STOCK TITAN

Saul Centers (BFS) SVP Laycock logs stock grant and tax share withholding

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Saul Centers, Inc. director and SVP Willoughby B. Laycock reported routine equity compensation updates. On May 17, 2026, he acquired 10 shares of Common Stock at $33.00 per share in an exempt transaction as dividend equivalents when a restricted stock award vested. On the same date, 35 shares of Common Stock at $33.00 per share were withheld to cover tax liabilities.

Following these transactions, Laycock directly holds 4,804.068 shares of Common Stock, plus various performance shares, stock options and phantom stock units linked to Saul Centers common stock. He also has an indirect holding of 249.952 shares in a spouse 401(k) account. No open‑market purchases or sales were reported in this filing.

Positive

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Insider Laycock Willoughby B.
Role SVP-Res. Design/Mrkt Research
Type Security Shares Price Value
Tax Withholding Common Stock 35 $33.00 $1K
Grant/Award Common Stock 10 $33.00 $330.00
holding Employee Stock Option -- -- --
holding Director Stock Option -- -- --
holding Employee Stock Option -- -- --
holding Director Stock Option -- -- --
holding Employee Stock Option -- -- --
holding Director Stock Option -- -- --
holding Employee Stock Option -- -- --
holding Director Stock Option -- -- --
holding Employee Stock Option -- -- --
holding Phantom Stock -- -- --
holding Director Stock Option -- -- --
holding Performance Shares -- -- --
holding Performance Shares -- -- --
holding Performance Shares -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 4,804.068 shares (Direct, null); Employee Stock Option — 5,000 shares (Direct, null); Director Stock Option — 2,500 shares (Direct, null); Phantom Stock — 4,243.322 shares (Direct, null); Performance Shares — 300 shares (Direct, null); Common Stock — 249.952 shares (Indirect, Spouse-401K)
Footnotes (1)
  1. Shares acquired in an exempt transaction as dividend equivalents on filers restricted stock award, which vested on May 17, 2026. The options vest 25% per year over four years from the date of grant. New phantom shares are issuable pursuant to the Issuers Deferred Compensation Plan for Directors, as amended and restated effective May 17, 2024 (the Deferred Compensation Plan), under its 2024 Stock Incentive Plan. Phantom shares issued prior to May 17, 2024, continue to be subject to the terms of the Issuers deferred compensation plan for directors in effect prior to the amendment and restatement of the Deferred Compensation Plan. The conversion of phantom shares issued on or after May 17, 2024, into shares of the Issuers common stock is governed pursuant to terms of the Issuers Deferred Compensation Plan under its 2024 Stock Plan and the reporting persons Deferred Fee Agreement. The conversion of phantom shares issued prior to May 17, 2024, into shares of the Issuers common stock is governed pursuant to the terms of the Issuers deferred compensation plan for directors in effect prior to the amendment and restatement of the Deferred Compensation Plan and the reporting persons Deferred Fee Agreement.
Common shares granted 10 shares at $33.00 Dividend equivalents on vested restricted stock, May 17, 2026
Shares withheld for tax 35 shares at $33.00 Tax-withholding disposition on equity compensation, May 17, 2026
Direct common stock holding 4,804.068 shares Total common shares directly held after transactions
Indirect spouse 401(k) holding 249.952 shares Common stock held indirectly through spouse 401(k)
Phantom stock units 4,243.322 units Phantom shares linked to common stock under deferred compensation plan
Employee stock options at $33.79 10,000 underlying shares Options exercisable at $33.79, expiring May 12, 2033
Employee stock options at $47.90 10,000 underlying shares Options exercisable at $47.90, expiring May 13, 2032
Employee stock options at $55.71 5,000 underlying shares Options exercisable at $55.71, expiring May 3, 2029
phantom shares financial
"New phantom shares are issuable pursuant to the Issuers Deferred Compensation Plan for Directors"
Phantom shares are a form of employee or executive compensation that mimics the economic value of owning company stock without actually issuing real shares; holders receive cash or equivalent payments tied to the company’s share price or dividends. Think of it like a receipt that pays out if the stock rises — it aligns managers’ interests with shareholders but does not dilute ownership, while creating a future cash obligation that investors should watch as it can affect company cash flow and valuation.
Deferred Compensation Plan financial
"pursuant to the Issuers Deferred Compensation Plan for Directors, as amended and restated effective May 17, 2024"
A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.
tax-withholding disposition financial
"transaction_action: "tax-withholding disposition" and code F for payment of exercise price or tax liability"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
Performance Shares financial
"security_title: "Performance Shares" with underlying security title Common Stock"
Performance shares are a type of company stock given to executives or employees that only become theirs if the company meets specific goals, like hitting certain profits or growth targets. They motivate leaders to work toward the company’s success, because their additional shares depend on achieving these results.
Employee Stock Option financial
"security_title: "Employee Stock Option" with exercise prices such as 33.7900 and 47.9000"
An employee stock option is a promise that lets a worker buy company shares later at a predetermined price, often after they stay for a certain period or meet performance goals — think of it like a coupon that locks in today's price for a future purchase. It matters to investors because options align employees’ incentives with company performance, can increase the number of shares outstanding (dilution) when exercised, and represent a compensation cost that affects reported profits and shareholder value.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Laycock Willoughby B.

