Welcome to our dedicated page for Berkshire Hills Bancorp SEC filings (Ticker: BHLB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Berkshire Hills Bancorp SEC filings provide comprehensive disclosure on the financial condition, operating results, risk factors, and corporate governance of the bank holding company. The institution files periodic reports including annual 10-K forms with audited financial statements, quarterly 10-Q forms with unaudited interim results, and current reports on Form 8-K disclosing material events between regular reporting periods.
Annual 10-K filings contain detailed information on business operations, market conditions, competitive position, regulatory environment, loan portfolio composition, deposit characteristics, interest rate sensitivity, capital adequacy, and management's discussion of financial performance. Risk factor disclosures address credit risk, interest rate risk, operational risk, regulatory risk, cybersecurity threats, and economic conditions that could affect financial results. Corporate governance details include board composition, committee structures, executive compensation arrangements, and related party transactions.
Quarterly 10-Q filings track interim financial performance with unaudited balance sheets, income statements, and cash flow statements, accompanied by management commentary on quarterly results and changes in financial condition. These reports enable investors to monitor loan growth, deposit trends, net interest margin progression, nonperforming asset levels, provision for credit losses, noninterest income sources, operating expenses, and capital ratios across reporting periods.
Proxy statements filed on Schedule DEF 14A disclose executive compensation, director compensation, board nominees, shareholder proposals, and governance matters submitted for shareholder votes at annual meetings. Registration statements, prospectuses, and merger-related filings document capital raising activities, securities offerings, and corporate transactions such as the merger with Brookline Bancorp that created Beacon Financial Corporation. Investors and analysts utilize these SEC filings to conduct fundamental analysis, assess credit quality, evaluate management effectiveness, and make informed decisions regarding the institution's securities.
Nitin J. Mhatre, who identifies as President and CEO and a Director of Beacon Financial Corp [BBT], reported transactions on 08/29/2025. The filing shows 38,327 shares were acquired at a $0 price and transferred to direct ownership, increasing the reporting person’s direct holdings to 153,738 shares. On the same date the reporting person disposed of 24,907 shares at $26.13, leaving 128,831 shares held directly after that sale. The filing explains these movements reflect the vesting and transfer of restricted stock awards originally granted on January 30, 2023 (17,327 shares) and January 30, 2024 (21,000 shares), each subject to three-year cliff vesting and performance criteria that vested at 100% of target and were transferred on August 29, 2025. The Form 4 was filed by one reporting person.
Gregory D. Lindenmuth, EVP and Chief Risk Officer, reported insider transactions in Beacon Financial Corp (ticker shown as BBT). On 08/29/2025 restricted awards vested and 6,992 shares were transferred to him at no cash price, bringing his direct holdings to 26,136 shares. On the same date he sold 2,759 shares at $26.13, leaving 23,377 shares owned directly. The filing notes prior vesting of 703 and 1,703 shares from earlier awards and reports 13,433 shares held indirectly via a 401(k). The Form 4 was signed by power of attorney on 09/03/2025.
Reporting person: Brett Brbovic, the EVP and CFO listed on this Form 4.
On 08/29/2025 Mr. Brbovic reported a disposition of 2,376 shares of Common Stock at $26.13 per share, leaving 16,512 shares held directly after the transaction. Several previously held stock awards vested and converted to direct ownership: 1,099, 1,632, 2,435 and 2,926 shares from Stock Award II–V, respectively. Additional holdings include 590 shares held in a 401(k). The Form 4 states the stock awards were granted under the Berkshire Hills Bancorp, Inc. 2022 Equity Compensation Plan and describes the vesting schedules for multiple award tranches.
Conn Kevin, listed as Senior Managing Director, Investor Relations, reported a sale and vesting activity for Beacon Financial Corp (BBT). On 08/29/2025 he disposed of 1,388 common shares at $26.13 per share. After the transaction and recent vesting, he beneficially owns 26,924 shares directly. Several previously restricted stock awards vested, converting 769, 1,938, and 2,019 shares from Stock Award III, IV and V into direct holdings. The Form 4 was signed under power of attorney on 09/03/2025.
Beacon Financial Corporation and Beacon Bank were formed through the closing of mergers between Berkshire Hills Bancorp and Brookline Bancorp. The combined boards each total 16 directors, split evenly between designees of Berkshire and Brookline. David M. Brunelle is designated to serve as chairman of the surviving company and bank and Paul A. Perrault is designated to serve as president and chief executive officer, each for two-year terms subject to election. A senior executive team is named, listing six officers and their roles. The filing notes a change in control under an existing employment agreement, and that Nitin J. Mhatre is no longer associated with the company. Several merger-related agreements and governance amendments are furnished as exhibits, and the company’s headquarters is identified in Boston, Massachusetts.
Fuller & Thaler Asset Management, Inc. reports beneficial ownership of 2,734,139.58 shares of Berkshire Hills Bancorp Inc. common stock, representing 5.90% of the class. The filer states it is a California investment adviser and holds sole voting power over 2,703,668.58 shares and sole dispositive power over 2,734,139.58 shares as investment adviser to certain clients. Fuller & Thaler says the securities are held in the ordinary course of business and not for the purpose of changing or influencing control of the issuer; the filing clarifies that clients retain the right to receive dividends or sale proceeds.
Berkshire Hills Bancorp reported improved profitability for the quarter ended June 30, 2025. Net income was $30,366 thousand for the three months and $56,085 thousand for the six months, up from $24,025 thousand and $3,837 thousand a year earlier. Net interest income rose to $91,921 thousand in Q2 and total net revenue increased to $113,673 thousand, reflecting higher loan-related fee income and stable net interest margins.
The balance sheet shows total assets of $12.035 billion and shareholders' equity of $1.222 billion. Deposits declined by $396.2 million to $9.979 billion and short-term borrowings increased to $360.0 million. The securities portfolio carried aggregate unrealized losses of $193.6 million. Criticized loans (Special Mention and lower) rose to $344,153 thousand and the allowance for credit losses on loans was $117,344 thousand.
State Street Corporation reported beneficial ownership of 2,393,791 shares of Berkshire Hills Bancorp Inc. common stock, equal to 5.2% of the class. The filing shows no sole voting or dispositive power and records shared voting power of 366,144 shares and shared dispositive power over all 2,393,791 shares. Several State Street Global Advisors entities are identified as the advisory/holding subsidiaries through which these positions are held. The filing includes a certification that the securities are held in the ordinary course of business and were not acquired to influence control of the issuer.
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