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Bank First Corporation reported a leadership change, announcing that Steven M. Eldred has been elected to its Board of Directors, effective January 13, 2026. This expands the company’s board and brings an additional voice into its governance and strategic oversight. The company also referenced a related press release dated January 20, 2026 providing further details.
Bank First Corporation (BFC) reported higher profitability for Q3 2025. Net income rose to $17.99 million from $16.55 million a year ago, with diluted EPS of $1.83 versus $1.65. Net interest income increased to $38.25 million from $35.88 million as loan interest rose, while interest expense declined year over year.
For the first nine months, net income reached $53.11 million (up from $48.02 million) on net interest income of $111.49 million. Noninterest income improved, led by gains in service charges, loan sales, and Ansay income. Noninterest expense was higher, reflecting staffing, data processing, FDIC premiums, and intangible amortization.
The balance sheet showed loans of $3.63 billion and deposits of $3.54 billion at September 30, 2025. Cash and equivalents were $126.18 million. Stockholders’ equity was $628.13 million, with accumulated other comprehensive loss narrowing. Financing cash flows reflected $48.06 million in dividends, $22.04 million in share repurchases, and a net deposit outflow. Shares outstanding were 9,835,013 as of November 7, 2025.
Bank First Corporation announced a governance update: Todd A. Sprang has been elected to its Board of Directors, effective October 21, 2025. The company disclosed the change in a current report and furnished a related press release as an exhibit.
This is a routine board appointment and does not include financial results or transaction details. The filing also lists the company’s common stock as trading on Nasdaq under the symbol BFC.
Bank First Corporation furnished an Item 2.02 Form 8-K announcing its earnings for the quarter ended September 30, 2025. The company provided a press release as Exhibit 99.1 for details.
Per General Instruction B.2, the information is furnished, not filed, is not subject to Section 18 liabilities of the Exchange Act, and is not incorporated by reference into Securities Act or Exchange Act filings.
Bank First Corporation (BFC) and Centre 1 Bancorp, Inc. have agreed to a merger under an Agreement and Plan of Merger dated July 17, 2025. Centre shareholders will receive 0.9200 shares of Bank First common stock for each Centre share, subject to cash in lieu of fractional shares and a downward adjustment if Centre's tangible book value at closing is less than $83,587,000. The Centre board unanimously recommends the transaction and a Centre special meeting is set for November 13, 2025 with a record date of September 26, 2025. The parties expect the merger to qualify as a tax-free reorganization under Section 368(a). Completion is conditioned on customary closing conditions including shareholder approval, receipt of regulatory approvals, effectiveness of the Form S-4 registration statement, absence of material adverse effects, and other conditions. Bank First had approximately $4.37 billion in assets as of June 30, 2025; Centre had approximately $1.55 billion.
Kevin M. LeMahieu, Chief Financial Officer and Director of Bank First Corp (BFC), reported a sale of company shares. The Form 4 discloses a transaction on 09/03/2025 in which 2,000 shares of Common Stock were disposed of at $128.50 per share, leaving the reporting person with 21,438 shares beneficially owned. The filing lists Transaction Code G and notes that the reported beneficial ownership total includes shares held in a dividend reinvestment plan and the Bank First Retirement Plan. The report was submitted by an attorney-in-fact on behalf of the reporting person.
Bank First Corporation director Michael S. Stayer-Suprick acquired 410 shares of common stock on 08/19/2025 at $122.67 per share, increasing his direct holdings to 3,965 shares. The Form 4 was signed by an attorney-in-fact on 08/20/2025. The filing records this single non-derivative purchase and does not disclose other transactions or additional context.
Bank First Corporation (BFC) reported a modest improvement in operating results for the quarter and first half of 2025. Net income for the three months ended June 30, 2025 was $16.9 million versus $16.1 million a year earlier, and diluted earnings per share were $1.71 versus $1.59. For the six months, net income rose to $35.1 million from $31.5 million, and EPS increased to $3.53 from $3.10. Net interest income improved to $36.7 million for the quarter and $73.2 million year-to-date, reflecting higher loan and investment yields.
On the balance sheet, total assets were $4.365 billion at June 30, 2025, down from $4.495 billion at year-end 2024. Loans increased to about $3.58 billion while total deposits decreased to $3.595 billion. Cash and cash equivalents fell to $120.3 million from $261.3 million at year-end, driven by investing and financing activity including dividends and share repurchases. Allowance for credit losses on loans was essentially flat at $44.3 million.