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  4. [Form 4] Better Home & Finance Holding Co Insider Trading Activity

Better Home & Finance CEO converts RSUs, sells 1,752 shares for taxes

Filing Impact
(Neutral)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

Better Home & Finance Holding Co (BETR) reported insider equity activity by its Chief Executive Officer, who is also a director and 10% owner, on 10/01/2025. The executive converted 3,167 restricted stock units into Class A Common Stock at $0 and disposed of 1,752 shares at $56.83 to cover taxes, resulting in 8,491 directly held shares after the transactions.

The filing shows 19,000 RSUs remaining beneficially owned. The RSUs vest as follows: 3/12ths on July 1, 2025, 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026, and the final 1/12th on March 15, 2026.

Positive

  • None.

Negative

  • None.

Insights

Routine RSU vesting and tax sale; neutral impact.

The CEO converted 3,167 RSUs into Class A shares at $0 on 10/01/2025 (code M), then sold 1,752 shares at $56.83 (code F) to cover withholding. Such transactions typically accompany scheduled vesting and do not alter company operations.

Post‑transaction, direct holdings are 8,491 shares, with 19,000 RSUs remaining. The vesting schedule specifies tranches through March 15, 2026, which may lead to future similar tax-related sales depending on withholding mechanics.

Insider Garg Vishal
Role Chief Executive Officer
Type Security Shares Price Value
Exercise Restricted Stock Units (Class A) 3,167 $0.00 --
Exercise Class A Common Stock 3,167 $0.00 --
Tax Withholding Class A Common Stock 1,752 $56.83 $100K
Holdings After Transaction: Restricted Stock Units (Class A) — 19,000 shares (Direct); Class A Common Stock — 10,243 shares (Direct)
Footnotes (1)
  1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock. The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

FAQ

What insider transaction did BETR's CEO report?
On 10/01/2025, the CEO converted 3,167 RSUs to Class A shares and sold 1,752 shares at $56.83 to cover taxes.

How many BETR shares does the insider hold after the transaction?
The filing shows 8,491 Class A Common Stock shares held directly after the reported transactions.

What is the remaining RSU balance for the BETR insider?
The insider beneficially owns 19,000 restricted stock units following the transactions.

What is the vesting schedule for the reported BETR RSUs?
RSUs vest 3/12ths on July 1, 2025, 8/12ths in monthly installments from August 1, 2025 to March 1, 2026, and 1/12th on March 15, 2026.

What do Form 4 transaction codes M and F mean for BETR?
Code M reflects an RSU conversion into shares. Code F indicates a sale to satisfy tax withholding.

Which roles does the reporting person hold at BETR?
The reporting person is listed as Chief Executive Officer, Director, and 10% Owner.
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Garg Vishal
(Last) (First) (Middle)
C/O BETTER HOME & FINANCE HOLDING CO
1 WORLD TRADE, 285 FULTON ST., FL 80, A
(Street)
NEW YORK NY 10007
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director X 10% Owner
X Officer (give title below) Other (specify below)
Chief Executive Officer
3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Class A Common Stock 10/01/2025 M 3,167 A $0 10,243 D
Class A Common Stock 10/01/2025 F 1,752 D $56.83 8,491 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Units (Class A) (1) 10/01/2025 M 3,167 (2) (2) Class A Common Stock 3,167 $0 19,000 D
Explanation of Responses:
1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.
2. The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.
Remarks:
/s/ Andrew Holt, Attorney-in-Fact 10/03/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR