BETR CTO has 1,409 shares withheld for taxes

Better Home & Finance Holding Co’s Chief Technology Officer, Orn Jonsson Sigurgeir, had shares withheld to cover taxes from equity compensation.

Rhea-AI Filing Summary

Better Home & Finance Holding Co’s Chief Technology Officer, Orn Jonsson Sigurgeir, had shares withheld to cover taxes from equity compensation. On the vesting of restricted stock units, 1,409 shares of Class A Common Stock were withheld on April 2, 2026 at $32.90 per share to satisfy tax obligations. After this tax-withholding disposition, he holds 2,497 shares directly.

Insider Trade Summary

Exercise Price or Tax Liability: 1,409 shares

Exercise Price or Tax Liability 1 txn

Insider Orn Jonsson Sigurgeir

Role Chief Technology Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Class A Common Stock	1,409	$32.90	$46K

Holdings After Transaction: Class A Common Stock — 2,497 shares (Direct)

Footnotes (1)

1. F1. Represents shares of common stock withheld to pay taxes upon vesting of restricted stock units held by the Reporting Person, which vesting occured on March 1, 2026. The number of shares withheld was determined on April 2, 2026 based on the closing price of the Issuer's Class A common stock on February 27, 2026.

Key Figures

Shares withheld for taxes: 1,409 shares Withholding price per share: $32.90 per share Shares held after transaction: 2,497 shares

3 metrics

Shares withheld for taxes 1,409 shares Tax-withholding disposition on April 2, 2026

Withholding price per share $32.90 per share Based on February 27, 2026 closing price

Shares held after transaction 2,497 shares Direct Class A Common Stock holdings post-transaction

Key Terms

restricted stock units, tax-withholding disposition, Class A Common Stock

3 terms

restricted stock units financial

"vesting of restricted stock units held by the Reporting Person"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

tax-withholding disposition financial

"transaction_action": "tax-withholding disposition""

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

Class A Common Stock financial

"Represents shares of common stock withheld to pay taxes"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Better Home & Finance (BETR) report for its CTO?

Better Home & Finance reported that CTO Orn Jonsson Sigurgeir had 1,409 Class A shares withheld. These shares covered taxes due on vesting restricted stock units, a compensation-related and non-market transaction rather than an open-market sale or purchase.

How many Better Home & Finance (BETR) shares were withheld for taxes in this Form 4?

The filing shows 1,409 shares of Class A Common Stock were withheld. This tax-withholding disposition satisfied the CTO’s tax liability arising from restricted stock units that vested as part of his compensation package.

At what price were the withheld BETR shares valued in the CTO’s Form 4?

The 1,409 withheld shares were valued at $32.90 per share. The number of shares withheld was determined using the closing price of Better Home & Finance’s Class A common stock on February 27, 2026, according to the disclosure.

How many Better Home & Finance (BETR) shares does the CTO hold after this transaction?

After the tax-withholding disposition, the CTO directly holds 2,497 shares of Class A Common Stock. This figure reflects his remaining equity position following the automatic share withholding to cover taxes on vested restricted stock units.

Was the BETR CTO’s Form 4 transaction an open-market sale of shares?

The transaction was not an open-market sale. It was a tax-withholding disposition in which 1,409 shares were withheld by the company to pay tax obligations triggered when restricted stock units vested as part of his compensation.

What triggered the tax-withholding share disposition reported by Better Home & Finance (BETR)?

The disposition was triggered by the vesting of restricted stock units on March 1, 2026. To cover associated tax liabilities, 1,409 Class A shares were withheld on April 2, 2026, using the February 27, 2026 closing share price to determine the amount.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/06/2026 - 07:00 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Orn Jonsson Sigurgeir

(Last) (First) (Middle)

C/O BH&FHC, ONE WORLD TRADE CENTER

285 FULTON STREET, FLR. 80, SUITE A

(Street)

NEW YORK NEW YORK 10007

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Technology Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/02/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	04/02/2026		F(1)		1,409	D	$32.9	2,497	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares of common stock withheld to pay taxes upon vesting of restricted stock units held by the Reporting Person, which vesting occured on March 1, 2026. The number of shares withheld was determined on April 2, 2026 based on the closing price of the Issuer's Class A common stock on February 27, 2026.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	04/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)