(Last)(First)(Middle)
7501 WISCONSIN AVE.
SUITE 1400

(Street)
BETHESDA MARYLAND 20814

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SAUL CENTERS, INC. [ BFS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
SVP-Res. Design/Mrkt Research
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/17/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock249.952ISpouse-401K
Common Stock05/17/2026F35D$334,804.068D
Common Stock05/17/2026A10(1)A$334,814.068D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option$55.7105/03/2019(2)05/03/2029Common Stock5,0005,000D
Director Stock Option$55.7105/03/201905/03/2029Common Stock2,5002,500D
Employee Stock Option$5004/24/2020(2)04/24/2030Common Stock10,00010,000D
Director Stock Option$5004/24/202004/24/2030Common Stock2,5002,500D
Employee Stock Option$43.8905/07/2021(2)05/07/2031Common Stock10,00010,000D
Director Stock Option$43.8905/07/202105/07/2031Common Stock2,5002,500D
Employee Stock Option$47.905/13/2022(2)05/13/2032Common Stock10,00010,000D
Director Stock Option$47.905/13/202205/13/2032Common Shares2,5002,500D
Employee Stock Option$33.7905/12/2023(2)05/12/2033Common Stock10,00010,000D
Phantom Stock(3) (4) (4)Common Stock4,243.3224,243.322D
Director Stock Option$33.7905/12/202305/12/2033Common Stock2,5002,500D
Performance Shares$005/17/202905/17/2029Common Stock300300D
Performance Shares$005/09/203005/09/2030Common Stock400400D
Performance Shares$005/08/203105/08/2031Common Stock500500D
Explanation of Responses:
1. Shares acquired in an exempt transaction as dividend equivalents on filers restricted stock award, which vested on May 17, 2026.
2. The options vest 25% per year over four years from the date of grant.
3. New phantom shares are issuable pursuant to the Issuers Deferred Compensation Plan for Directors, as amended and restated effective May 17, 2024 (the Deferred Compensation Plan), under its 2024 Stock Incentive Plan. Phantom shares issued prior to May 17, 2024, continue to be subject to the terms of the Issuers deferred compensation plan for directors in effect prior to the amendment and restatement of the Deferred Compensation Plan.
4. The conversion of phantom shares issued on or after May 17, 2024, into shares of the Issuers common stock is governed pursuant to terms of the Issuers Deferred Compensation Plan under its 2024 Stock Plan and the reporting persons Deferred Fee Agreement. The conversion of phantom shares issued prior to May 17, 2024, into shares of the Issuers common stock is governed pursuant to the terms of the Issuers deferred compensation plan for directors in effect prior to the amendment and restatement of the Deferred Compensation Plan and the reporting persons Deferred Fee Agreement.
Remarks:
/s/ Carlos L. Heard, by Power of Attorney05/19/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did BFS executive Willoughby B. Laycock report?

Willoughby B. Laycock reported a grant of 10 Saul Centers common shares as dividend equivalents and the withholding of 35 shares for taxes. These are compensation-related entries, not open-market trades, recorded as part of his equity awards and related tax obligations.

How many Saul Centers (BFS) shares does Laycock hold after this Form 4?

After the reported transactions, Laycock directly holds 4,804.068 Saul Centers common shares. He also has 249.952 shares held indirectly in a spouse 401(k) account, plus multiple performance share, option and phantom stock awards tied to the company’s common stock.

Was the BFS Form 4 for Laycock a stock purchase or sale?

The Form 4 shows no open-market purchase or sale by Laycock. It records a compensation grant of 10 common shares as dividend equivalents and a tax-withholding disposition of 35 shares, both tied to existing equity awards rather than discretionary trading in the market.

What is the purpose of the 35 Saul Centers (BFS) shares withheld on this Form 4?

The 35 common shares were withheld to satisfy tax liabilities associated with equity compensation. This tax-withholding disposition is coded as “F” on the Form 4 and represents payment of taxes in stock form, not a sale of shares into the open market.

What derivative or phantom equity awards does Laycock hold at Saul Centers (BFS)?

Laycock holds performance shares, employee and director stock options, and phantom stock units, all linked to Saul Centers common stock. Examples include options at exercise prices of $33.79, $47.90, $43.89, $50.00 and $55.71, plus 4,243.322 phantom shares under a deferred compensation plan.