Trust of Better Home (NASDAQ: BETR) COO sells 2,843 shares of stock

Rhea-AI Filing Summary

Better Home & Finance Holding Co insider activity: On January 6, 2026, a trust associated with Pres & COO Chad M. Smith sold 2,843 shares of Class A Common Stock. The sale was reported at a weighted average price of $35.1451 per share, with individual trade prices ranging from $35.00 to $35.60. Following this transaction, the trust indirectly holds 27,590 Class A shares for the reporting person.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Smith Chad M.

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WORLD TRADE CENTER, 80TH FLOOR SUITE A

(Street)

NEW YORK NY 10013

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Pres & COO, Better Mortgage

3. Date of Earliest Transaction (Month/Day/Year)
01/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	01/06/2026		S		2,843	D	$35.1451(1)	27,590(2)	I	By Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $35.00 to $35.60 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

2. The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 2,843 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	01/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

Who reported the insider transaction in Better Home & Finance (BETR)?

The transaction was reported by Chad M. Smith, who serves as President & COO of Better Mortgage, a role listed as an officer position of Better Home & Finance Holding Co.

What type of shares were sold in this BETR Form 4 filing?

The transaction involved Class A Common Stock of Better Home & Finance Holding Co.

How many Better Home & Finance (BETR) shares were sold and at what price?

A trust associated with the reporting person sold 2,843 shares at a weighted average price of $35.1451 per share, with individual sale prices ranging from $35.00 to $35.60.

How many BETR shares does the reporting person hold after this transaction?

After the reported sale, the trust associated with the reporting person indirectly holds 27,590 shares of Better Home & Finance Class A Common Stock.

Is the ownership in this BETR Form 4 direct or through another entity?

The reported holdings are indirect, listed as held "By Trust", meaning a trust associated with the reporting person owns the shares.

What does the footnote about Rule 16a-13 indicate in this filing?

One footnote explains that prior to this sale, 2,843 shares were transferred from direct ownership by the reporting person to the reporting person's trust, described as a change in form of ownership in accordance with Rule 16a-13.

Were the BETR shares sold in a single trade or multiple trades?

The filing states the price is a weighted average for shares sold in multiple transactions, with individual sale prices ranging from $35.00 to $35.60 per share.