[8-K] Better Home & Finance Holding Co Reports Material Event

Rhea-AI Filing Summary

Better Home & Finance Holding Co. reported an 8-K disclosing a leadership change in which an executive named Kevin is departing. The company highlighted his role in preparing the firm for its IPO, in assisting post‑listing finance functions, and in negotiating and helping raise $1.25 billion of additional capital. CEO Vishal Garg thanked Kevin for his contributions and wished him well. The filing otherwise contains no financial results, forward guidance, or transaction details; it appears focused on the personnel change and a summary of Kevin's past contributions.

Positive

• $1.25 billion in additional capital was raised with Kevin's involvement, indicating successful past financing efforts
• CEO Vishal Garg publicly acknowledged the departing executive's contributions, supporting an orderly transition tone

Negative

• The filing discloses a key finance executive departure with no disclosed successor or transition timeline
• No operational or financial details accompany the personnel change, leaving investor impact unclear

Insights

Corporate Governance Analyst

Departure signals an experienced finance leader is leaving after helping secure $1.25B.

This notice formally records a key finance executive departure and emphasizes his role in preparing the company for public listing and raising capital. That background suggests the company will need to ensure continuity in finance leadership and maintain relationships with investors.

The filing does not disclose replacement plans, severance, or specific timing, so the immediate operational impact is unclear.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 30, 2025

Better Home & Finance Holding Company

(Exact name of registrant as specified in its charter)

Delaware			001-40143			93-3029990
(State or other jurisdiction of incorporation or organization)			(Commission File Number)			(I.R.S. Employer Identification Number)

1 World Trade Center

285 Fulton St., 80th Floor Suite A

New York,

NY

10007

(Address of principal executive offices) (Zip Code)

(415) 523-8837

Registrant’s telephone number, including area code

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Class A common stock, par value $0.0001 per share

BETR

The Nasdaq Stock Market LLC

Warrants to purchase shares of Class A common stock

BETRW

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

On September 30, 2025, Kevin Ryan, the Chief Financial Officer of Better Home & Finance Holding Company (the “Company”), announced that he would retire from the Company to pursue other opportunities. The Company has commenced a comprehensive search process to identify the next Chief Financial Officer. To ensure leadership continuity, Mr. Ryan will assist in the smooth and orderly transition of the Chief Financial Officer duties.

This transition is without cause and Mr. Ryan has informed the Company that it is not due to any disagreement with the Board, the Company or management on any matter relating to the Company’s operations, policies or practices. Mr. Ryan shared that "[t]he last 5 years I have spent at Better have been the most rewarding of my career. Vishal and the team have built an AI first company that is ready for the next stage of its evolution as the market improves and technological advancement in the industry accelerates. There is no company in the world better positioned to take advantage of these changes. As I transition, I will do everything I possibly can to support Better on its path to the next stage of market leadership. Congratulations to the Better team on all we have built and will continue to build."

“Kevin has done so much for Better in the past 5 years, from preparing us to IPO, to negotiating with our investors over $1.25 bln of additional capital raised, to working with us post public listing to build our finance functions as a public company. We are indebted to him for all of his contributions and wish him the best of success in whatever he chooses to pursue in the future.”, said Vishal Garg, Founder & CEO. 

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			BETTER HOME & FINANCE HOLDING COMPANY
Date: October 3, 2025			By:			/s/ Paula Tuffin
			Name:			Paula Tuffin
			Title:			General Counsel, Chief Compliance Officer and Corporate Secretary

FAQ

What did Better (BETR) disclose in this 8-K about the departing executive?

The 8-K states a finance executive named Kevin is departing and credits him with preparing the company for IPO, building post‑listing finance functions, and helping raise $1.25 billion.

Does the filing state why Kevin is leaving Better (BETR)?

No. The filing includes a statement thanking Kevin for his contributions but does not provide a reason for his departure.

Did Better (BETR) disclose a replacement or transition plan in the 8-K?

No. The document does not mention any successor, interim arrangements, or a timeline for transition.

Are there any financial results or transactions tied to this 8-K for BETR?

No. The filing focuses on the personnel change and past capital raising; it contains no new financial results or transaction details.

Who commented on the departure in the filing?

CEO Vishal Garg provided a statement expressing gratitude for Kevin's contributions and wishing him success.