Better Home CTO exercises 7,813 RSUs in 2026

Q: What did BETR’s CTO Sigurgeir Orn Jonsson report in this Form 4?

Sigurgeir Orn Jonsson reported exercises of 7,813 RSUs into Class A Common Stock and related share withholdings for payment of exercise price or tax liability in two separate transactions on May 1 and August 1, 2026.

Q: How many Better Home & Finance (BETR) RSUs were exercised on May 1, 2026?

On May 1, 2026, 3,907 restricted stock units were exercised, resulting in 3,907 shares of Class A Common Stock for the CTO. In connection with this, 1,409 shares were delivered or withheld at $44.38 per share for exercise price or tax liability.

Q: What transactions in BETR stock occurred on August 1, 2026 for the CTO?

On August 1, 2026, the CTO exercised 3,906 RSUs into 3,906 shares of Class A Common Stock. At the same time, 1,995 shares were delivered or withheld at $23.50 per share to satisfy exercise price or tax-related obligations.

Q: What is the vesting schedule of the BETR RSUs reported in this Form 4?

The reported BETR RSUs were granted on February 11, 2026 and vest quarterly over four years in 16 nearly equal installments, subject to the reporting person’s continued service with Better Home & Finance Holding Co.

Q: Were the BETR Form 4 transactions executed under a Rule 10b5-1 trading plan?

The filing indicates the Rule 10b5-1 checkbox as not affirmed (false), and there is no footnote stating the transactions occurred pursuant to a Rule 10b5-1 trading plan, so they are not reported as plan-based trades.

Better Home & Finance Holding Co (BETR) reported that Chief Technology Officer Sigurgeir Orn Jonsson exercised restricted stock units into Class A Common Stock in two tranches and had shares withheld for costs.

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Rhea-AI Filing Summary

Better Home & Finance Holding Co (BETR) reported that Chief Technology Officer Sigurgeir Orn Jonsson exercised restricted stock units into Class A Common Stock in two tranches and had shares withheld for costs. On May 1, 2026, 3,907 RSUs converted into 3,907 shares, with 1,409 shares delivered or withheld at $44.38 per share for payment of exercise price or tax liability. On August 1, 2026, 3,906 RSUs converted into 3,906 shares, with 1,995 shares delivered or withheld at $23.50 per share for the same purpose. The RSUs were granted on February 11, 2026 and vest quarterly over four years, in 16 nearly equal installments, conditioned on continued service.

Insider Trade Summary

7,813 shares exercised/converted

Exercise 6 txns

Insider Orn Jonsson Sigurgeir

Role Chief Technology Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units (Class A) ^{F1, F2}	3,906	$0.00	$0.00
Exercise	Class A Common Stock	3,906	$0.00	$0.00
Exercise Price or Tax Liability	Class A Common Stock	1,995	$23.50	$47K
Exercise	Restricted Stock Units (Class A) ^{F1, F2}	3,907	$0.00	$0.00
Exercise	Class A Common Stock	3,907	$0.00	$0.00
Exercise Price or Tax Liability	Class A Common Stock	1,409	$44.38	$63K

Holdings After Transaction: Restricted Stock Units (Class A) — 50,781 contracts (Direct); Class A Common Stock — 7,906 shares (Direct)

Footnotes (2)

F1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F2. The RSUs were granted on February 11, 2026 and vest quarterly over four years in 16 nearly equal installments, subject to the Reporting Person's continued service with the Issuer.

