[Form 4] Better Home & Finance Holding Company Warrant Insider Trading Activity

Rhea-AI Filing Summary

Better Home & Finance Holding Co. director Narasimhan Prabhu was granted 11,327 restricted stock units (RSUs) on 08/29/2025. Each RSU converts to one share of Class A common stock and carries no cash price ($0). The RSUs are scheduled to vest on the business day immediately preceding the company’s next annual meeting of stockholders. The Form 4 was signed by an attorney-in-fact on 09/02/2025.

Positive

• Director received 11,327 RSUs, aligning his compensation with shareholder value through equity awards
• RSUs priced at $0, indicating a standard service-based grant rather than a cash purchase

Negative

• None.

Insights

Financial Analyst

TL;DR: A routine director equity award of 11,327 RSUs, non-cash, vesting next annual meeting; limited immediate market impact.

The grant awards the director a contingent right to 11,327 shares of Class A common stock, issued as restricted stock units with a $0 price and standard vesting tied to the next annual meeting. This is a common form of equity compensation aligning director incentives with shareholders without immediate dilution until RSUs settle. No derivative transactions, disposals, or sales are reported. For investors, this is a governance/compensation disclosure rather than an operational or financial performance signal.

Corporate Governance Expert

TL;DR: Director grant appears routine and tied to annual vesting schedule; governance implications are standard.

The filing documents an equity-based compensation award to a director, reflecting typical board remuneration practices. Vesting on the business day before the next annual meeting suggests annual retention incentives. The report includes required Section 16 disclosure and was executed by an attorney-in-fact. There is no indication of accelerated vesting, related-party transactions beyond the director role, or other atypical governance provisions in the disclosed text.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Narasimhan Prabhu

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO.

3 WORLD TRADE CENTER, 175 GREENWICH ST

(Street)

NEW YORK NY 10007

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/29/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Class A)	(1)	08/29/2025		A		11,327		(2)	(2)	Class A Common Stock	11,327	$0	11,327	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

2. The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	09/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Narasimhan Prabhu report on the Form 4 for BETR?

He reported the acquisition of 11,327 restricted stock units (RSUs) in Better Home & Finance Holding Co., each converting to one share of Class A common stock.

When were the RSUs granted and when do they vest?

The transaction date is 08/29/2025, and the RSUs vest on the business day immediately preceding the issuer's next annual meeting of stockholders.

Was there any cash paid for the RSUs reported on the Form 4?

No. The Form 4 shows a $0 price for the RSUs, indicating they were granted, not purchased.

Does this Form 4 show any sales or derivative transactions by the reporting person?

No. The filing discloses only an acquisition of RSUs and no disposals, derivative trades, or other transactions.

Who signed the Form 4 and when was it filed?

The Form 4 was signed by Andrew Holt, Attorney-in-Fact on 09/02/2025.