Welcome to our dedicated page for Berkshire Hills Bancorp SEC filings (Ticker: BHLB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Berkshire Hills Bancorp SEC filings provide comprehensive disclosure on the financial condition, operating results, risk factors, and corporate governance of the bank holding company. The institution files periodic reports including annual 10-K forms with audited financial statements, quarterly 10-Q forms with unaudited interim results, and current reports on Form 8-K disclosing material events between regular reporting periods.
Annual 10-K filings contain detailed information on business operations, market conditions, competitive position, regulatory environment, loan portfolio composition, deposit characteristics, interest rate sensitivity, capital adequacy, and management's discussion of financial performance. Risk factor disclosures address credit risk, interest rate risk, operational risk, regulatory risk, cybersecurity threats, and economic conditions that could affect financial results. Corporate governance details include board composition, committee structures, executive compensation arrangements, and related party transactions.
Quarterly 10-Q filings track interim financial performance with unaudited balance sheets, income statements, and cash flow statements, accompanied by management commentary on quarterly results and changes in financial condition. These reports enable investors to monitor loan growth, deposit trends, net interest margin progression, nonperforming asset levels, provision for credit losses, noninterest income sources, operating expenses, and capital ratios across reporting periods.
Proxy statements filed on Schedule DEF 14A disclose executive compensation, director compensation, board nominees, shareholder proposals, and governance matters submitted for shareholder votes at annual meetings. Registration statements, prospectuses, and merger-related filings document capital raising activities, securities offerings, and corporate transactions such as the merger with Brookline Bancorp that created Beacon Financial Corporation. Investors and analysts utilize these SEC filings to conduct fundamental analysis, assess credit quality, evaluate management effectiveness, and make informed decisions regarding the institution's securities.
Paul A. Perrault filed an initial Form 3 reporting beneficial ownership in Beacon Financial Corp (symbol shown as BBT). The filing records 204,380 shares held directly and an additional 31,500 shares held indirectly through "Paul A. Perrault GRAT #3". The form identifies Perrault as a Director and President and CEO and shows the transaction date as 09/01/2025 with the form signed on 09/05/2025.
Thomas J. Hollister filed an initial Form 3 reporting his beneficial ownership in Beacon Financial Corp (BBT) following a 09/01/2025 event. He is identified as a Director and filed as an individual reporting person. The filing shows ownership of 21,951 shares of common stock held directly, plus 3,276 shares held indirectly in an IRA and 966 shares held indirectly in a trust, for a total of 26,193 shares disclosed. The form contains no derivative holdings and includes a signature by Hollister via a power of attorney on 09/05/2025. The filing is a routine disclosure required under Section 16 and does not state any transactions, option grants, or additional narrative explanations.
Form 3 filing: Willard I. Hill, Jr. reported initial beneficial ownership of Beacon Financial Corp (BBT) securities. He directly owns 13,326 shares of common stock and indirectly owns 307 shares through an IRA. The event requiring the statement occurred on 09/01/2025 and the form was signed by Marissa S. Martin as POA on 09/05/2025. The filer is identified as a director and this is an individual filing.
Form 3 (Initial Statement) filed for Carl M. Carlson reporting beneficial ownership in Beacon Financial Corp (ticker: BBT). The filing shows Mr. Carlson, listed as an officer with the title CFO & Chief Strategy Officer, directly beneficially owns 65,811 shares of Beacon Financial Corp common stock. The event date triggering the filing is 09/01/2025 and the form is signed by a power of attorney, Marissa S. Martin, on 09/05/2025. The submission provides name, address (Boston, MA 02116) and confirms this is an individual filing by one reporting person.
Bogdan Nowak filed an initial Form 3 reporting ownership of 107,338 shares of common stock of Beacon Financial Corp (BBT). The filing lists Nowak's address in Boston, MA, and indicates his relationship to the issuer as a Director. The event requiring the statement occurred on 09/01/2025 and the Form was signed by Marissa S. Martin as power of attorney on 09/05/2025.
Sean Gray, listed as Chief Operations Officer and a director, reported transactions in Beacon Financial Corp [BBT] on 08/29/2025. Restricted stock awards granted on 01/30/2023 (9,882 shares) and 01/30/2024 (11,890 shares) vested at 100% and were transferred to Mr. Gray on 08/29/2025, resulting in a 21,772-share acquisition reported at $0 and increasing his direct beneficial ownership to 137,330 shares. The filing also reports a sale of 13,589 shares at $26.13, leaving 123,741 shares directly owned. Additional holdings include 2,762 shares via a 401(k). The form is signed by Marc Levy pursuant to power of attorney on 09/03/2025.
Jacqueline Courtwright, Chief Human Resources Officer, reported insider transactions dated 08/29/2025 involving common stock of the issuer noted in this filing. On that date she received 6,413 shares that vested and were transferred to her at no cash cost and sold 3,103 shares at $26.13 per share. After these transactions the filing shows 18,025 shares beneficially owned directly, plus certain indirect holdings including previously granted stock awards and 446 shares held in a 401(k). The filing includes explanations that restricted stock awards granted in January 2023 and January 2024 vested at 100% of target and were transferred on August 29, 2025.
Prescott Wm Gordon reported receipt of 5,902 shares of common stock that were transferred to him on August 29, 2025, at no cash price as vested restricted stock. After the transfers, he beneficially owns 28,584 shares directly. The 5,902 shares reflect vesting of two prior restricted stock grants: 2,668 shares granted January 30, 2023, and 3,234 shares granted January 30, 2024, each subject to three-year cliff vesting and performance criteria and both vested at 100% of target. The filing also shows indirect holdings: 2,644 shares held in a 401(k) and 1,310 shares held in an IRA. The form was signed by an attorney-in-fact on September 3, 2025.
Insider transactions at Berkshire Hills Bancorp (BHLB): Ellen Tulchiner, EVP and Head of Consumer Lending & Payments, received vesting restricted stock awards that converted to 6,036 shares and were transferred to her on 08/29/2025 at no cash cost. On the same date she disposed of 2,906 shares at $26.13 per share. After these transactions the filing reports beneficial ownership levels shown as 8,814 and 5,908 shares in the transaction lines; the explanations state earlier grants from January 30, 2023 (2,964 shares) and January 30, 2024 (3,072 shares) vested at 100% and were delivered on August 29, 2025. The form is signed by Marc Levy under power of attorney and filed on 09/03/2025.
Reporting person: James Cannon Brown, SEVP and Head of Commercial Banking, reported changes in his beneficial ownership of the issuer's common stock.
On 08/29/2025 8,950 restricted shares (granted 01/30/2024 subject to a three-year cliff and performance criteria) vested and were transferred to him at $0 (reflecting vesting). Also on 08/29/2025 he disposed of 4,371 shares at $26.13, leaving him with 13,072 shares beneficially owned following the reported transactions. The filing notes that 3,978 shares from a prior stock award vested and became direct holdings.
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