Better Home director gets 1,176 restricted stock units

FRATER HUGH R reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

FRATER HUGH R reported acquisition or exercise transactions in this Form 4 filing.

Better Home & Finance Holding Co director Hugh R. Frater received a grant of 1,176 restricted stock units tied to Class A common stock. Each unit represents a contingent right to one share. The units will vest on the business day immediately preceding the company’s next annual meeting of stockholders.

Insider Trade Summary

Grant/Award: 1,176 shares

Grant/Award 1 txn

Insider FRATER HUGH R

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units (Class A)	1,176	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units (Class A) — 1,176 contracts (Direct)

Footnotes (2)

1. F1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.
2. F2. The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Key Figures

RSUs granted: 1,176 units Transaction price per RSU: $0.0000 per unit Underlying shares: 1,176 shares +1 more

4 metrics

RSUs granted 1,176 units Restricted stock units (Class A) granted to director

Transaction price per RSU $0.0000 per unit Equity compensation grant, not open-market purchase

Underlying shares 1,176 shares Each RSU represents one share of Class A common stock

Holdings after transaction 1,176 units Total restricted stock units following the award

Key Terms

Restricted Stock Units, Class A common stock, annual meeting of stockholders, equity compensation

4 terms

Restricted Stock Units financial

"Each restricted stock unit represents a contingent right to receive one share"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Class A common stock financial

"Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

annual meeting of stockholders financial

"The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders"

equity compensation financial

"The reported transaction price per restricted stock unit is 0.0000, indicating equity compensation"

Equity compensation is pay given to employees, executives or contractors in the form of company ownership—such as stock, stock options or restricted shares—rather than just cash. It matters to investors because it can align workers' incentives with shareholders (like paying someone in slices of the same pie they help grow), but it also increases the number of shares outstanding and company expenses, affecting ownership percentages and earnings per share.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did BETR director Hugh R. Frater report?

Hugh R. Frater reported receiving 1,176 restricted stock units in Better Home & Finance Holding Co. These units are a form of equity compensation and give him the right to receive Class A common shares once vesting conditions are met.

How many restricted stock units did Hugh R. Frater receive from BETR?

He received 1,176 restricted stock units of Better Home & Finance Holding Co. Each restricted stock unit corresponds to one share of Class A common stock, increasing his direct equity-based compensation position in the company when the units vest.

What does each restricted stock unit represent for BETR’s director award?

Each restricted stock unit represents a contingent right to receive one share of Better Home & Finance Holding Co’s Class A common stock. The award delivers actual shares only after the vesting conditions described in the grant are satisfied.

When will Hugh R. Frater’s BETR restricted stock units vest?

The restricted stock units will vest on the business day immediately preceding Better Home & Finance Holding Co’s next annual meeting of stockholders. Vesting on that date determines when the director can receive the underlying Class A common shares.

Did Hugh R. Frater pay a price for the BETR restricted stock unit grant?

The reported transaction price per restricted stock unit is $0.0000. This indicates the units were granted as equity compensation rather than purchased in the open market, consistent with standard director compensation practices at many public companies.

How many BETR shares does Hugh R. Frater hold after this Form 4 transaction?

After the award, Hugh R. Frater is reported as directly holding 1,176 restricted stock units linked to Class A common stock. This total reflects the granted units as of the transaction date and will convert to shares after vesting conditions are met.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/31/2026 - 04:32 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FRATER HUGH R

(Last) (First) (Middle)

C/O BH&FHC, 1 WORLD TRADE CENTER

285 FULTON STREET, FLR 80, SUITE A

(Street)

NEW YORK NEW YORK 10007

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Class A)	(1)	03/31/2026		A		1,176		(2)	(2)	Class A Common Stock	1,176	$0	1,176	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

2. The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	03/31/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)