Better Home & Finance (BETR) Form 3 — Director Discloses Zero Holdings

Rhea-AI Filing Summary

Better Home & Finance Holding Co (BETR) Form 3 was filed reporting David Michael Barse as a director with an address at 1 World Trade Center, 285 Fulton Street, Floor 80, Suite A, New York, NY 10007. The event date triggering the filing is 08/01/2025. The filing states that no securities are beneficially owned by the reporting person and includes Exhibit 24 (Power of Attorney). The form was signed on behalf of the reporting person by an attorney-in-fact, Andrew Holt, dated 09/16/2025.

Positive

• Reporting person identified as a director with full address provided
• Exhibit 24 (Power of Attorney) included and filing executed by authorized attorney-in-fact

Negative

• No securities beneficially owned by the reporting director as of the event date, offering no insider ownership signal

Insights

Corporate Governance Expert

TL;DR: Director disclosed relationship but reports zero beneficial ownership, limiting insider alignment signals.

The filing confirms that David Michael Barse serves as a director of Better Home & Finance Holding Co and that he does not beneficially own any securities as of the event date 08/01/2025. For governance assessment, absence of insider ownership reduces alignment between management and shareholders and provides no share-based stake to evaluate against compensation or incentive structures. The inclusion of Exhibit 24 and a power-of-attorney signature indicates the filing process was executed via authorized counsel.

Securities Analyst

TL;DR: Routine SEC Form 3 with no holdings reported; immaterial to valuation or immediate market impact.

From a securities perspective, this initial statement reports no direct or indirect ownership by the reporting director, so there is no change to outstanding insider share counts or potential lock-up effects. The filing provides necessary disclosure compliance but does not introduce transaction data, option grants, or derivative positions that would affect share supply or dilution. The attorney-in-fact signature dated 09/16/2025 documents filing execution rather than economic activity.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Barse David Michael

(Last) (First) (Middle)

1 WORLD TRADE CENTER

285 FULTON STREET, FLOOR 80, SUITE A

(Street)

NEW YORK NY 10007

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
08/01/2025

3. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Exhibit 24 - Power of Attorney

No securities are beneficially owned.

	/s/ Andrew Holt, Attorney-in-Fact	09/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the BETR Form 3 filed for David Michael Barse disclose?

The filing disclosed that David Michael Barse is a director of Better Home & Finance Holding Co and that he does not beneficially own any securities; Exhibit 24 (Power of Attorney) is included.

When is the event date reported on the Form 3 for BETR?

The event date requiring the statement is reported as 08/01/2025.

Who signed the BETR Form 3 on behalf of the reporting person?

The form was signed by attorney-in-fact Andrew Holt with a signature date of 09/16/2025.

Does the BETR Form 3 report any derivative securities or transactions?

No; the filing states no securities are beneficially owned and contains no entries for derivative securities or transactions.

Is the Form 3 filed by one reporting person or multiple?

The form indicates it was filed by one reporting person.