Better Home & Finance (BETR) CEO adds 21,200 shares in open-market buys

Rhea-AI Filing Summary

Better Home & Finance Holding Co director, chief executive officer, and 10% owner Vishal Garg reported open-market purchases of Class A common stock. Across five transactions on March 23–24, 2026, he bought a total of 21,200 shares at weighted-average prices between about $28.37 and $30.06 per share. Following these purchases, he directly owns 52,660 Class A shares. Several reported prices are weighted averages for multiple trades, with underlying purchase ranges from $27.76 to $30.45 per share.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garg Vishal

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WORLD TRADE, 285 FULTON ST., FL 80, A

(Street)

NEW YORK NEW YORK 10007

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/23/2026		P		750	A	$28.5	32,210	D
Class A Common Stock	03/23/2026		P		9,850	A	$29.5625(1)	42,060	D
Class A Common Stock	03/24/2026		P		6,701	A	$28.3743(2)	48,761	D
Class A Common Stock	03/24/2026		P		999	A	$29.0843(3)	49,760	D
Class A Common Stock	03/24/2026		P		2,900	A	$30.0603(4)	52,660	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $29.00 to $29.92 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

2. The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $27.76 to $28.75 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

3. The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $28.76 to $29.44 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

4. The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $29.99 to $30.45 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	03/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider buying did BETR report for Better Home & Finance?

Better Home & Finance reported insider buying by CEO and director Vishal Garg. He executed five open-market purchases of Class A common stock on March 23–24, 2026, totaling 21,200 shares at various weighted-average prices disclosed in the Form 4 filing.

How many Better Home & Finance (BETR) shares did Vishal Garg buy?

Vishal Garg bought a total of 21,200 Class A common shares. The Form 4 transaction summary shows five open-market purchase entries, which together add up to 21,200 shares acquired over two trading days in March 2026.

At what prices were BETR shares purchased on March 23–24, 2026?

The reported prices are weighted averages for multiple trades. Individual transaction prices include about $28.37, $29.08, $30.06, $28.50, and $29.56 per share, with underlying ranges from $27.76 to $30.45 per share, as detailed in the accompanying footnotes.

How many Better Home & Finance shares does Vishal Garg now hold directly?

After these transactions, Vishal Garg directly holds 52,660 Class A common shares. This post-transaction holding figure appears in the Form 4 as the total shares beneficially owned following the last reported open-market purchase.

Were the BETR insider transactions open-market purchases or something else?

All reported transactions are open-market purchases of Class A common stock. Each entry uses transaction code “P” with a description indicating a purchase in an open market or private transaction, and no derivative exercises, gifts, or tax-withholding dispositions are reported.

Did the BETR Form 4 include any derivative securities for Vishal Garg?

The Form 4 data shows no derivative transactions for Vishal Garg in this filing. The derivative section is empty, and the transaction summary reports zero derivative transaction count and zero exercise shares for options, warrants, or other derivative securities.