETTER HOME & FINANCE HOLDING COMPANY			6000	08/06/2025	N/A

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	12/12/2025	2378	113359.26
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	12/15/2025	6000	242877.57
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	01/06/2026	2843	99917.47
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	01/15/2026	6000	220220.95
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	02/03/2026	3097	83804.82
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007	COMMON	02/10/2026	2056	57526.88

144: Remarks and Signature

Remarks	SHARES WERE SOLD UNDER THE CHAD AND GINA SMITH TRUST
Date of Notice	02/17/2026
Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1	09/10/2025
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	CHAD M SMITH
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)