Bar Harbor CEO buys 724.652 shares in plan

BAR HARBOR BANKSHARES’ CEO increased his indirect holdings via a dividend reinvestment and stock purchase plan, outside any Rule 10b5-1 trading arrangement.

Rhea-AI Filing Summary

BAR HARBOR BANKSHARES (BHB) reported that President and CEO Curtis C. Simard acquired 724.652 shares of common stock on September 18, 2026 at $40.08 per share. The shares were obtained through participation in the company's Dividend Reinvestment and Direct Stock Purchase and Sale Plan and are held indirectly in the Curtis C. Simard Revocable Trust. After this acquisition, that trust holds 140,355.6431 shares, and an additional 2,147 shares are held indirectly in a 401(k) account. No Rule 10b5-1 trading plan is reported for these transactions.

Insider Trade Summary

Grant/Award: 724.652 shares

Grant/Award 2 txns

Insider Simard Curtis C

Role PRESIDENT/CEO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	724.652	$40.08	$29K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 140,355.6431 shares (Indirect, Held by Curtis C. Simard Revocable Trust); Common Stock — 2,147 shares (Indirect, by 401(k))

Footnotes (1)

1. F1. These shares were acquired through the reporting person's participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d) under the Securities and Exchange Act of 1934, as amended.

Key Figures

Shares acquired: 724.652 shares Acquisition price per share: $40.08 per share Trust holdings after transaction: 140,355.6431 shares +2 more

5 metrics

Shares acquired 724.652 shares Common stock acquired on September 18, 2026 via dividend reinvestment and stock purchase plan

Acquisition price per share $40.08 per share Price for the 724.652 shares acquired on September 18, 2026

Trust holdings after transaction 140,355.6431 shares Common stock held indirectly by the Curtis C. Simard Revocable Trust after the acquisition

Additional indirect 401(k) holdings 2,147 shares Common stock held indirectly in a 401(k) account as reported in the filing

Rule 10b5-1 plan status No Rule 10b5-1 plan reported Applies to the reported transactions on September 18, 2026

Key Terms

Dividend Reinvestment and Direct Stock Purchase and Sale Plan, Rule 16b-3(d)

2 terms

Dividend Reinvestment and Direct Stock Purchase and Sale Plan financial

"These shares were acquired through the reporting person's participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan"

Rule 16b-3(d) regulatory

"in a transaction exempt under Rule 16b-3(d) under the Securities and Exchange Act of 1934, as amended"

Rule 16b-3(d) is a narrow SEC safe-harbor that shields company insiders (officers, directors and large shareholders) from liability for short‑swing profits when their buys or sells of company stock are made under a pre-established, written plan or contract that removes the insider’s ability to time trades. For investors, this matters because it permits predictable, automated insider transactions — like scheduled sales for diversification or payroll withholding — without triggering forced disgorgement, so such planned trades are treated differently from opportunistic insider trading.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did BHB report for CEO Curtis C. Simard?

BAR HARBOR BANKSHARES reported that Curtis C. Simard acquired 724.652 shares of common stock on September 18, 2026 at $40.08 per share through the Dividend Reinvestment and Direct Stock Purchase and Sale Plan.

How many BAR HARBOR BANKSHARES (BHB) shares does the CEO’s revocable trust now hold?

Following the September 18, 2026 transaction, the Curtis C. Simard Revocable Trust holds 140,355.6431 shares of BAR HARBOR BANKSHARES common stock.

Through what program were the new BHB shares acquired by the CEO’s trust?

The new shares were acquired through participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d) under the Securities Exchange Act of 1934.

Were the September 18, 2026 BHB insider transactions under a Rule 10b5-1 plan?

No. The filing indicates that no Rule 10b5-1 trading plan applies to the reported transactions for BAR HARBOR BANKSHARES common stock on September 18, 2026.

What additional BHB shares does Curtis C. Simard hold indirectly?

Apart from the revocable trust, Curtis C. Simard has an indirect holding of 2,147 BAR HARBOR BANKSHARES common shares in a 401(k) account as of the reported date.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/22/2026 - 10:59 AM Accepted by SEC EDGAR 09/22/2026 - 10:59 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Simard Curtis C

(Last) (First) (Middle)

PO BOX 400

82 MAIN STREET

(Street)

BAR HARBOR MAINE 04609

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
BAR HARBOR BANKSHARES [ BHB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRESIDENT/CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/18/2026		A(1)	V	724.652	A	$40.08	140,355.6431	I	Held by Curtis C. Simard Revocable Trust
Common Stock								2,147	I	by 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were acquired through the reporting person's participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d) under the Securities and Exchange Act of 1934, as amended.

	/s/ Olivia Erickson, Attorney-in-Fact	09/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)