Better Home & Finance (BETR) files NT 10-Q, seeks 5-day Q2 2026 extension

Rhea-AI Filing Summary

Better Home & Finance Holding Company submitted a notification of late filing for its Quarterly Report on Form 10-Q for the three months ended June 30, 2026. The company states it needs additional time to complete quarter-end closing procedures and indicates the report could not be filed on time without unreasonable effort or expense.

The company expects to file the Form 10-Q with the SEC as soon as practicable and plans to do so on or before the five-calendar-day extension period permitted under Rule 12b-25 for a Form 10-Q.

Key Figures

Reporting period: Three months ended June 30, 2026 Extension length: five-calendar-day extension period Notification date: August 10, 2026

3 metrics

Reporting period Three months ended June 30, 2026 Period covered by the delayed Form 10-Q

Extension length five-calendar-day extension period Maximum additional time allowed for the Form 10-Q under Rule 12b-25

Notification date August 10, 2026 Date the NT 10-Q was signed by the Chief Financial Officer

Key Terms

Rule 12b-25, forward-looking statements, Risk Factors

3 terms

Rule 12b-25 regulatory

"extension period provided by Rule 12b-25 under the Securities Exchange Act of 1934"

Rule 12b-25 is an SEC filing provision that lets a company notify regulators and the public that it cannot file a required periodic report (like a quarterly or annual report) on time and explains the reason for the delay. For investors, the notice is a formal heads-up that financial information will arrive late—similar to a company calling to say it will be late turning in homework—so it signals increased uncertainty and may affect trading and risk assessments until the filing is available.

forward-looking statements regulatory

"Cautionary Note Regarding Forward Looking Statements All statements in this Form 12b-25"

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

Risk Factors financial

"those risks discussed in the section entitled “Risk Factors” in the Company’s Annual Report"

Risk factors are elements or conditions that could cause an investment's value to decrease or lead to potential losses. They are like warning signs or obstacles that can affect the success of an investment, making it uncertain or more unpredictable. Recognizing risk factors helps investors understand the possible challenges and make more informed decisions.

FAQ

Why did Better Home & Finance (BETR) delay its Q2 2026 Form 10-Q filing?

Better Home & Finance delayed its Q2 2026 Form 10-Q because it required additional time to complete quarter-end closing procedures. The company said filing by the original due date would have required unreasonable effort or expense.

When does Better Home & Finance (BETR) expect to file the delayed Q2 2026 Form 10-Q?

The company expects to file the Q2 2026 Form 10-Q as soon as practicable and within the five-calendar-day extension period allowed by Rule 12b-25 for quarterly reports.

What period is covered by Better Home & Finance (BETR)’s delayed Form 10-Q?

The delayed Form 10-Q covers the three months ended June 30, 2026. This corresponds to the company’s second quarter 2026 reporting period under the Securities Exchange Act of 1934.

What SEC rule is Better Home & Finance (BETR) using for its late Q2 2026 filing?

The company is using Rule 12b-25, which allows a short extension for certain reports. For a Form 10-Q, it permits filing up to the fifth calendar day after the original due date.

Does Better Home & Finance (BETR) mention potential changes in results in this NT 10-Q?

The notification includes the standard question about significant changes in results of operations, referencing an explanation if applicable, but the excerpt does not specify which response the company selected.

Who signed Better Home & Finance (BETR)’s NT 10-Q for the June 30, 2026 quarter?

The notification was signed on August 10, 2026 by Loveen Advani, the company’s Chief Financial Officer, on behalf of Better Home & Finance Holding Company.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/11/2026 - 09:23 AM Accepted by SEC EDGAR 08/11/2026 - 09:23 AM Learn about SEC filing dates

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 12b-25
NOTIFICATION OF LATE FILING

Commission File Number: 001-40143
CUSIP: 08774B508 (BETR), 08774B110 (BETRW)

(Check One):

☐ Form 10-K

☐ Form 20-F

☐ Form 11-K

☒ Form 10-Q

☐ Form 10-D

☐ Form N-CEN

☐ Form N-CSR

For Period Ended: June 30, 2026

☐ Transition Report on Form 10-K			☐ Transition Report on Form 20-F
☐ Transition Report on Form 11-K			☐ Transition Report on Form 10-Q

