STOCK TITAN

Bar Harbor Bankshares (NYSE: BHB) CEO adds 801 dividend plan shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

BAR HARBOR BANKSHARES President/CEO Curtis C. Simard reported additional indirect ownership of Common Stock. A filing shows an acquisition of 801.167 shares at $36.25 per share, held by the Curtis C. Simard Revocable Trust, through participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan.

After this transaction, the trust holds 139,630.9911 shares indirectly, while a separate 401(k) account reflects 2,147 shares of indirect ownership. The acquisition was reported under transaction code A, described as a grant, award, or other acquisition, and is exempt under Rule 16b-3(d).

Positive

  • None.

Negative

  • None.

Insights

Routine dividend reinvestment plan acquisition; neutral signal.

The President/CEO, Curtis C. Simard, indirectly acquired 801.167 Common Stock shares at $36.25 per share via the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan. The position is held in a revocable trust and treated as indirect ownership.

This type of Rule 16b-3(d)–exempt, plan-based acquisition is typically administrative rather than discretionary trading. The filing also reflects indirect 401(k) holdings of 2,147 shares. Overall, the activity appears routine and does not materially change the visible ownership profile.

Insider Simard Curtis C
Role PRESIDENT/CEO
Type Security Shares Price Value
Grant/Award Common Stock 801.167 $36.25 $29K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 139,630.991 shares (Indirect, Held by Curtis C. Simard Revocable Trust)
Footnotes (1)
  1. [object Object]
Shares acquired via plan 801.167 shares Common Stock acquired indirectly through dividend reinvestment plan
Acquisition price $36.25 per share Price for 801.167 Common Stock shares
Trust holdings after transaction 139,630.9911 shares Indirect holdings by Curtis C. Simard Revocable Trust
401(k) indirect holdings 2,147 shares Common Stock held indirectly via 401(k) plan
Dividend Reinvestment and Direct Stock Purchase and Sale Plan financial
"These shares were acquired through the reporting person's participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan"
Rule 16b-3(d) regulatory
"in a transaction exempt under Rule 16b-3(d) under the Securities and Exchange Act of 1934"
Rule 16b-3(d) is a narrow SEC safe-harbor that shields company insiders (officers, directors and large shareholders) from liability for short‑swing profits when their buys or sells of company stock are made under a pre-established, written plan or contract that removes the insider’s ability to time trades. For investors, this matters because it permits predictable, automated insider transactions — like scheduled sales for diversification or payroll withholding — without triggering forced disgorgement, so such planned trades are treated differently from opportunistic insider trading.
indirect ownership financial
"total_shares_following_transaction ... ownership_type": "indirect""
transaction code A financial
"transaction_code": "A" ... transaction_code_description": "Grant, award, or other acquisition""
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Simard Curtis C

(Last)(First)(Middle)
PO BOX 400
82 MAIN STREET

(Street)
BAR HARBOR MAINE 04609

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
BAR HARBOR BANKSHARES [ BHB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
PRESIDENT/CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/18/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/18/2026A(1)V801.167A$36.25139,630.9911IHeld by Curtis C. Simard Revocable Trust
Common Stock2,147Iby 401(k)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. These shares were acquired through the reporting person's participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d) under the Securities and Exchange Act of 1934, as amended.
/s/ Olivia Erickson, Attorney-in-Fact06/23/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did BHB President/CEO Curtis C. Simard report?

Curtis C. Simard reported an indirect acquisition of 801.167 Bar Harbor Bankshares Common Stock shares at $36.25 per share. The shares were obtained through the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan and are held in a revocable trust.

How many Bar Harbor Bankshares shares does the Simard revocable trust hold after this Form 4?

After the reported transaction, the Curtis C. Simard Revocable Trust holds 139,630.9911 Bar Harbor Bankshares Common Stock shares indirectly. This total includes the 801.167 shares acquired through the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan on the reported transaction date.

Was the BHB insider acquisition by Curtis C. Simard an open-market purchase?

No, the acquisition was made through Bar Harbor Bankshares’ Dividend Reinvestment and Direct Stock Purchase and Sale Plan. The Form 4 footnote states the transaction is exempt under Rule 16b-3(d), indicating a plan-based, administrative acquisition rather than an open-market trade.

What does transaction code A indicate in Curtis C. Simard’s BHB Form 4?

Transaction code A on the Form 4 indicates a grant, award, or other acquisition of securities. In this case, it reflects 801.167 Common Stock shares acquired indirectly by the Simard revocable trust via the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan.

How many BHB shares does Curtis C. Simard hold through his 401(k) plan?

The Form 4 shows 2,147 Bar Harbor Bankshares Common Stock shares held indirectly through a 401(k) plan. This entry is reported as a holding record, not a new transaction, and describes existing indirect ownership within the retirement plan arrangement.

Is the Curtis C. Simard Form 4 transaction for BHB considered routine?

The filing describes an acquisition via the Dividend Reinvestment and Direct Stock Purchase and Sale Plan, exempt under Rule 16b-3(d). Such plan-based, automatic reinvestment transactions are generally viewed as routine administrative events rather than discretionary insider buying or selling activity.