Better Home & Finance (BETR) CEO adds 2,217 shares in open-market purchase

Rhea-AI Filing Summary

Better Home & Finance Holding Co Chief Executive Officer and 10% owner Vishal Garg bought 2,217 shares of Class A common stock in an open-market transaction. The weighted average purchase price was $29.9045 per share, with individual trades ranging from $29.79 to $30.00. Following this purchase, he directly owns 54,877 shares.

Insights

Equity market & governance analyst

CEO made a modest open-market share purchase, signaling personal commitment but limited quantitative impact.

Better Home & Finance Holding Co’s CEO and 10% owner Vishal Garg executed an open-market purchase of 2,217 Class A shares at a weighted average price of $29.9045. The filing notes the trades occurred across multiple executions between $29.79 and $30.00.

After this transaction, he holds 54,877 shares directly, so the buy increases his stake but remains relatively small in absolute terms. Because there are no related derivative exercises or sales in this filing, the action reflects a straightforward cash purchase rather than compensation mechanics.

The footnote’s emphasis on weighted-average pricing and availability of detailed trade data is standard for multi-lot executions. The filing does not reference a Rule 10b5-1 trading plan, so the purchase appears discretionary based on the information provided, though the broader portfolio context would require additional filings.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garg Vishal

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WORLD TRADE, 285 FULTON ST., FL 80, A

(Street)

NEW YORK NEW YORK 10007

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/25/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/25/2026		P		2,217	A	$29.9045(1)	54,877	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $29.79 to $30.00 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	03/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did BETR CEO Vishal Garg do in this Form 4 filing?

Vishal Garg reported buying 2,217 shares of Better Home & Finance Class A common stock in the open market. This increases his direct holdings to 54,877 shares and reflects a cash purchase rather than an equity award or option exercise.

At what price did the BETR CEO buy shares in this transaction?

The weighted average purchase price was $29.9045 per share for the 2,217 shares. The filing explains that individual trades were executed between $29.79 and $30.00, reflecting normal market fluctuations across multiple executions that day.

How many Better Home & Finance (BETR) shares does Vishal Garg own after the trade?

After this reported transaction, Vishal Garg directly owns 54,877 shares of Better Home & Finance Class A common stock. This figure, disclosed in the Form 4, represents his direct holdings and does not include any additional derivative positions in this filing.

Was the BETR CEO’s share purchase an open-market transaction?

Yes. The transaction is coded as an open-market purchase, meaning shares were bought on the market rather than granted as compensation. The description confirms it as a purchase in open market or private transactions, with prices ranging from $29.79 to $30.00 per share.

Does this BETR Form 4 include any option exercises or derivatives activity?

No derivative transactions are listed in this Form 4. The filing shows only one non-derivative transaction, an open-market purchase of 2,217 Class A shares, and the derivative section is empty, indicating no option exercises or similar activity in this report.

How significant is the share purchase reported by the BETR CEO?

The purchase adds 2,217 shares to Vishal Garg’s direct position, bringing it to 54,877 shares. While it demonstrates additional personal investment, the filing does not provide total company share counts, so the broader ownership impact cannot be assessed from this document alone.