BETR files 8-K to furnish Q3 2025 earnings press release

Rhea-AI Filing Summary

Better Home & Finance Holding Company filed an 8-K stating it issued a press release announcing financial results for the quarter ended September 30, 2025. The press release is attached as Exhibit 99.1 and, along with Item 2.02 information, is being furnished and not deemed filed under the Exchange Act. The filing lists its securities on Nasdaq under BETR (Class A common stock) and BETRW (warrants). The report is signed by CFO Kevin Ryan on November 13, 2025.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 13, 2025

Better Home & Finance Holding Company

(Exact name of registrant as specified in its charter)

Delaware			001-40143			93-3029990
(State or other jurisdiction of incorporation or organization)			(Commission File Number)			(I.R.S. Employer Identification Number)

1 World Trade Center

285 Fulton St., 80th Floor Suite A

New York,

NY

10007

(Address of principal executive offices) (Zip Code)

(415) 523-8837

Registrant’s telephone number, including area code

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Class A common stock, par value $0.0001 per share

BETR

The Nasdaq Stock Market LLC

Warrants exercisable for one share of Class A common stock at an exercise price of $575

BETRW

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On November 13, 2025, Better Home & Finance Holding Company (the “Company”) issued a press release announcing the Company’s financial results for the quarter ended September 30, 2025. A copy of the Company’s press release is attached hereto as Exhibit 99.1 to this current report on Form 8-K.

The information in this Item 2.02 and Exhibit 99.1 attached hereto is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of the 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01     Financial Statements and Exhibits.

(d)    Exhibits:

The following exhibits relating to Item 9.01 shall be deemed to be furnished, and not filed:

Exhibit						Description
99.1						Press Release, dated November 13, 2025
104						Cover Page Interactive Data File (formatted as Inline XBRL)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			BETTER HOME & FINANCE HOLDING COMPANY
Date: November 13, 2025			By:			/s/ Kevin Ryan
			Name:			Kevin Ryan
			Title:			Chief Financial Officer

FAQ

What did BETR disclose in this 8-K?

The company announced it issued a press release with financial results for the quarter ended September 30, 2025, attached as Exhibit 99.1.

Which period do the results cover for BETR?

The results cover the quarter ended September 30, 2025.

Are the materials filed or furnished in BETR’s 8-K?

The Item 2.02 information and Exhibit 99.1 are furnished and not deemed filed under the Exchange Act.

What is BETR’s trading information?

Class A common stock trades on Nasdaq under BETR; warrants trade under BETRW and are exercisable for one share at an exercise price of $575.

Who signed the 8-K for BETR and when?

It was signed by Kevin Ryan, Chief Financial Officer, on November 13, 2025.

What exhibit accompanies BETR’s 8-K?

Exhibit 99.1 is the press release dated November 13, 2025; Exhibit 104 is the cover page Inline XBRL file.