Better Home & Finance (BETR) CAO receives 22,381-share stock grant

Rhea-AI Filing Summary

Better Home & Finance Holding Co officer Nicholas J. Calamari received 22,381 shares of Class A Common Stock on February 11, 2026 through a grant of restricted stock units that vested immediately. The shares were acquired at a price of $0 per share, bringing his directly owned holdings to 40,255 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Nicholas J. Calamari

Role CAO and Senior Counsel

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	22,381	$0.00	--

Holdings After Transaction: Class A Common Stock — 40,255 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Nicholas J. Calamari

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WORLD TRADE CENTER, 80TH FLOOR SUITE A

(Street)

NEW YORK NY 10007

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CAO and Senior Counsel

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/11/2026		A(1)		22,381	A	$0	40,255	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents a grant of restricted stock units that vested immediately.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Better Home & Finance (BETR) report for Nicholas J. Calamari?

Better Home & Finance reported that officer Nicholas J. Calamari acquired 22,381 shares of Class A Common Stock. The shares came from a grant of restricted stock units that vested immediately and were recorded at a price of $0 per share on February 11, 2026.

How many Better Home & Finance (BETR) shares does Nicholas J. Calamari own after this Form 4?

After the reported transaction, Nicholas J. Calamari beneficially owns 40,255 shares of Better Home & Finance Class A Common Stock. This reflects the addition of 22,381 shares from an immediately vesting restricted stock unit grant, all held as direct ownership according to the filing.

What was the transaction price for Nicholas J. Calamari’s BETR stock grant?

The acquisition price reported for Nicholas J. Calamari’s 22,381 Class A Common Stock shares was $0 per share. The filing describes the award as a grant of restricted stock units that vested immediately, rather than an open-market purchase involving a cash payment.

What type of security did Nicholas J. Calamari receive from Better Home & Finance (BETR)?

Nicholas J. Calamari received Class A Common Stock of Better Home & Finance. The Form 4 explains this represents a grant of restricted stock units that vested immediately into 22,381 shares, increasing his directly owned stake to a total of 40,255 shares after the transaction.

What is Nicholas J. Calamari’s role at Better Home & Finance (BETR) in this Form 4?

In this Form 4, Nicholas J. Calamari is identified as an officer of Better Home & Finance, serving as CAO and Senior Counsel. The filing shows his direct ownership position increasing through an immediately vesting restricted stock unit grant of Class A Common Stock.

Was the February 11, 2026 BETR insider transaction a purchase or an award?

The February 11, 2026 transaction was an award, not a market purchase. The Form 4 labels it with transaction code “A” and notes it represents a grant of restricted stock units that vested immediately into 22,381 shares of Class A Common Stock at a reported price of $0.