Better Home & Finance CFO acquires 9,167 shares

The RSUs vest in installments beginning June 30, 2026, subject to Loveen Advani’s continued service.

Rhea-AI Filing Summary

Better Home & Finance Holding Co (BETR) Chief Financial Officer Loveen Advani reported acquiring 9,167 Class A common shares on October 1, 2026, through an exercise or conversion. That day, 2,514 shares were delivered or withheld for payment of exercise price or tax liability at $11.19 per share. On October 8, Advani reported an exercise/conversion and disposition of 9,167 restricted stock units, corresponding to 9,167 underlying Class A shares; the reported resulting position was 82,499 shares. Each unit represents a contingent right to receive one Class A share and vests subject to continued service.

Insider Trade Summary

9,167 shares exercised/converted

Exercise 3 txns

Insider Advani Loveen

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units (Class A) F1, F2	9,167	$0.00	$0.00
Exercise	Class A Common Stock	9,167	$0.00	$0.00
Exercise Price or Tax Liability	Class A Common Stock	2,514	$11.19	$28K

Holdings After Transaction: Restricted Stock Units (Class A) — 82,499 contracts (Direct); Class A Common Stock — 20,477 shares (Direct)

Footnotes (2)

1. F1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.
2. F2. 1/12th of the restricted stock units shall vest on June 30, 2026 and the remainder shall vest in equal installments on the first business day of each fiscal quarter thereafter, in each case subject to the reporting person's continued service with the Issuer.

Key Figures

Class A common shares acquired: 9,167 shares Restricted stock units disposed: 9,167 units Shares delivered or withheld: 2,514 shares +2 more

5 metrics

Class A common shares acquired 9,167 shares October 1, 2026

Restricted stock units disposed 9,167 units October 8, 2026

Shares delivered or withheld 2,514 shares October 1, 2026, for payment of exercise price or tax liability

Reported price per share $11.19 per share Shares delivered or withheld on October 1, 2026

Reported resulting position 82,499 shares Following the October 8, 2026 transaction

Key Terms

restricted stock unit, contingent right, fiscal quarter

3 terms

restricted stock unit financial

"Each restricted stock unit represents a contingent right to receive one share"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

contingent right financial

"represents a contingent right to receive one share"

fiscal quarter financial

"the first business day of each fiscal quarter thereafter"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many BETR shares did CFO Loveen Advani acquire on October 1, 2026?

Loveen Advani reported acquiring 9,167 Class A common shares through an exercise or conversion. On the same date, 2,514 shares were delivered or withheld for payment of exercise price or tax liability at $11.19 per share.

What are the vesting terms for BETR CFO Loveen Advani’s restricted stock units?

One-twelfth of the restricted stock units shall vest on June 30, 2026, and the remainder shall vest in equal installments on the first business day of each fiscal quarter thereafter, subject to Loveen Advani’s continued service with the issuer. Each unit represents a contingent right to receive one Class A common share.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/08/2026 - 04:12 PM Accepted by SEC EDGAR 10/08/2026 - 04:12 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Advani Loveen

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WTC, 285 FULTON STREET, FLOOR 80, A

(Street)

NEW YORK NEW YORK 10007

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	10/01/2026		M		9,167	A	$0	22,991	D
Class A Common Stock	10/01/2026		F		2,514	D	$11.19	20,477	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Class A)	(1)	10/08/2026		M			9,167	(2)	(2)	Class A Common Stock	9,167	$0	82,499	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

2. 1/12th of the restricted stock units shall vest on June 30, 2026 and the remainder shall vest in equal installments on the first business day of each fiscal quarter thereafter, in each case subject to the reporting person's continued service with the Issuer.

Remarks:

	/s/ Andrew Holt as attorney-in-fact	10/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)