Better Home & Finance (BETR) COO details recent trust share sales activity

Rhea-AI Filing Summary

Better Home & Finance Holding Co reported insider transactions by its Pres & COO of Better Mortgage involving Class A common stock held indirectly through a trust. On 12/12/2025, the trust sold 2,378 shares at $47.67 per share, leaving 33,590 shares held indirectly. On 12/15/2025, it sold 5,390 shares at a weighted average price of $40.3354 and a further 610 shares at a weighted average price of $41.7531, reducing indirect holdings to 27,590 shares. An earlier transfer of 2,378 shares from direct ownership to the trust on 12/05/2025 is described as a change in form of ownership, and the weighted average prices reflect multiple trades within ranges of $40.32–$41.00 and $41.5–$41.79 per share.

Insider Trade Summary

Net Seller: 8,378 shares ($356,236)

Net Sell 3 txns

Insider Smith Chad M.

Role Pres & COO, Better Mortgage

Sold 8,378 shs ($356K)

Type	Security	Shares	Price	Value
Sale	Class A Common Stock	5,390	$40.3354	$217K
Sale	Class A Common Stock	610	$41.7531	$25K
Sale	Class A Common Stock	2,378	$47.67	$113K

Holdings After Transaction: Class A Common Stock — 28,200 shares (Indirect, By Trust)

Footnotes (1)

1. The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 2,378 shares previously reported as directly held by the reporting person to the reporting person's Trust on December 5, 2025, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13. The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $40.32 to $41.00 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range. The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $41.5 to $41.79 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Smith Chad M.

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WORLD TRADE CENTER, 80TH FLOOR SUITE A

(Street)

NEW YORK NY 10013

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Pres & COO, Better Mortgage

3. Date of Earliest Transaction (Month/Day/Year)
12/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	12/12/2025		S		2,378	D	$47.67	33,590(1)	I	By Trust
Class A Common Stock	12/15/2025		S		5,390	D	$40.3354(2)	28,200	I	By Trust
Class A Common Stock	12/15/2025		S		610	D	$41.7531(3)	27,590	I	By Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 2,378 shares previously reported as directly held by the reporting person to the reporting person's Trust on December 5, 2025, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

2. The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $40.32 to $41.00 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

3. The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $41.5 to $41.79 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	12/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

Who is the insider in Better Home & Finance (BETR) involved in these transactions?

The reporting person is an officer of Better Home & Finance Holding Co, serving as President & COO of Better Mortgage, and files as a single reporting person.

How many Better Home & Finance Class A shares were sold on 12/12/2025?

On 12/12/2025, the trust associated with the reporting person sold 2,378 shares of Class A common stock at a price of $47.67 per share.

What share sales did the Better Home & Finance insider report on 12/15/2025?

On 12/15/2025, the trust sold 5,390 shares at a weighted average price of $40.3354 and an additional 610 shares at a weighted average price of $41.7531.

What price ranges applied to the 12/15/2025 BETR share sales?

The filing states that the $40.3354 weighted average price reflects sales between $40.32 and $41.00 per share, and the $41.7531 weighted average price reflects sales between $41.5 and $41.79 per share.

How many Better Home & Finance shares does the reporting person beneficially own after these transactions?

After the reported transactions, the reporting person beneficially owns 27,590 shares of Class A common stock, all held indirectly through a trust.

Were the Better Home & Finance shares held directly or through an intermediary?

The Class A common stock is reported as held indirectly, with ownership listed as "By Trust" in the filing.

What does the filing say about the earlier transfer of 2,378 shares?

The filing explains that 2,378 shares were transferred on 12/05/2025 from direct ownership to the reporting person’s trust as a change in form of ownership under Rule 16a-13.