Key Figures

RSUs exercised (total): 7,813 shares Shares delivered/withheld for costs (total): 3,404 shares May 1, 2026 RSUs exercised: 3,907 shares +4 more

7 metrics

RSUs exercised (total) 7,813 shares Sum of 3,907 RSUs on May 1, 2026 and 3,906 RSUs on August 1, 2026

Shares delivered/withheld for costs (total) 3,404 shares 1,409 shares on May 1, 2026 and 1,995 shares on August 1, 2026 for exercise price or tax liability

May 1, 2026 RSUs exercised 3,907 shares Restricted Stock Units (Class A) converted into Class A Common Stock

August 1, 2026 RSUs exercised 3,906 shares Restricted Stock Units (Class A) converted into Class A Common Stock

Price per share for May 1, 2026 withholding $44.38 per share Used to value 1,409 Class A Common shares delivered or withheld under code F

Price per share for August 1, 2026 withholding $23.50 per share Used to value 1,995 Class A Common shares delivered or withheld under code F

RSU vesting schedule 16 installments over 4 years RSUs granted February 11, 2026 vest quarterly in nearly equal installments, contingent on continued service

Key Terms

Restricted Stock Units ("RSU"), contingent right, Payment of exercise price or tax liability by delivering or withholding securities, vest quarterly

4 terms

Restricted Stock Units ("RSU") financial

"Each restricted stock unit ("RSU") represents a contingent right to receive one share"

contingent right financial

"represents a contingent right to receive one share of the Issuer's Class A"

Payment of exercise price or tax liability by delivering or withholding securities financial

"transaction_code_description": "Payment of exercise price or tax liability by delivering"

vest quarterly financial

"The RSUs were granted on February 11, 2026 and vest quarterly over four years"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did BETR’s CTO Sigurgeir Orn Jonsson report in this Form 4?

Sigurgeir Orn Jonsson reported exercises of 7,813 RSUs into Class A Common Stock and related share withholdings for payment of exercise price or tax liability in two separate transactions on May 1 and August 1, 2026.

How many Better Home & Finance (BETR) RSUs were exercised on May 1, 2026?

On May 1, 2026, 3,907 restricted stock units were exercised, resulting in 3,907 shares of Class A Common Stock for the CTO. In connection with this, 1,409 shares were delivered or withheld at $44.38 per share for exercise price or tax liability.

What transactions in BETR stock occurred on August 1, 2026 for the CTO?

On August 1, 2026, the CTO exercised 3,906 RSUs into 3,906 shares of Class A Common Stock. At the same time, 1,995 shares were delivered or withheld at $23.50 per share to satisfy exercise price or tax-related obligations.

What is the vesting schedule of the BETR RSUs reported in this Form 4?

The reported BETR RSUs were granted on February 11, 2026 and vest quarterly over four years in 16 nearly equal installments, subject to the reporting person’s continued service with Better Home & Finance Holding Co.

Were the BETR Form 4 transactions executed under a Rule 10b5-1 trading plan?

The filing indicates the Rule 10b5-1 checkbox as not affirmed (false), and there is no footnote stating the transactions occurred pursuant to a Rule 10b5-1 trading plan, so they are not reported as plan-based trades.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/18/2026 - 04:55 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Orn Jonsson Sigurgeir

(Last)

(First)

(Middle)

C/O BH&FHC, ONE WORLD TRADE CENTER

285 FULTON STREET, FLR. 80, SUITE A

(Street)

NEW YORK

10007

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Technology Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	05/01/2026		M		3,907	A	$0	7,404	D
Class A Common Stock	05/01/2026		F		1,409	D	$44.38	5,995	D
Class A Common Stock	08/01/2026		M		3,906	A	$0	9,901	D
Class A Common Stock	08/01/2026		F		1,995	D	$23.5	7,906	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units (Class A)	⁽¹⁾	05/01/2026		M			3,907	⁽²⁾	⁽²⁾	Class A Common Stock	3,907	$0	54,687	D
Restricted Stock Units (Class A)	⁽¹⁾	08/01/2026		M			3,906	⁽²⁾	⁽²⁾	Class A Common Stock	3,906	$0	50,781	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's Class A Common Stock.

2. The RSUs were granted on February 11, 2026 and vest quarterly over four years in 16 nearly equal installments, subject to the Reporting Person's continued service with the Issuer.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	08/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR