Better Home & Finance (BETR) CEO adds 6,583 shares in open-market buys

Filing Impact

(High)

Filing Sentiment

(Positive)

Form Type

Rhea-AI Filing Summary

Better Home & Finance Holding Co Chief Executive Officer and director Vishal Garg, who is also a ten percent owner, reported open-market purchases of a total of 6,583 shares of Class A Common Stock. The trades were executed at prices around $30 per share and are held as direct ownership, with no derivative positions shown in this filing.

Insider Trade Summary 10b5-1

Net Buyer: 6,583 shares ($197,485)

Net Buy 2 txns

Insider Garg Vishal

Role Chief Executive Officer

Bought 6,583 shs ($197K)

Type	Security	Shares	Price	Value
Purchase	Class A Common Stock	100	$29.95	$3K
Purchase	Class A Common Stock	6,483	$30.00	$194K

Holdings After Transaction: Class A Common Stock — 64,977 shares (Direct, null)

Footnotes (1)

Key Figures

Shares purchased (larger trade): 6,483 shares Shares purchased (smaller trade): 100 shares Total shares bought: 6,583 shares

3 metrics

Shares purchased (larger trade) 6,483 shares Class A Common Stock bought at $30.00 per share on May 7, 2026

Shares purchased (smaller trade) 100 shares Class A Common Stock bought at $29.95 per share on May 7, 2026

Total shares bought 6,583 shares Net open-market purchases of Class A Common Stock in this Form 4

Key Terms

open-market purchase, Class A Common Stock, ten percent owner, Form 4

4 terms

open-market purchase financial

"transaction_action: "open-market purchase" for both stock buys"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Class A Common Stock financial

"security_title is listed as "Class A Common Stock" in each transaction"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

ten percent owner financial

"reporting person is marked as "is_ten_percent_owner": 1"

Form 4 regulatory

"INSIDER FILING DATA (Form 4) heading for this insider report"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

05/07/2026 - 08:52 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garg Vishal

(Last)

(First)

(Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WORLD TRADE, 285 FULTON ST., FL 80, A

(Street)

NEW YORK

10007

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	05/07/2026		P		100	A	$29.95	64,977	D
Class A Common Stock	05/07/2026		P		6,483	A	$30	71,460	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	05/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did Better Home & Finance (BETR) report on this Form 4?

Better Home & Finance reported that CEO and director Vishal Garg bought 6,583 shares of Class A Common Stock. These were open-market purchases at prices near $30 per share, indicating an increase in his direct equity stake in the company.

How many Better Home & Finance (BETR) shares did Vishal Garg buy and at what prices?

Vishal Garg bought a total of 6,583 Class A Common Stock shares. One trade covered 6,483 shares at $30.00 per share, and another trade covered 100 shares at $29.95 per share, both reported as open-market purchases.

Were there any stock sales by Vishal Garg in this Better Home & Finance (BETR) Form 4?

No sales were reported; all disclosed transactions were purchases. The filing shows two open-market buys totaling 6,583 shares, and the transaction summary lists zero shares sold, highlighting a net-buy position for this reporting period.

Does the Better Home & Finance (BETR) Form 4 show derivative transactions for Vishal Garg?

The Form 4 does not show any derivative transactions for Vishal Garg. The derivative summary is empty, and all reported activity involves non-derivative Class A Common Stock acquired through open-market purchases during the reported date.

Is Vishal Garg considered a major insider at Better Home & Finance (BETR)?

Yes. The Form 4 identifies Vishal Garg as Chief Executive Officer, a director, and a ten percent owner. These roles classify him as a major insider, making his open-market purchases of 6,583 shares particularly relevant to insider trading disclosures.