Chad and Gina Smith Trust (BETR) plans sale of 3,097 company shares

Rhea-AI Filing Summary

Better Home & Finance Holding Company (BETR) insider Chad and Gina Smith Trust has filed to sell 3,097 shares of common stock on or about 02/03/2026 through Merrill Lynch on the Nasdaq, with an aggregate market value of 83804.82. The filing notes that 9,855,284 common shares were outstanding. The 3,097 shares to be sold were acquired on 02/01/2026 via a restricted stock unit vest from Better Home & Finance Holding Company.

Over the past three months, the same trust has already sold additional common shares: 2,378 shares for gross proceeds of 113359.26 on 12/12/2025, 6,000 shares for 242877.57 on 12/15/2025, 2,843 shares for 99917.47 on 01/06/2026, and 6,000 shares for 220220.95 on 01/15/2026.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
COMMON	MERRILL LYNCH 520 NEWPORT CENTER DRIVE, 20TH FLOOR NEWPORT BEACH CA 92660	3097	83804.82	9855284	02/03/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
COMMON	02/01/2026	RESTRICTED STOCK UNIT VEST	BETTER HOME & FINANCE HOLDING COMPANY			3097	02/01/2026	N/A

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FLOOR, SUITE A NEW YORK NY 10007	COMMON	12/12/2025	2378	113359.26
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FLOOR, SUITE A NEW YORK NY 10007	COMMON	12/15/2025	6000	242877.57
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FLOOR, SUITE A NEW YORK NY 10007	COMMON	01/06/2026	2843	99917.47
CHAD AND GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FLOOR, SUITE A NEW YORK NY 10007	COMMON	01/15/2026	6000	220220.95

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 filing for BETR disclose?

The Form 144 discloses a planned insider sale of BETR shares. Chad and Gina Smith Trust intends to sell 3,097 Better Home & Finance common shares on or about 02/03/2026 through Merrill Lynch on Nasdaq, with an indicated aggregate market value of 83,804.82.

How many Better Home & Finance (BETR) shares are planned for sale?

The trust plans to sell 3,097 BETR common shares. These shares have an aggregate market value of 83,804.82 according to the filing and are to be sold through Merrill Lynch on the Nasdaq exchange around 02/03/2026.

How were the BETR shares being sold under Form 144 acquired?

The 3,097 BETR shares were acquired via a restricted stock unit vest. The filing states they were obtained on 02/01/2026 from Better Home & Finance Holding Company through a restricted stock unit vesting event, with the same date listed as the payment date.

How many Better Home & Finance (BETR) shares were outstanding?

The filing lists 9,855,284 BETR common shares outstanding. This figure appears in the securities information table alongside the planned sale of 3,097 shares, providing context for the relative size of the trust’s planned transaction.

What BETR share sales has Chad and Gina Smith Trust made in the past 3 months?

The trust has sold multiple BETR share blocks in recent months. It sold 2,378, 6,000, 2,843, and 6,000 common shares on 12/12/2025, 12/15/2025, 01/06/2026, and 01/15/2026, for gross proceeds of 113,359.26, 242,877.57, 99,917.47, and 220,220.95 respectively.

Which broker is handling the planned BETR share sale under Form 144?

Merrill Lynch is the broker for the planned BETR sale. The filing lists Merrill Lynch at 520 Newport Center Drive, 20th Floor, Newport Beach, CA 92660 as the broker handling the planned sale of 3,097 Better Home & Finance common shares on Nasdaq.