For the Transition Period Ended:

If the notification relates to a portion of the filing checked above, identify the Item(s) to which the notification relates:

PART I – REGISTRANT INFORMATION

Better Home & Finance Holding Company
Full Name of Registrant

N/A
Former Name if Applicable

1 World Trade Center, 285 Fulton Street, 80th Floor, Suite A    
Address of Principal Executive Office (Street and Number)

    New York, NY 10007        
City, State and Zip Code

PART II – RULES 12b-25 (b) and (c)

If the subject report could not be filed without unreasonable effort or expense and the registrant seeks relief pursuant to Rule 12b-25(b), the following should be completed. (Check box if appropriate)

			(a)			The reasons described in reasonable detail in Part III of this form could not be eliminated without unreasonable effort or expense;
☒			(b)			The subject annual report, semi-annual report, transition report on Form 10-K, Form 20-F, Form 11-K, Form N-CEN or Form N-CSR, or portion thereof, will be filed on or before the fifteenth calendar day following the prescribed due date; or the subject quarterly report or transition report on Form 10-Q or subject distribution report on Form 10-D, or portion thereof, will be filed on or before the fifth calendar day following the prescribed due date; and
			(c)			The accountant’s statement or other exhibit required by Rule 12b-25(c) has been attached if applicable.

PART III – NARRATIVE

    Due to the additional time required to complete the Company’s quarter-end closing procedures, Better Home & Finance Holding Company (the “Company”) was unable, without unreasonable effort or expense, to file its Quarterly Report on Form 10-Q for the three months ended June 30, 2026 (the “Form 10-Q”) with the Securities and Exchange Commission (the “SEC”) by the prescribed due date. The Company intends to file the Form 10-Q with the SEC as soon as practicable and expects to do so on or before the expiration of the five-calendar-day extension period provided by Rule 12b-25 under the Securities Exchange Act of 1934, as amended.

PART IV
OTHER INFORMATION

(1)			Name and telephone number of person to contact in regard to this notification
			Loveen Advani			(415)			522-8837
			(Name)			(Area Code)			(Telephone Number)
(2)			Have all other periodic reports required under Section 13 or 15(d) of the Securities Exchange Act of 1934 or Section 30 of the Investment Company Act of 1940 during the preceding 12 months or for such shorter period that the registrant was required to file such report(s) been filed? If the answer is no, identify report(s).
			☒ Yes ☐ No
(3)			Is it anticipated that any significant change in results of operations from the corresponding period for the last fiscal year will be reflected by the earnings statements to be included in the subject report or portion thereof?

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☐ Yes ☒ No

If so, attach an explanation of the anticipated change, both narratively and quantitatively, and, if appropriate, state the reasons why a reasonable estimate of the results cannot be made.

Cautionary Note Regarding Forward Looking Statements

All statements in this Form 12b-25 that are not historical fact should be considered forward-looking statements, including, without limitation, statements and expectations regarding the timing of the filing of the Form 10-Q. In some cases, you can identify forward-looking statements by terminology such as “believe,” “may,” “will,” “estimate,” “potential,” “continue,” “anticipate,” “intend,” “expect,” “could,” “would,” “project,” “plan,” “target,” or the negatives of these terms or variations of them or similar terminology. Forward-looking statements are inherently subject to risks and uncertainties which could cause actual future events to differ materially from those expressed or implied by the forward-looking statements in this communication. These risks and uncertainties include those risks discussed in the section entitled “Risk Factors” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2025, as any such factors may be updated from time to time in the Company’s other filings with the SEC, which is available, free of charge, at the SEC’s website at www.sec.gov. New risks and uncertainties arise from time to time, and it is impossible for the Company to predict these events or how they may affect us. You are cautioned not to place undue reliance upon any forward-looking statements, which speak only as of the date made. The Company undertakes no obligation, except as required by law, to update or revise the forward-looking statements, whether as a result of new information, changes in expectations, future events or otherwise.

Better Home & Finance Holding Company.
(Name of Registrant as Specified in Charter)

has caused this notification to be signed on its behalf by the undersigned thereunto duly authorized.

Date: August 10, 2026			By:			/s/ Loveen Advani
						Chief Financial Officer

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